Expertise.com
2024

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Best Local Car Insurance Agencies in Portland

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Portland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49

Reviewed

35

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2331 Congress Street, Portland, ME 04102
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance

Why choose this provider?

Cross Insurance is a family-owned car insurance agency that serves clients in Portland. Its car insurance services cover cars, motorcycles, and snowmobiles. It also covers antique autos, boats, and ATVs. The company represents a range of carriers such as Allianz, Anthem Blue Cross and Blue Shield, and Beacon Mutual Insurance. Cross Insurance was established in 1954 and has since then acquired a total of 150 operations. It also provides cyber liability, flood and earthquake, and commercial property insurance services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.1
Google
3.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
470 Forest Avenue, Portland, ME 04101
  • Multiple Carriers
  • Home & Auto Insurance

Why choose this provider?

Headquartered in Portland, United Insurance is a locally operated agency serving car owners in and around Maine. For 150 years, the insurance company has been providing residential and commercial customers with an extensive array of insurance products. It offers coverage for different vehicles, including cars, motorcycles, recreational vehicles, boats, and watercraft. It also crafts home, life, and umbrella insurance policies. United Insurance works with a wide range of insurance carriers to offer personalized plans to its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.9 / 5 (16)
Google
4.0 / 5 (8)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 Main Street, Bridgton, ME 04009
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Chalmers Insurance Group - Bridgton is a fourth-generation, family-owned company that has more than 160 years of experience in the industry. The business serves Portland and the surrounding communities. Its insurance professionals provide personal insurance policies for motorcycles, cars, boats, RVs, and other vehicles. This independent insurance agency works with some of the notable national carriers, such as Allstate, Travelers, and Progressive. Chalmers Insurance Group - Bridgton also offers business auto insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 Washington Avenue, Portland, ME 04103
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Lotfey Dennett Insurance Brokers is an independent insurance agency serving clients in Portland and the nearby areas. The agency represents various insurance carriers in providing people with car insurance plans. Its agents understand that vehicles are some of the biggest assets a person could have, which is why they help their clients secure protection from financial losses. Their insurance policies cover damages caused by events such as accidents, theft, and fire.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (63)
Facebook
4.7 / 5 (24)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
150 East Avenue, Lewiston, ME 04240
  • Multiple Carriers

Why choose this provider?

Champoux Insurance Agency is an independent insurance agency serving the Portland metro. The business was conceived in 1954 in Lewiston, Maine and has now grown to a company with over 32 insurance agents and professionals. It offers state-required insurance policies for clients with add-ons for protecting against liabilities and damages. Committed to reaching out to businesses and families in greater New England, the company has absorbed several insurance agencies in the region such as Pinkham Insurance and Rogers Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (56)
Facebook
4.4 / 5 (41)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
20 Independence Drive, Freeport, ME 04032-1134
  • Motorcyle & ATV

Why choose this provider?

Catrina Milliman offers car insurance policies to clients in Portland and the surrounding communities. Milliman works for State Farm, an insurance company with many coverage options for different types of clients. Whether it is insurance for a teen driver, sports car, or rental car, Milliman and State Farm can provide a car insurance quote and explain other available policies to help clients find the right one. Milliman makes it her business to keep clients well-informed, allowing them to have a seamless experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
560 Brighton Avenue, Portland, ME 04102
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Marsh Agency Insurance is in the business for over 35 years providing quality service in Portland. This family-owned business offers auto insurance to help cover car-related damages, loss, or injuries. It aims to protect the owner from lawsuits connected with any car incident. Owners who have antique cars may avail of the service as well. Its other packages include home insurance, personal, and business. Stephen D. Marsh Jr. has founded the company, leading his team with his expertise and experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
366 U.S. 1, Falmouth, ME 04105
  • Multiple Carriers

Why choose this provider?

Smithwick & Mariners Insurance has been servicing clients in Portland and throughout the United States since 1987. Founded by Stephen Smithwick and Howard Clarke, it is a full-service insurance agency that works with multiple carriers to help customers find the best insurance policy for their coverage needs. It was originally established to support the marine industry but later expanded its ability to deal with other insurance needs, such as business, home, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
170 Ocean Street, South Portland, ME 04106
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Noyes Hall & Allen Insurance is a long-standing insurance agency that offers car insurance to clients in Portland and nearby areas. Operating since 1933, the locally owned company partners with other independent insurance agencies to further its service and commitment to the community. Many factors are involved in choosing a suitable car insurance policy, so Noyes Hall & Allen Insurance helps clients understand their options to find the coverage that fits their needs and budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (116)
Facebook
3.8 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
157 Townsend Avenue, Boothbay Harbor, ME 04538
  • Bundling Option

Why choose this provider?

J. Edward Knight & Co., which is located in Boothbay Harbor, is an insurance agency that serves the Portland area. Its insurance advisors assist clients in different areas including auto insurance. They furnish standard auto insurance policies as well as insurance plans that protect antique cars, trailers, motor homes, and RVs such as golf carts and jet skis. J. Edward Knight & Co., was founded in 1898. It is also licensed in New York, Illinois, Colorado, and Rhode Island.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
260 Main Street, Biddeford, ME 04005
  • Bundling Option
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Paquin & Carroll Insurance is a locally owned insurance agency servicing the Portland community. Its team of independent agents collaborates with different insurance carriers to provide for the needs of individuals, families, and businesses. It provides auto and motorcycle insurance plans that can also cover a friend or an associate who loaned a client's car. Different types of vehicles are also covered under business auto insurance. The firm's team of agents often reviews clients' policies to ensure that they still have the best coverage for their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
139 Maine Street, Brunswick, ME 04011
  • Bundling Option

Why choose this provider?

Riley Insurance Agency is an independent insurance firm catering to the residents of Portland and the Brunswick area. Its insurance agents provide personalized car insurance plans built according to the clients' needs and driving histories. Their auto policies have coverage options for property damage and theft, collision and non-collision accidents, new vehicle replacement, roadside assistance, medical payments, and liability to others. Riley Insurance Agency represents various carriers, such as Dairyland, MMG Insurance, Peerless Insurance, and the Patriot Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15 Market Street, South Paris, ME 04281
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Wheelers Insurance is an insurance agency serving clients in Oxford Hills, Oxford County, and Western Maine since 1864, with locations in Portland, South Paris, and Bethel. A fifth-generation family business, the agency offers auto insurance that covers liability from bodily injury and property damage, as well as medical and personal injury protection. With 150 years of experience, it specializes in identifying clients' insurance needs, reviewing current insurance programs, and offering a variety of personal, business, life, and health insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
909 Main Street, Sanford, ME 04073
  • Multiple Carriers

Why choose this provider?

Established in 1947, Garnsey Brothers Insurance offers all types of insurance assistance to the residents of Portland and the rest of Sanford. Its independent agents offer assistance to vehicle owners with its auto, motorcycle, watercraft, and motorsports insurance. Recreational vehicles such as ATVs are also handled by the company. Additionally, clients who own antique and collector cars can avail of the company's classic car insurance. Garnsey Brothers also includes insurance for properties and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What alternative do Portland residents have if they're denied regular auto insurance due to a bad driving history?

    For those in Portland with challenging driving records, the Maine Automobile Insurance Plan might be a lifeline. The plan, managed by the nonprofit Automobile Insurance Plan Service Office, offers both mandatory and optional vehicle damage coverage. To access this coverage, applicants should collaborate with a certified producer. Comprehensive details and a certified producer locator tool are accessible on AIPSO's website.

  • Why is uninsured motorist coverage required for Portland drivers?

    In Portland, having uninsured motorists coverage is legally mandated due to issues stemming from insured drivers colliding with those lacking liability insurance. Despite compulsory automobile liability insurance today, the Bureau of Motor Vehicles indicates around 7% of drivers remain uninsured. This particular coverage safeguards against injuries caused by uninsured or underinsured drivers and constitutes only a minor portion of insurance expenses.

  • How does Portland's modified comparative negligence impact car insurance claims in Maine?

    In Portland, Maine's modified comparative negligence system stipulates that individuals can only claim damages from another party's car insurance if they're deemed 49% at fault or less. When filing a claim, the compensation awarded corresponds to the percentage of blame allocated to the opposing driver. It's pivotal for drivers in Portland to understand this when seeking reimbursement after accidents.

  • Is a Portland resident fully protected in case of a car accident under the state's minimum auto insurance?

    Portland residents with Maine's minimum car insurance may find the coverage lacking in serious accidents. With a $50,000 limit for individual injuries and $25,000 for property damage, the coverage may fall short in significant incidents. If another driver only has this basic coverage and causes an accident, the compensation might not cover all your medical expenses and lost wages. Hence, it's vital for Portland residents to consider more comprehensive insurance.

  • Is it possible for someone in Portland to obtain car insurance for a period shorter than six months?

    In Portland, the briefest duration for auto coverage is six months, but a workaround exists. While Maine insurers don't provide policies shorter than this period, individuals can purchase a six-month policy and end it earlier if necessary. Terminating the policy early entitles the policyholder to a refund for the unused portion of the coverage term. This method essentially crafts a personalized short-term insurance solution.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.