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Best Life Insurance Companies in Detroit

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30701 W 10 Mile Rd Ste 400, Farmington Hills, MI 48336
Farmington Hills, MI 48336

Bergstrom Insurance Agency serves the Detroit area, offering an array of insurance products, including health and life insurance. Founded in 1958, this fully licensed insurance agency writes policies throughout the state of Michigan and is a family-owned agency. Personal, commercial, and church lines area available. Term and whole life policies, long-term care policies, disability policies, and annuities are available. The agency exclusively writes health insurance policies for Blue Cross/Blue Shield of Michigan.

30701 W 10 Mile Rd Ste 400, Farmington Hills, MI 48336
Farmington Hills, MI 48336

Website(248) 478-4800

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

28 W. Adams Ave. Suite 1600, Detroit, MI 48226
Detroit, MI 48226
  • Life Insurance

Catalyst Solutions Group is an independent company that offers insurance products in the Detroit metro. It caters to families and business owners, helping them obtain life insurance plans to protect them from financial losses caused by estate taxes and personal debts. The firm also handles estate preservation, disability and long-term care insurance, corporate retention strategies, and business succession services. One of its agents, Clune Walsh, is a CLU and ChFC. He is also a member of the National Association of Pension Consultants.

28 W. Adams Ave. Suite 1600, Detroit, MI 48226
Detroit, MI 48226

Website(313) 296-1600

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2711 E Jefferson Ave Ste 206, Detroit, MI 48207
Detroit, MI 48207
  • Life Insurance

Clark Financial Services & Insurance Agency develops and customizes life insurance programs in Detroit. The full-service financial firm keeps clients informed of coverage options to present insurance options that fit their situation and objectives. It is operated by James Clark, a financial advisor and Chartered Life Underwriter who offers long-term care and disability insurance. Clark has extensive experience in providing tax management services and insurance products for homeowners and businesses. He is also a Chartered Financial Consultant and Certified Financial Planner.

2711 E Jefferson Ave Ste 206, Detroit, MI 48207
Detroit, MI 48207

Website(313) 259-6600

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

16999 Cambridge Ave, Allen Park, MI 48101
Allen Park, MI 48101

Clinton Financial Benefits, a health insurance company near Detroit, is an independent agency offering quality health, dental, disability, and Medicare supplement policies. It connects clients to government healthcare plans and helps them find their subsidies to apply toward purchase. This consumer-oriented agency represents national companies offering conventional health insurance, dental insurance, Medicare supplement plans, Medicare Advantage plans, and discount prescription drug plans. Its online portal makes the enrollment process quick and easy for customers.

16999 Cambridge Ave, Allen Park, MI 48101
Allen Park, MI 48101

Website(313) 562-5930

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: B+

7100 W 7 Mile Road, Detroit, MI 48221
Detroit, MI 48221
Instagram
  • Life Insurance
  • Health Insurance

Crystal Robertson is a State Farm insurance specialist who provides products and services in the Detroit metro. She offers a range of personal insurance, including life policies. She accommodates families and individuals who want to purchase universal, whole, and term coverages. Robertson also helps policyholders change their life insurance policies and beneficiaries. She also deals with health, homeowners', renters', vehicle, BOP, and workers' compensation insurance. She also caters to customers who need assistance with their mutual funds and estate planning.

7100 W 7 Mile Road, Detroit, MI 48221
Detroit, MI 48221

InstagramWebsite(313) 340-9000

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

41000 Woodward Ave Ste 350BLDG, Bloomfield Hills, MI 48304
Bloomfield Hills, MI 48304

D. E. Irwin Insurance Agency is a life/health insurance agency serving the entire Detroit metro area. The business is an independent agency that represents many national insurance carriers, including Aetna Coventry, UnitedHealthCare, AARP, BlueCross BlueShield, and Cigna, among many others. Its personal lines include whole and term life insurance, individual health insurance, family health insurance, Medicare plans, individual disability policies, and dental insurance. Additionally, D. E. Irwin Insurance Agency offers long-term care insurance.

41000 Woodward Ave Ste 350BLDG, Bloomfield Hills, MI 48304
Bloomfield Hills, MI 48304

Website(855) 976-3703

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

1535 Sixth St, Suite 1, Detroit, MI 48226
Detroit, MI 48226
  • Life Insurance
  • Health Insurance
  • Individual Plans

Diebold Insurance Agency offers individual and group life plans to clients in Detroit. Its agents guide consumers in understanding their options in order to pick plans that suit their needs and budgets. They inform clients about life protections and specific coverages like mortgage protection, business partnership, future education costs, and end-of-life expenses. Diebold Insurance Agency started with a team of five members in its original West Branch office. CEO Kevin Elliott is a Certified Insurance Counselor.

1535 Sixth St, Suite 1, Detroit, MI 48226
Detroit, MI 48226

Website(313) 964-3750

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

30600 Telegraph Road, Bingham Farms, MI 48025
Bingham Farms, MI 48025
  • Life Insurance
  • Health Insurance

Based near Detroit, Emerson-Prew is an independent insurance company that has been serving clients throughout the area for over five decades. It offers various products from multiple insurance companies and assists clients in finding plans that work within their budgets. The agency provides products such as individual life insurance plans, personal and commercial umbrellas, as well as workers’ compensation. Homeowners, renters, auto, and health insurance plans are also available. Emerson-Prew carries products from MetLife, UnitedHealthcare, Mutual of Omaha, and Aflac.

30600 Telegraph Road, Bingham Farms, MI 48025
Bingham Farms, MI 48025

Website(248) 642-5900

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

24681 Northwestern Hwy Ste 3006, Southfield, MI 48075
Southfield, MI 48075

Erica Lindsey, The Insurance Lady is an insurance broker serving the life and health insurance needs of area customers. Erica Lindsey has more than 15 years of experience in the insurance sector, and she leverages her experience as an independent agent to help her customers find the best deals on needed whole and term life insurance policies. She works with well-known national companies, including Bristol West, Foremost, an Arrowhead General Insurance Agency Inc.

24681 Northwestern Hwy Ste 3006, Southfield, MI 48075
Southfield, MI 48075

Website(313) 355-0330

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

14405 Northline Rd, Southgate, MI 48195
Southgate, MI 48195

Gary K. Smith Insurance Agency is a life insurance company near Detroit offering various policies and products for local customers. This full-service, family-owned and operated agency has more than 50 years of experience helping area customers get the coverage they need to protect their families, their assets, and their homes from unanticipated loss. Whole life and term life policies are available from top companies. The business is a member of the Independent Insurance Association.

14405 Northline Rd, Southgate, MI 48195
Southgate, MI 48195

Website(734) 285-7620

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12850 Eureka Rd, Southgate, MI 48195
Southgate, MI 48195

Grendel-Wittbold Insurance is a life insurance agency near Detroit offering policies for individuals and families. Founded in 1952, the agency offers both term and whole life insurance and has an online form for quoting purposes. This independent agency shops over 10 national insurance companies to help customers get the best rates and terms on life insurance. The agency also sells auto, homeowners, RV, rental, and umbrella policies and business insurance policies, including workers comp, commercial auto, and general liability.

12850 Eureka Rd, Southgate, MI 48195
Southgate, MI 48195

Website(734) 284-4740

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1350 East West Maple Road, Walled Lake, MI 48390
Walled Lake, MI 48390
  • Life Insurance
  • Health Insurance

Katie Jones is an insurance agent who works for State Farm. Serving Detroit and its nearby communities, Katie walks clients through available life insurance options, such as term, whole, and universal life insurance, and helps them choose suitable coverage, which includes cash values that accumulate over time. Katie also carries a range of insurance solutions, including auto, property, home, and health insurance plans. Moreover, she addresses the insurance needs of small businesses.

1350 East West Maple Road, Walled Lake, MI 48390
Walled Lake, MI 48390

Website(248) 669-0701

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

19304 Wyoming St, Detroit, MI 48221
Detroit, MI 48221

Lifestyle Safety, LLC is a life insurance agency in Detroit. The agency offers health insurance coverage, life insurance, and income protection insurance for individuals, families, and small employer groups. It also provides a special program for the elderly, which helps ensure that older clients have financial peace of mind and are protected beyond Medicare and social security. Lifestyle Safety, in partnership with CleverRX, provides a discount plan for prescription drugs as well.

19304 Wyoming St, Detroit, MI 48221
Detroit, MI 48221

Website(313) 472-5347

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15400 Grand River Avenue, Detroit, MI 48227
Detroit, MI 48227
  • Life Insurance

The London Consulting and Insurance Firm were founded by Stephanie Coney when she wanted to become an independent agent who provides Detroit and the surrounding areas. The company is partnered with various insurance carriers to provide various products such as home, life, auto, annuities, business, and landlord policies. Its life insurance policies come in types, such as whole life and term life. There is also child life insurance which covers medical costs in case of a child's death.

15400 Grand River Avenue, Detroit, MI 48227
Detroit, MI 48227

Website(800) 651-9142

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

41575 Joy Rd Ste 100, Canton, MI 48187
Canton, MI 48187

Loyalty Insurance helps Detroit customers find the right life insurance solutions for their needs. The agency offers two basic types of life insurance, including term insurance and permanent, whole life policies. Its licensed and qualified insurance professionals pride themselves on helping customers select appropriate policies to meet their objectives and financial goals. It offers other personal lines of insurance, including homeowners, renters, and auto insurance. Its business lines include workers comp and specialty policies for businesses such as tanning salons.

41575 Joy Rd Ste 100, Canton, MI 48187
Canton, MI 48187

Website(734) 454-5450

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

150 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2769 Coolidge Highway, Berkley, MI 48072
Berkley, MI 48072
  • Life Insurance
  • Long Term Care

LYFE Benefits & Insurance Solutions LLC is a risk management specialist that helps individuals and businesses in Detroit. Its team of agents assists employers in providing life and health insurance for their workers. In addition, they furnish long-term care, disability, and life insurance policies for families and individuals. LYFE Benefits & Insurance Solutions also offers HR consulting services. The company is headed by David Engle, who is an insurance broker with a background in finance and healthcare.

2769 Coolidge Highway, Berkley, MI 48072
Berkley, MI 48072

Website(248) 923-1200

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26503 Harper Ave, Saint Clair Shores, MI 48081
Saint Clair Shores, MI 48081

Michigan Insurance and Financial Services offers life insurance policies for Detroit clients. Its well-trained team of agents is ready to help clients choose the best policies for their life situations, based on what they need to protect, with insurance products that include traditional whole life, variable universal life, and universal life policies. Some of the nationally acclaimed companies working with this independent insurance company include Prudential, Berkshire Hathaway Insurance Companies, The Hartford, and Bristol West, among others.

26503 Harper Ave, Saint Clair Shores, MI 48081
Saint Clair Shores, MI 48081

Website(866) 921-6095

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A+

7725 W Vernor Highway, Detroit, MI 48209
Detroit, MI 48209
  • Life Insurance
  • Health Insurance

PD Dandnaik is a State Farm agent who provides the insurance needs of individuals, families, and business owners in the Detroit metro. He offers an array of products and services, including life insurance plans. He assists customers in obtaining universal, whole, and term coverages. The insurance agent also deals with other personal and business policies, such as homeowners', renters', health, workers' compensation, and liability umbrella insurance. Dandnaik gives back by supporting State Farm's Neighborhood of Good and Community Offers Program.

7725 W Vernor Highway, Detroit, MI 48209
Detroit, MI 48209

Website(313) 554-1500

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

104 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7125 Orchard Lake Road, West Bloomfield Township, MI 48322
West Bloomfield Township, MI 48322
Instagram
  • Life Insurance
  • Long Term Care

Phil Klein Insurance Group is an independent insurance agency that has been serving the residents of Detroit for over a decade. It provides term life insurance and permanent life insurance, as well as long-term care insurance and disability insurance. PKIG is partnered with over 50 top-rated insurance carriers such as Prudential, Pacific Life, Ethos, and Mutual of Omaha. The company's founder Philip Klein has been working in the insurance and financial services industry for more than two decades.

7125 Orchard Lake Road, West Bloomfield Township, MI 48322
West Bloomfield Township, MI 48322

InstagramWebsite(248) 682-7445

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

626 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

575 East Big Beaver Road, Troy, MI 48083
Troy, MI 48083
  • Life Insurance
  • Health Insurance

Plan IV provides personal and professional financial services for clients in Detroit. Its range of products and services includes life insurance, health insurance, long-term care insurance, and disability insurance. It also provides identity theft protection, travel insurance, and Medicare supplement plans. Additionally, the company offers personal finance assistance and HR outsourcing services. The company's founders and CEOs, Clarence Simonis and Thomas Miszcak, have been in the insurance industry since the 1970s. They established the company in 1984.

575 East Big Beaver Road, Troy, MI 48083
Troy, MI 48083

Website(248) 689-4910

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

23738 Joy Rd, Redford, MI 48239
Redford, MI 48239

Sharpe & Associates Insurance Agency provides life and health insurance for customers throughout the Detroit metro area. It sells a wide variety of insurance products as an independent agency that connects customers with large, national insurance companies. Its life insurance policies range from term life to whole and universal life offerings. It offers individual medical health insurance, business and commercial health insurance, vision and dental coverage, and Medicare supplement plans.

23738 Joy Rd, Redford, MI 48239
Redford, MI 48239

Website(248) 573-0123

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

17515 West Nine Mile Road, Southfield, MI 48075
Southfield, MI 48075
  • Life Insurance
  • Health Insurance
  • Individual Plans

Speir Financial Services is an insurance provider serving clients in Detroit and nearby areas. This fully independent company specializes in accommodating individuals and families, providing them policies for individual and group life coverages. It offers other insurances like health coverage, disability and business overhead coverage, annuities, and long-term care insurance. Its financial programs include personal estate analysis and planning, wealth management, and retirement planning. The company was founded by James J. Speir who is an independent investment advisor representative.

17515 West Nine Mile Road, Southfield, MI 48075
Southfield, MI 48075

Website(888) 458-0667

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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