Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Silver Spring

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Silver Spring Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

33Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
13975 Connecticut Avenue, Silver Spring, MD 20906
  • Bundling Option

Why choose this provider?

Bethesda General Insurance is an auto insurance provider serving Silver Spring and nearby areas. Its knowledgeable and responsive team provides insurance to personal and business clients that protect them from financial losses or possible lawsuits after a car accident. It has various coverage such as comprehensive, collision, personal liability, property damage, and uninsured or underinsured coverage for hit and runs. The company has been in service for over 50 years, with Spanish-speaking staff to ensure Latin-speaking clients understand their rights and policies.

License Verified:

License: 43422

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (9)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12118 Heritage Park Circle, Silver Spring, MD 20906
  • Boats

Why choose this provider?

Brown Insurance Group, Inc., is an independent agency based in Silver Spring that offers auto insurance products and services to individuals and families. Its insurance specialists work with various carriers to provide coverages that can protect clients from unexpected events such as theft and accidents. They analyze and assist policy buyers in choosing the insurance plans that are perfectly tailored to their needs. The company is committed to helping its clients to improve their lives and businesses through its insurance solutions.

License Verified:

License: 5198

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
804 Pershing Drive, Silver Spring, MD 20910
  • Bundling Option

Why choose this provider?

Mary Snider is a State Farm insurance agent who serves the residents of Silver Spring. With over two decades of industry experience, she carries insurance plans for automobiles, homeowners, renters, and small businesses. She educates car owners about various auto insurance coverages, such as the collision, comprehensive, rental, and rideshare options. Auto insurance policyholders can also receive financial protection for roadside emergencies. Snider has served as the director of the Human Rights Campaign and Sitar Arts Center.

License Verified:

License: 35742

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (38)
Yelp
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10800 Lockwood Drive, Silver Spring, MD 20901
  • Bundling Option

Why choose this provider?

One Stop Insurance Agency, LLC, is a family-owned agency in Silver Spring that offers auto insurance services to clients within the nearby areas. Serving the community for over 10 years, it provides insurance plans that protect individuals and businesses against financial losses caused by an accident. These plans may include collision, comprehensive, medical, and liability coverages. The company aims to educate the community about financial strategies for retirement and asset protection.

License Verified:

License: 100038666

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9411 Colesville Road, Silver Spring, MD 20901
  • Multiple Carriers

Why choose this provider?

Servimax Insurance has been serving Silver Spring and the Hispanic community since 1998. The agency specializes in auto insurance, providing comprehensive coverage to various kinds of drivers, including those with imperfect driving records. Its agents take time to learn about clients and listen to their unique needs in order to find out which insurance companies and deductibles the clients should be set up with. Servimax Insurance has access to the nation's leading insurance carriers. It also provides auto tag and title services.

License Verified:

License: 116912

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 Elton Road, Silver Spring, MD 20903
  • Multiple Carriers

Why choose this provider?

Gomez Insurance Co offers business, life, home, and auto insurance plans in Silver Spring and the rest of Maryland. The firm has over 15 years of experience handling clients' insurance needs, providing custom coverages. Car owners receive guidance in understanding the insurance process of different carriers, such as Erie Insurance, Progressive, and State Auto Insurance Companies. They also receive financial protection for losses associated with collisions, theft, and medical payments. Gomez Insurance Co has an online payment platform.

License Verified:

License: 100052553

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1021 University Boulevard East, Silver Spring, MD 20903
  • Multiple Carriers

Why choose this provider?

American Preferred Insurance LLC is a bilingual and independent car insurance agency located in Silver Spring. The company believes a car is a huge asset apart from owning a home, so having auto insurance will ensure that future financial losses from damage and injuries caused by collision, fire, or theft can be prevented. The agency represents Maryland Auto Insurance and the Erie Insurance Group. Agency principal Jorge Guzman has been in the industry since 2004.

License Verified:

License: 99949573

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (27)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11161 New Hampshire Avenue, Silver Spring, MD 20904
  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Universal Insurance Group is an independent agency that provides auto insurance services to clients in Silver Spring and the neighboring areas. With over 10 years in the industry, it represents various insurance carriers, providing personalized insurance plans to suit different situations. These insurance plans, which include collision, comprehensive, and liability coverages, can protect clients from potential financial losses that are associated with accidents and theft. The company also accommodates English and Spanish-speaking clients.

License Verified:

License: 3000803435

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Where can Silver Spring residents get an auto policy if their insurance applications were previously denied?

    Silver Spring residents with denied or canceled auto insurance applications can contact the Maryland Automobile Insurance Fund. This agency helps individuals insure their vehicles after failing to secure or renew their auto policies with providers in the private market. It was established by the government of Maryland in 1972.

  • Can an out-of-state driving ticket increase your insurance premium rate in Silver Spring?

    An out-of-state driving ticket can increase your insurance premium rate in Silver Spring. Since there is an interstate compact, traffic violations committed by Maryland residents outside the state will still be reflected in their driving records. If you have a history of traffic offenses, you can face costly premium rates as a high-risk driver.

  • How can at-fault drivers lower their insurance rate in Silver Spring?

    In Silver Spring, at-fault drivers can lower their insurance rates by enrolling in traffic school. Some carriers offer a 10%-20% discount to individuals who have completed defensive driving courses, allowing them to save on premium costs. At-fault drivers can also lower their monthly insurance payments by improving their credit scores and increasing deductibles.

  • Why should drivers avoid filing consecutive accident claims in Silver Spring?

    Drivers in Silver Spring should avoid filing consecutive accident claims because this can lead to higher insurance rates. Policyholders should also refrain from submitting multiple auto claims since they can get dropped by their insurance carrier. Those who want to avoid canceled policies or high premium costs should contact their providers before initiating the insurance claims process.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.