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Best Local Car Insurance Agencies in Silver Spring

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American Preferred Insurance LLC - Silver Spring logo
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License Verified:

License: 99949573

Maryland Insurance Administration

American Preferred Insurance LLC - Silver Spring

1021 University Boulevard East, Silver Spring, MD 20903
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  • Multiple Carriers

Business Description

American Preferred Insurance LLC is a bilingual and independent car insurance agency located in Silver Spring. The company believes a car is a huge asset apart from owning a home, so having auto insurance will ensure that future financial losses from damage and injuries caused by collision, fire, or theft can be prevented. The agency represents Maryland Auto Insurance and the Erie Insurance Group. Agency principal Jorge Guzman has been in the industry since 2004.

License Verified:

License: 99949573

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (27)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bethesda General Insurance logo
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License Verified:

License: 43422

Maryland Insurance Administration

Bethesda General Insurance

13975 Connecticut Avenue, Silver Spring, MD 20906
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  • Bundling Option

Business Description

Bethesda General Insurance is an auto insurance provider serving Silver Spring and nearby areas. Its knowledgeable and responsive team provides insurance to personal and business clients that protect them from financial losses or possible lawsuits after a car accident. It has various coverage such as comprehensive, collision, personal liability, property damage, and uninsured or underinsured coverage for hit and runs. The company has been in service for over 50 years, with Spanish-speaking staff to ensure Latin-speaking clients understand their rights and policies.

License Verified:

License: 43422

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.7 / 5 (9)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brown Insurance Group, Inc logo
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License Verified:

License: 5198

Maryland Insurance Administration

Brown Insurance Group, Inc

12118 Heritage Park Circle, Silver Spring, MD 20906
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  • Boats

Business Description

Brown Insurance Group, Inc., is an independent agency based in Silver Spring that offers auto insurance products and services to individuals and families. Its insurance specialists work with various carriers to provide coverages that can protect clients from unexpected events such as theft and accidents. They analyze and assist policy buyers in choosing the insurance plans that are perfectly tailored to their needs. The company is committed to helping its clients to improve their lives and businesses through its insurance solutions.

License Verified:

License: 5198

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gomez Insurance Co logo
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License Verified:

License: 100052553

Maryland Insurance Administration

Gomez Insurance Co

1700 Elton Road, Silver Spring, MD 20903
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  • Multiple Carriers

Business Description

Gomez Insurance Co offers business, life, home, and auto insurance plans in Silver Spring and the rest of Maryland. The firm has over 15 years of experience handling clients' insurance needs, providing custom coverages. Car owners receive guidance in understanding the insurance process of different carriers, such as Erie Insurance, Progressive, and State Auto Insurance Companies. They also receive financial protection for losses associated with collisions, theft, and medical payments. Gomez Insurance Co has an online payment platform.

License Verified:

License: 100052553

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mary Snider logo
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License Verified:

License: 35742

Maryland Insurance Administration

Mary Snider

804 Pershing Drive, Silver Spring, MD 20910
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  • Bundling Option

Business Description

Mary Snider is a State Farm insurance agent who serves the residents of Silver Spring. With over two decades of industry experience, she carries insurance plans for automobiles, homeowners, renters, and small businesses. She educates car owners about various auto insurance coverages, such as the collision, comprehensive, rental, and rideshare options. Auto insurance policyholders can also receive financial protection for roadside emergencies. Snider has served as the director of the Human Rights Campaign and Sitar Arts Center.

License Verified:

License: 35742

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
One Stop Insurance Agency, LLC logo
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License Verified:

License: 100038666

Maryland Insurance Administration

One Stop Insurance Agency, LLC

10800 Lockwood Drive, Silver Spring, MD 20901
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  • Bundling Option

Business Description

One Stop Insurance Agency, LLC, is a family-owned agency in Silver Spring that offers auto insurance services to clients within the nearby areas. Serving the community for over 10 years, it provides insurance plans that protect individuals and businesses against financial losses caused by an accident. These plans may include collision, comprehensive, medical, and liability coverages. The company aims to educate the community about financial strategies for retirement and asset protection.

License Verified:

License: 100038666

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Servimax Insurance logo
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License Verified:

License: 116912

Servimax Insurance

9411 Colesville Road, Silver Spring, MD 20901
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  • Multiple Carriers

Business Description

Servimax Insurance has been serving Silver Spring and the Hispanic community since 1998. The agency specializes in auto insurance, providing comprehensive coverage to various kinds of drivers, including those with imperfect driving records. Its agents take time to learn about clients and listen to their unique needs in order to find out which insurance companies and deductibles the clients should be set up with. Servimax Insurance has access to the nation's leading insurance carriers. It also provides auto tag and title services.

License Verified:

License: 116912

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Universal Insurance Group logo
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License Verified:

License: 3000803435

Maryland Insurance Administration

Universal Insurance Group

11161 New Hampshire Avenue, Silver Spring, MD 20904
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  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Business Description

Universal Insurance Group is an independent agency that provides auto insurance services to clients in Silver Spring and the neighboring areas. With over 10 years in the industry, it represents various insurance carriers, providing personalized insurance plans to suit different situations. These insurance plans, which include collision, comprehensive, and liability coverages, can protect clients from potential financial losses that are associated with accidents and theft. The company also accommodates English and Spanish-speaking clients.

License Verified:

License: 3000803435

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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