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Best Health Insurance Agencies in Silver Spring

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Barry Gerskov logo

Barry Gerskov

225 International Cir Ste 100, Hunt Valley, MD 21030
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  • Life Insurance
  • Health Insurance

Barry Gerskov is an insurance agent with Mutual of Omaha, an agency that has been in the industry since 1909. Gerskov offers a range of risk management solutions to policy buyers in Silver Spring, including disability income and critical illness insurance, long-term care plans, and dental coverage. Cancer, stroke, and heart attack coverage as well as Medicare Supplement are also available. In addition, he provides life insurance policies, annuities, and small business solutions.

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Carmen Moya logo

Carmen Moya

10126 Colesville Road Suite A, Silver Spring, MD 20901
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  • Health Insurance

Carmen Moya is a State Farm insurance agent serving personal and commercial clients in Silver Spring. She offers individual medical coverage plans and health insurance policies that cover supplemental health and Medicare Supplement options. In addition, she provides term, whole, or universal life plans, as well as insurance coverage for auto, homeowners, businesses, and pets. Carmen's office can also assist with notary public needs and relocations to Maryland and Washington DC. The team can communicate in Spanish.

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Cindi Scafide logo

Cindi Scafide

1300 Spring Street, Suite 132, Silver Spring, MD 20910
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  • Health Insurance
  • Medicare
  • Home and Auto Insurance

Cindi Scafide is an insurance agent who provides services in Silver Spring and the surrounding areas. She offers health insurance policies, including supplemental health, Medicare supplement, and individual medical insurance coverage. In addition, she handles other products, such as automobile, life, home, and property insurance. Scafide brings around 34 years of industry experience and leads a team under State Farm. She has received the Fellow, Life Management Institute designation and is also a financial services specialist.

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Hemnani & Company Insurance logo

Hemnani & Company Insurance

11714 Georgia Ave, Silver Spring, MD 20902
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  • Health Insurance
  • Life Insurance

Hemnani & Company Insurance is an independent company that has been protecting residents of Silver Spring since 1974. It offers four types of health insurance plans: EPO, HMO, POS, and PPO. These health insurance plans help cover surgical, medical, and hospital expenses. The agency also offers vehicle, property, and business insurance plans. It represents various insurance companies like Progressive and Hartford Insurance. Hemnani & Company Insurance is owned by Gobind C. Hemnani, who is a Life Underwriter Training Council Fellow.

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Leslie Riehl logo

Leslie Riehl

912 Thayer Avenue, Suite 201, Silver Spring, MD 20910
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  • Life Insurance
  • Health Insurance

For over 14 years, Leslie Riehl has been providing financial services to clients in the Silver Spring area. She offers various State Farm products, including health insurance. Riehl has experience helping policy buyers protect their financial assets through short- and long-term disability insurance. She also assists small business owners on various policies, like workers' compensation, commercial auto, builder's risk, and commercial liability umbrella insurance. Riehl has over two decades of experience in the industry.

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Mary Snider logo

Mary Snider

804 Pershing Drive, Suite 101, Silver Spring, MD 20910
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  • Life Insurance

Mary Snider is a State Farm insurance agent serving clients in Silver Spring. She offers health insurance coverage for individual medical protection, supplemental health, and Medicare supplement plans. In addition, she provides life, auto, homeowners', renter's, and business insurance, as well as policies for personal articles and pets. Mary has been in the insurance industry for over 20 years and has served with the Human Rights Campaign as a part of the Board of Directors. Her team can communicate in English, Spanish, and Czech.

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New Era Insurance Agency logo

New Era Insurance Agency

8204 Fenton St Suite 205, Silver Spring, MD 20910
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  • Health Insurance

New Era Insurance Agency has been offering solutions to clients in the Silver Spring area since 2016. The company's individual health insurance provides coverage in addition to the benefits in company health plans. This includes subsidies for medical procedures, treatments, and hospitalizations. The firm also offers life insurance that protects loved ones after the policyholder passes on. In addition, It provides policies for homes, renters, and businesses as well as auto insurance that covers damage from collisions, fire, and theft.

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R Labbe Insurance Agency logo

R Labbe Insurance Agency

10014 Colesville Rd., Suite B, Silver Spring, MD 20901
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  • Life Insurance
  • Health Insurance
  • Home & Auto Insurance
  • Business Insurance

The R. Labbe Insurance Agency provides clients in Silver Spring with health protection plans. The independent insurance agency offers a wide range of life, auto, home, business, and retirement policies. Its agents are dedicated to giving clients peace of mind by offering expert insurance advice and explaining policy details. The agency has been around for over 30 years and has partnered with different insurance carriers to provide clients with a wide array of options.

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Ullico logo

Ullico

8403 Colesville Rd., Silver Spring, MD 20910
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  • Group Plans
  • Life Insurance
  • Health Insurance
  • Employee Benefits

Ullico is a labor-owned insurance and investment company that serves clients in Silver Spring. It offers health, life, dental insurance packages for labor union members and their families, union employers, and institutional investors. The agency has adopted a proactive approach to developing financial solutions based on the unique challenges of union members and the labor movement. It has been serving the labor movement since its establishment by the American Federation of Labor and its former president, Samuel Gompers, in 1927.

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Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Q: Do employers have to offer health insurance?

A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Q: Do you have to pay a health insurance deductible upfront?

A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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