Best Homeowners Insurance Agencies in Ann Arbor

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Ann Arbor Insurance Centre logo

Ann Arbor Insurance Centre

2755 Carpenter Road, Ann Arbor, MI 48108
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  • Renter's Insurance
  • Personal Property Insurance
  • Condos

The insurance agents at Ann Arbor Insurance Centre have provided homeowners, renters, and businesses with dependable insurance services and products in Ann Arbor for over 30 years. It has various home insurance options to protect a client's home and personal belongings in the event of losses due to a disaster. For apartment, condo, and home renters, the agency offers rental insurance to cover their belongings against fire, theft, and vandalism. Ann Arbor Insurance also insures autos, boats, and boats.

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Cuccia Insurance Agency logo

Cuccia Insurance Agency

15510 South Telegraph Road, Monroe, MI 48161
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  • Renter's Insurance
  • Multiple Policy Types

The Cuccia Insurance Agency was founded in 1999 to offer personal and business clients in the Ann Arbor metro area with policies tailored to their needs and within their budgets. One of the agency's most common services is home insurance, where its agents can analyze the needs of each client and design a policy around those needs. Additionally, they can include extra coverage for higher risks, such as liability and replacing high-value personal items.

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Gwen Mitchell - State Farm Insurance Agent logo

Gwen Mitchell - State Farm Insurance Agent

Ann Arbor, MI
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Gwen Mitchell is a State Farm insurance agent in Ann Arbor who has more than a quarter of a century of experience helping her personal and business clients get the coverage they need within their budgets. Ms. Mitchell can tailor State Farm home insurance products for homeowners, discuss additional coverage, such as the costs of temporarily relocating after a major disaster, and append additional products, such as auto, life, and health insurance.

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Insurance One Agency logo

Insurance One Agency

25800 Northwestern Highway, Southfield, MI 48075
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Insurance One Agency offers homeowners coverage for clients in Ann Arbor. The company meets with different clients, from landlords to tenants, to discuss their preferences and plan options. Its homeowners' insurance policy covers property damage caused by fires, storms, or theft of belongings. It also includes the medical fees of those injured within the property. The company is affiliated with tenured businesses like Capital Title, Johnstone & Johnstone, and Reinhart. It also offers insurance plans for commercial clients and their offices.

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Kapnick Insurance Group logo

Kapnick Insurance Group

1201 Briarwood Circle, Ann Arbor, MI 48108
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  • Renter's Insurance
  • Multiple Policy Types

Kapnick Insurance Group offers a wide array of insurance products to individuals and families in Ann Arbor. One of the company's insurance solutions is homeowners' insurance, which covers compensation for losses and damages to the homes and belongings of homeowners in case of problems such as natural disasters. The company provides coverage for flood, guests' injuries, loss of use, off-premises theft, and fire. It has also policies for secondary homes to help protect homeowners from additional liabilities.

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Kemner Iott Benz logo

Kemner Iott Benz

955 W Eisenhower Cir g, Ann Arbor, MI 48103
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Kemner Iott Benz is an independent insurance agency serving the Ann Arbor area. Its team of insurance professionals helps secure their clients' single-family homes, multi-family homes, condominiums, mobile and modular homes, rental properties, and personal belongings. They work with different insurance carriers, allowing them to offer a wide range of options to provide the best amount of coverage for their clients. They also offer annuities, life insurance, disability benefits, Medicare supplement, and umbrella policies.

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Meemic Insurance Company logo

Meemic Insurance Company

2072 S. Custer Rd., Ann Arbor, MI 48161
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Located in Ann Arbor, the Meemic Insurance Company was founded by teachers to help others in the educational community. It's since grown to offer additional products, such as home insurance. The agency can offer independent advice and customize home insurance products for educators that will provide them with help if the worst happens, such as a fire. The agents can also append additional coverage to meet other needs, such as broken sump pumps and stolen high-value personal items.

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Palmer Insurance logo

Palmer Insurance

3074 Baker Road, Dexter, MI 48130
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Palmer Insurance is a family-owned and operated agency with more than 50 years of experience assisting personal and business clients throughout Michigan. It has significant experience in home insurance, helping its clients get the coverage they need by blending products from one or more carriers to create a policy tailored for them. Policies typically cover the costs of structural damage, loss of personal items, and protection from liability claims. The agency also specializes in life and auto insurance.

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Preferred Insurance Network logo

Preferred Insurance Network

2723 South State Street, Ann Arbor, MI 48104
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  • Condos
  • Multiple Policy Types
  • Flood

Preferred Insurance Network discusses insurance policy options to residents and business property owners in Ann Arbor and the surrounding communities. Its agents advise clients on the various factors in determining the homeowners' insurance policy cost. They also come up with a customized policy that includes the coverage clients need at a rate that fits their budget. The homeowners' insurance policy provides financial protection for customers' homes and their contents in the unfortunate event of a disaster.

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Ryan McCreight - State Farm Insurance Agent logo

Ryan McCreight - State Farm Insurance Agent

2500 Packard Street, Ann Arbor, MI 48104
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  • Multiple Policy Types

Ryan McCreight is a State Farm insurance agent who has extensive knowledge of the agency's wide range of products, such as home insurance. He can help homeowners analyze their coverage requirements, consider coverage they may not have considered, such as extra coverage for high-value items, and append products into one policy that may allow for discounts to premiums. These can include life, health, and auto insurance. The agent also specializes in business insurance.

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Shawn Pipoly - Farm Bureau Insurance Agent logo

Shawn Pipoly - Farm Bureau Insurance Agent

510 West Grand River Road, Brighton, MI 48116
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Shawn Pipoly is a Farm Bureau insurance agent who has been providing clients throughout Michigan since 1988 with a range of products that can protect them from various risks. Much of his experience is in home insurance, where he can provide his clients with the coverage they're looking for and discuss coverage they may not have considered, such as increased coverage for high-value personal items. He can also discuss additional products, including auto, health, and life.

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Stapleton Insurance Group logo

Stapleton Insurance Group

Ann Arbor, MI
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Stapleton Insurance Group is a family-owned and operated insurance agency based in Ann Arbor that was founded in 1927. Its areas of expertise include forming home insurance policies for its clients' primary, secondary, and investment properties. Its agents can tailor policies to cover common needs, such as damage repair costs, as well as less common needs, such as replacing high-value personal items. Additionally, the agency specializes in life, health, liability, and auto insurance.

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The Craft Agency, Inc. logo

The Craft Agency, Inc.

2533 Spring Arbor Road, Jackson, MI 49204
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  • Personal Property Insurance
  • Multiple Policy Types

The Craft Agency Inc. can trace its history back to 1921. The independent insurance agency specializes in a wide range of products, including home insurance. Its licensed agents' services include analyzing the unique needs of each client, providing unbiased advice on the pros and cons of each product and its carrier, and tailoring one or more products to build a unique policy. The agents also specialize in life, health, and business insurance.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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