Expertise.com

2024

Last updated:

Best Mortgage Brokers in Dearborn

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Dearborn Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

26Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
115 S Main St Suite 300, Royal Oak, MI 48067
  • New Construction
  • Refinance

Why choose this provider?

Omega Lending works with clients across Dearborn. The company educates first-time homebuyers through the process of qualifying for various loan programs. These include mortgages backed by government agencies like the FHA and VA, as well as 30-year fixed-rate loans. The company has experience helping self-employed individuals in navigating the mortgage qualification process. It also assists clients seeking to refinance. One of its team members, Mitch Lay, once worked as a senior loan officer for Equihome Mortgage.

License Verified:

License: 1212760

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (131)
Facebook
5.0 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
504 E 4th St, Royal Oak, MI 48067
  • Refinance

Why choose this provider?

Mortgage City caters to residents in Dearborn who need a variety of broker services. Refinancing is available to reform existing obligations and reduce burdensome payments. The team has loan programs ranging from conventional options, such as Freddie Mac and Fannie Mae products, to government-backed choices for agricultural asset buyers and soldiers. Alex Foster and Jared Lincoln, the company's owners, hold extensive industry experience that includes working in the financial and banking sectors.

License Verified:

License: 2007168

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
34100 Woodward Ave Suite 200, Birmingham, MI 48009
  • Refinance

Why choose this provider?

Loan X Mortgage offers a variety of services to homebuyers in Dearborn. The crew has home equity loans and refinancing options fit for first-time buyers or those with existing debts that need rearranging into more manageable forms. A mortgage calculator is available to dispense preliminary information prior to formally meeting a consultant. The company is led by CEO Tim Dankha, who has been in the lending sector for over nine years. It has a team of over 150 across five offices.

License Verified:

License: 1879263

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (613)
Facebook
5.0 / 5 (17)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 E Big Beaver Rd, Ste 940, Troy, MI 48083
  • Refinance
  • New Construction

Why choose this provider?

C4D Mortgage addresses the home-financing needs of people in Dearborn. Its lending specialists help individuals fund their existing loans and modify current rates and terms by applying for a refinance program. They also help first-time homebuyers choose from various financing options, such as FHA, VA, and USDA mortgages. Townhouses and single- or multi-family residences are some of the property types covered. The team assists clients by finding a mortgage that meets their short- and long-term financial goals.

License Verified:

License: 151261

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (480)
Zillow
5.0 / 5 (408)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail

Website
25800 Northwestern Highway Suite 850, Southfield, MI 48075
  • Refinance
  • New Construction

Why choose this provider?

Assure Loans assists customers in the Dearborn area with their home purchasing or refinancing needs. It has mortgage brokers who offer various loan programs to individuals and families looking for financial solutions. The business also works with real estate agents and brokers to get clients information that will help identify suitable rates and terms that meet their needs. Assure Loans' president and founder, Peter Elia, has more than five years of experience in the industry.

License Verified:

License: 1809591

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29201 Telegraph Rd. Suite 611, Southfield, MI 48034
  • Refinance
  • New Construction

Why choose this provider?

Mortgage Resource Plus, Inc., caters to people in Dearborn, handling the setup of various mortgage programs for aspiring homeowners, including FHA and conventional loans. It maintains a website that contains tools to help clients calculate their annual percentage rates and monthly payments, as well as check the difference between homeownership and property renting. One of the company's team members, Natalie DeLeo, has spent over three decades in the industry. She is a former real estate relocation specialist under Coldwell Banker Weir Manuel.

License Verified:

License: 133494

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (109)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
255 S Old Woodward, Birmingham, MI 48009
  • New Construction

Why choose this provider?

Swift Home Loans is a mortgage brokerage agency that provides tailor-made solutions to individuals and families in Dearborn and nearby areas. It assists customers looking to purchase primary, secondary, and investment real estate. It also provides mortgage refinancing and cash-out equity services. The Swift Home Loans team has over 30 years of combined experience in the industry and works with customers from 12 states. Founding broker Andi Numan has been in the mortgage banking industry since 2012.

License Verified:

License: 2075228

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (30)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18877 W 10 Mile Rd #250, Southfield, MI 48075
  • Refinance

Why choose this provider?

Great Lakes Mortgage Brokers, LLC, matches borrowers with potential lenders in Dearborn to obtain home loan terms tailored to their financial resources. It offers various mortgage loan programs, including jumbo, conventional, and FHA. In addition, the brokerage helps individuals and businesses reach their financial goals by providing lending and insurance options. It has offices in Boca Raton and Southfield, enabling it to cater to the home-financing needs of clients in Florida and Michigan. The brokerage has over two decades of industry experience.

License Verified:

License: 170245

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30200 Telegraph Rd Suite 105, Bingham Farms, MI 48025
  • Refinance
  • New Construction

Why choose this provider?

Next Door Lending is a Bingham Farms-based company that serves people throughout Dearborn. It advises individuals seeking to purchase properties, like single-family houses, townhomes, and condos, guiding them throughout the mortgage application process. The company offers loan programs backed by VA, FHA, and USDA. It also helps homeowners refinance their mortgages to access a portion of their property's equity. Douglas "Doug" Liska, its CEO and co-founder, previously served as a regional vice-president of mortgage banking under the firm Quicken Loans.

License Verified:

License: 1880338

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (675)
Facebook
4.8 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38701 W. Seven Mile Rd Suite 290, Livonia, MI 48152
  • Refinance
  • New Construction

Why choose this provider?

Priority 1 Lending serves residents of Dearborn who require mortgage brokerage solutions. Its products include government-sponsored choices for buyers with challenging credit ratings and military veterans. Conventional programs are available for first-time house purchasers, and refinancing options are on hand to take advantage of less burdensome fulfillment conditions and terms. Priority 1 Lending opened in 2015 and uses the most current technological tools to streamline and expedite loan processes and transactions.

License Verified:

License: 1375378

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (526)
Zillow
5.0 / 5 (468)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1650 Research Dr Suite 200, Troy, MI 48083
  • Refinance

Why choose this provider?

Hall Financial accommodates first-time homebuyers, seasoned veterans, and real estate investors in Dearborn and its nearby areas. Since 2016, the agency has been offering several programs, such as VA, FHA, and fixed- and adjustable-rate loans. It has helped more than 4,000 clients, from mortgage pre-approval to the closing process. Its president, David Hall, assists customers in appraising their home refinance or loan. He has been working in the industry for over 25 years and is also licensed to serve people in Tennessee and Florida.

License Verified:

License: 1467435

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (2178)
Zillow
4.8 / 5 (648)
Facebook
4.9 / 5 (238)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30700 Telegraph Rd, Bingham Farms, MI 48025
  • Refinance
  • New Construction

Why choose this provider?

Rapid Mortgage Funding is a Bingham Farms-based brokerage that serves loan applicants in the Dearborn area. Its advisors organize regular assessments of changes in local mortgage rates to provide clients with educative guidance on their applications. Their consultations focus on evaluating the eligibility of applicants for specific programs based on their credit histories and goals in terms of debt consolidation and interest rate reduction. They also organize property valuations and obtain listings of various residences within the local region for potential homebuyers and sellers.

License Verified:

License: 1798321

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (46)
Facebook
2.6 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 Parklane Blvd, suite 104, Dearborn, MI 48126
  • Refinance
  • New Construction

Why choose this provider?

Vesta Lending is a mortgage brokerage that serves borrowers and investors in Dearborn. For more than 15 years, it has provided prospective homeowners with several loan options, such as fixed-rate mortgages, FHA, rehab, USDA, jumbo, VA, and investment property options. Refinancing is also available, which may result in lower monthly payments. In addition, the team aids in mortgage prequalification, which some Realtors may require. Vesta Lending has an amortization calculator on its website for a comparative analysis of different loan plans.

License Verified:

License: 1748450

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (123)
Zillow
5.0 / 5 (46)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.