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Best Local Car Insurance Agencies in Ann Arbor

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Ann Arbor Insurance Centre logo
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License Verified:

License: 960032

Department Of Insurance And Financial Services

Ann Arbor Insurance Centre

2755 Carpenter Road, Ann Arbor, MI 48108
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  • Multiple Carriers

Business Description

Ann Arbor Insurance Centre is an independent insurance agency with a network of insurance carriers such as Pioneer State Mutual, Auto-Owners Insurance, and Safeco Insurance that provides financial protection to personal property such as cars and motorcycles. With more than three decades of service to residents throughout the Southeast area of the region, the agency also assists existing clients who would like to consult before directly filing a claim with their insurance carrier.

License Verified:

License: 960032

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (70)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Barron Insurance & Financial Services Agency logo
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License Verified:

License: 0083457

Department Of Insurance And Financial Services

Barron Insurance & Financial Services Agency

9041 Lewis Avenue, Temperance, MI 48182
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Located in Temperance, Barron Insurance & Financial Services Agency has been serving the residents of Ann Arbor since 1930. Previously known as Krueger Harvey Agency, the family-owned company provides insurance plans for clients with various types of vehicles, including cars, motorcycles, boats, and RVs. Additionally, its agents handle insurance policies for all-terrain and recreational vehicles. The independent insurance agency participates in community events, such as the Bedford Blizzard and Temperance Street Fest.

License Verified:

License: 0083457

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heidi Kussurelis Insurance logo
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License Verified:

License: 0035213

Department Of Insurance And Financial Services

Heidi Kussurelis Insurance

2405 South Main Street, Ann Arbor, MI 48103
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Heidi Kussurelis Insurance is a car insurance agency based in Ann Arbor. It has been providing insurance solutions to individuals and businesses since 1996. Its 10-person team makes sure to provide clients with genuine attention and an insurance plan that is not only comprehensive but also cost-effective. The locally owned and operated agency believes that the first step in preparing for the future is to protect the present. The agency caters to clients who are faced with the death of a loved one or the inevitability of long-term medical care.

License Verified:

License: 0035213

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (123)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
IOTT Insurance Agency Inc. - Lambertville logo
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License Verified:

License: 958970

Department Of Insurance And Financial Services

IOTT Insurance Agency Inc. - Lambertville

3558 West Sterns Road, Lambertville, MI 48144
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  • Multiple Carriers

Business Description

IOTT Insurance Agency Inc., established in 1950 by Francis C. Iott, is a family-owned business that is operated by Iott and his wife. The agency has 25 agents that can guide customers in choosing the right car insurance plan for them. The car insurance policies can include liability, property damage, and collision and comprehensive coverages. Additionally, the agency offers other kinds of personal, business, life and health, and agriculture insurance plans.

License Verified:

License: 958970

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joe Tiberi logo
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License Verified:

License: 7570448

Department Of Insurance And Financial Services

Joe Tiberi

3300 Washtenaw Avenue, Ann Arbor, MI 48104
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  • Multiple Carriers

Business Description

Joe Tiberi is a multi-line insurance agent under Farm Bureau Insurance. The Ann Arbor resident furnishes a wide range of insurance plans for clients, including auto insurance. He crafts insurance policies that include personal injury protection, which covers medical and funeral expenses along with lost income. Tiberi also insures antique and classic cars as well as recreational vehicles, mobile homes, and motorcycles. The agent is committed to widening his knowledge about the industry through continuous education.

License Verified:

License: 7570448

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kapnick Insurance Group logo
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License Verified:

License: 654397

Department Of Insurance And Financial Services

Kapnick Insurance Group

1201 Briarwood Circle, Ann Arbor, MI 48108
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  • Multiple Carriers

Business Description

Kapnick Insurance Group is an insurance brokerage firm serving Ann Arbor and all 50 states. It carries a full line of insurance products that individuals, families, and businesses can benefit from. Vehicle owners looking to insure their car may avail of the company’s services. Its associates work closely with reputable carriers to meet the needs, expectations, and priorities of clients. Kapnick Insurance Group is a third-generation agency founded in 1946. It also helps insure watercraft, motorcycles, and RVs.

License Verified:

License: 654397

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.9 / 5 (16)
Facebook
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kidman Agency, LLC logo
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License Verified:

License: 9135854

Department Of Insurance And Financial Services

Kidman Agency, LLC

1020 East Michigan Avenue, Saline, MI 48176
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  • Boats
  • Motorcyle & ATV

Business Description

Kidman Agency, LLC, is a car insurance agency that exclusively serves the educational community members in Saline, Ann Arbor, and the surrounding areas. The company's insurance specialist and owner, Matthew Kidman, and his team help educators protect their private cars through Meemic Insurance Company. Kidman's team also educates clients about their auto insurance and its various benefits, including accident forgiveness, collision repairs, and claim services. Policyholders commend the kindness, knowledge, and professionalism of the agency's staff.

License Verified:

License: 9135854

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Matt Vierk logo
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License Verified:

License: 8304421

Department Of Insurance And Financial Services

Matt Vierk

5650 Central Avenue, Ann Arbor, MI 43615
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  • Bundling Option

Business Description

Matt Vierk is a Toledo-based State Farm insurance agent who offers insurance solutions to clients from Ann Arbor. He specializes in business, life, renters', homeowners', and auto insurance. His team provides quotes and guides potential clients into getting the insurance policy that meets their requirements through the right coverages. Vierk started as a State Farm insurance account manager in 2003 before becoming an agency field specialist helping other agents establish their own State Farm agencies. He opened his own agency in 2007.

License Verified:

License: 8304421

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (43)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McGuire Group Insurance Agency logo
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License Verified:

License: 0101497

Department Of Insurance And Financial Services

McGuire Group Insurance Agency

6387 Monroe Street, Sylvania, OH 43560
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  • Multiple Carriers

Business Description

McGuire Group Insurance Agency is a group of independent agents that provides all aspects of coverage involving autos, business, life, and health insurance. Serving the residents of Ann Arbor and the surrounding cities, the group offers comprehensive policies that cover reimbursements from accidents, theft, or car collisions with options to include medical and car rental coverage. McGuire Group Insurance Agency also assists companies and businesses with group insurance including group dental, health, and retirement plans.

License Verified:

License: 0101497

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stapleton Insurance Group - Metamora logo
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License Verified:

License: 2762429

Department Of Insurance And Financial Services

Stapleton Insurance Group - Metamora

310 West Main Street, Metamora, OH 43540
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  • Multiple Carriers

Business Description

Stapleton Insurance Group is a family-owned and operated insurance agency in Metamora that serves personal and commercial vehicle owners in Ann Arbor and neighboring areas. Established by Rudy Stapleton in 1927, the agency spends time with clients to determine their specific needs and provide them with the best car insurance solutions. It currently operates other office locations in Ohio, including Sylvania, Napoleon, Swanton, and Wauseon. Stapleton Insurance Group has been assisting customers with their insurance needs for nearly 100 years.

License Verified:

License: 2762429

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Craft Agency, Inc. logo
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License Verified:

License: 720525

Department Of Insurance And Financial Services

The Craft Agency, Inc.

2533 Spring Arbor Road, Jackson, MI 49203
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

The Craft Agency, Inc., is a Jackson-based independent agency that helps car owners secure their vehicles financially in preparation for unfortunate events including bodily injuries. Serving communities around Ann Arbor, it offers assistance in determining suitable coverage options that consider factors such as the implementation of passive restraint systems and anti-lock brakes. The agency has been operating since 1923 and holds memberships with the Michigan Association of Insurance Agents and National Association of Insurance and Financial Advisors.

License Verified:

License: 720525

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.5 / 5 (30)
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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