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Best Local Car Insurance Agencies in Portland

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Catrina Milliman logo
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Catrina Milliman

20 Independence Drive, Freeport, ME 04032-1134
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  • Motorcyle & ATV

Business Description

Catrina Milliman offers car insurance policies to clients in Portland and the surrounding communities. Milliman works for State Farm, an insurance company with many coverage options for different types of clients. Whether it is insurance for a teen driver, sports car, or rental car, Milliman and State Farm can provide a car insurance quote and explain other available policies to help clients find the right one. Milliman makes it her business to keep clients well-informed, allowing them to have a seamless experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chalmers Insurance Group - Bridgton logo
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Chalmers Insurance Group - Bridgton

100 Main Street, Bridgton, ME 04009
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  • Boats
  • Motorcyle & ATV

Business Description

Chalmers Insurance Group - Bridgton is a fourth-generation, family-owned company that has more than 160 years of experience in the industry. The business serves Portland and the surrounding communities. Its insurance professionals provide personal insurance policies for motorcycles, cars, boats, RVs, and other vehicles. This independent insurance agency works with some of the notable national carriers, such as Allstate, Travelers, and Progressive. Chalmers Insurance Group - Bridgton also offers business auto insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (21)
Google
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cross Insurance - Portland, Maine logo
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Cross Insurance - Portland, Maine

2331 Congress Street, Portland, ME 04102
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  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance

Business Description

Cross Insurance is a family-owned car insurance agency that serves clients in Portland. Its car insurance services cover cars, motorcycles, and snowmobiles. It also covers antique autos, boats, and ATVs. The company represents a range of carriers such as Allianz, Anthem Blue Cross and Blue Shield, and Beacon Mutual Insurance. Cross Insurance was established in 1954 and has since then acquired a total of 150 operations. It also provides cyber liability, flood and earthquake, and commercial property insurance services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garnsey Brothers Insurance logo
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Garnsey Brothers Insurance

909 Main Street, Sanford, ME 04073
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  • Multiple Carriers

Business Description

Established in 1947, Garnsey Brothers Insurance offers all types of insurance assistance to the residents of Portland and the rest of Sanford. Its independent agents offer assistance to vehicle owners with its auto, motorcycle, watercraft, and motorsports insurance. Recreational vehicles such as ATVs are also handled by the company. Additionally, clients who own antique and collector cars can avail of the company's classic car insurance. Garnsey Brothers also includes insurance for properties and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J. Edward Knight & Co. - Boothbay Harbor logo
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J. Edward Knight & Co. - Boothbay Harbor

157 Townsend Avenue, Boothbay Harbor, ME 04538
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  • Bundling Option

Business Description

J. Edward Knight & Co., which is located in Boothbay Harbor, is an insurance agency that serves the Portland area. Its insurance advisors assist clients in different areas including auto insurance. They furnish standard auto insurance policies as well as insurance plans that protect antique cars, trailers, motor homes, and RVs such as golf carts and jet skis. J. Edward Knight & Co., was founded in 1898. It is also licensed in New York, Illinois, Colorado, and Rhode Island.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lotfey Dennett Insurance Brokers logo
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Lotfey Dennett Insurance Brokers

500 Washington Avenue, Portland, ME 04103
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Lotfey Dennett Insurance Brokers is an independent insurance agency serving clients in Portland and the nearby areas. The agency represents various insurance carriers in providing people with car insurance plans. Its agents understand that vehicles are some of the biggest assets a person could have, which is why they help their clients secure protection from financial losses. Their insurance policies cover damages caused by events such as accidents, theft, and fire.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (63)
Facebook
4.7 / 5 (24)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Maine Insurance Agency logo
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Maine Insurance Agency

Portland, ME
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  • Home & Auto Insurance

Business Description

Maine Insurance Agency has been meeting the insurance needs of Maine residents for more than a century. Extending its services to Portland, it offers a wide range of coverage plans, including car insurance. Its professional agents work with multiple reputable carriers to help drivers of different backgrounds obtain protection plans that will support them financially in the event of an automotive emergency. In addition to this, Maine Insurance Agency also insures recreational vehicles, such as classic cars and ATVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
maineinsuranceonline.com logo
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maineinsuranceonline.com

150 East Avenue, Lewiston, ME 04240
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  • Multiple Carriers

Business Description

Champoux Insurance Agency is an independent insurance agency serving the Portland metro. The business was conceived in 1954 in Lewiston, Maine and has now grown to a company with over 32 insurance agents and professionals. It offers state-required insurance policies for clients with add-ons for protecting against liabilities and damages. Committed to reaching out to businesses and families in greater New England, the company has absorbed several insurance agencies in the region such as Pinkham Insurance and Rogers Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marsh Agency Insurance logo
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Marsh Agency Insurance

560 Brighton Avenue, Portland, ME 04102
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Marsh Agency Insurance is in the business for over 35 years providing quality service in Portland. This family-owned business offers auto insurance to help cover car-related damages, loss, or injuries. It aims to protect the owner from lawsuits connected with any car incident. Owners who have antique cars may avail of the service as well. Its other packages include home insurance, personal, and business. Stephen D. Marsh Jr. has founded the company, leading his team with his expertise and experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Noyes Hall & Allen Insurance logo
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Noyes Hall & Allen Insurance

170 Ocean Street, South Portland, ME 04106
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  • Boats
  • Motorcyle & ATV

Business Description

Noyes Hall & Allen Insurance is a long-standing insurance agency that offers car insurance to clients in Portland and nearby areas. Operating since 1933, the locally owned company partners with other independent insurance agencies to further its service and commitment to the community. Many factors are involved in choosing a suitable car insurance policy, so Noyes Hall & Allen Insurance helps clients understand their options to find the coverage that fits their needs and budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (116)
Facebook
3.8 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paquin & Carroll Insurance logo
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Paquin & Carroll Insurance

260 Main Street, Biddeford, ME 04005
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  • Bundling Option
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Paquin & Carroll Insurance is a locally owned insurance agency servicing the Portland community. Its team of independent agents collaborates with different insurance carriers to provide for the needs of individuals, families, and businesses. It provides auto and motorcycle insurance plans that can also cover a friend or an associate who loaned a client's car. Different types of vehicles are also covered under business auto insurance. The firm's team of agents often reviews clients' policies to ensure that they still have the best coverage for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Riley Insurance Agency logo
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Riley Insurance Agency

139 Maine Street, Brunswick, ME 04011
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  • Bundling Option

Business Description

Riley Insurance Agency is an independent insurance firm catering to the residents of Portland and the Brunswick area. Its insurance agents provide personalized car insurance plans built according to the clients' needs and driving histories. Their auto policies have coverage options for property damage and theft, collision and non-collision accidents, new vehicle replacement, roadside assistance, medical payments, and liability to others. Riley Insurance Agency represents various carriers, such as Dairyland, MMG Insurance, Peerless Insurance, and the Patriot Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Smithwick & Mariners Insurance - Falmouth logo
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Smithwick & Mariners Insurance - Falmouth

366 U.S. 1, Falmouth, ME 04105
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  • Multiple Carriers

Business Description

Smithwick & Mariners Insurance has been servicing clients in Portland and throughout the United States since 1987. Founded by Stephen Smithwick and Howard Clarke, it is a full-service insurance agency that works with multiple carriers to help customers find the best insurance policy for their coverage needs. It was originally established to support the marine industry but later expanded its ability to deal with other insurance needs, such as business, home, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Insurance logo
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United Insurance

470 Forest Avenue, Portland, ME 04101
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  • Multiple Carriers
  • Home & Auto Insurance

Business Description

Headquartered in Portland, United Insurance is a locally operated agency serving car owners in and around Maine. For 150 years, the insurance company has been providing residential and commercial customers with an extensive array of insurance products. It offers coverage for different vehicles, including cars, motorcycles, recreational vehicles, boats, and watercraft. It also crafts home, life, and umbrella insurance policies. United Insurance works with a wide range of insurance carriers to offer personalized plans to its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.9 / 5 (16)
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wheelers Insurance logo
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Wheelers Insurance

15 Market Street, South Paris, ME 04281
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Wheelers Insurance is an insurance agency serving clients in Oxford Hills, Oxford County, and Western Maine since 1864, with locations in Portland, South Paris, and Bethel. A fifth-generation family business, the agency offers auto insurance that covers liability from bodily injury and property damage, as well as medical and personal injury protection. With 150 years of experience, it specializes in identifying clients' insurance needs, reviewing current insurance programs, and offering a variety of personal, business, life, and health insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.6 / 5 (43)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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