Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Germantown

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Germantown Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35

Reviewed

22

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
19785 Crystal Rock Drive Suite 301, Germantown, MD 20874
  • Multiple Carriers

Why choose this provider?

Klinger Insurance Group is an independent agency serving individuals and families in the Germantown metro. It provides a range of personal insurance plans, including renters' policies. The company aims to protect tenants living in rental homes and apartments from financial losses caused by unforeseen events like theft and natural disasters. It creates customized personal items and liability insurance coverages to secure reimbursements for damaged valuables and medical expenses. Founded in 1993, Klinger Insurance Group serves over 8,300 clients throughout the region.

License Verified:

License: 111649

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (215)
Facebook
5.0 / 5 (185)
Yelp
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20251 Century Blvd, Suite 425, Germantown, MD 20874
  • Multiple Policy Types

Why choose this provider?

Moody Insurance Worldwide serves the needs of individuals and families in and around Germantown. Founded in 1914, the agency represents an extensive network of insurance carriers to help clients regarding renters' insurance to protect their personal belongings in cases of natural disasters, theft, accidents, vandalism, or loss of use. Its renters' insurance policy also includes liability coverage so that clients are protected financially should there be an accident in their rented property. Other insurance products include automobile, estate protection, and life insurance.

License Verified:

License: 2230

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (7)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20030 Century Blvd Suite 206, Germantown, MD 20874-1196
  • Home and Auto Insurance

Why choose this provider?

Jay Jarvis is an insurance agent who provides renters' insurance to residents of Germantown and the surrounding areas. He also offers other insurance products for individuals and business owners, such as life, home, auto, car, and property insurance. Jay works for State Farm, an insurance company that also provides assistance with mutual funds, annuities, educational savings, and retirement planning. State Farm has 19,000 agents across the country and has been in the business for almost 100 years.

License Verified:

License: 100019388

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (158)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How can a renters' insurance policy help if a person in Germantown gets robbed?

    A renters' insurance policy can help if a person in Germantown is robbed because it will reimburse some of the cost of replacing the stolen items. The personal property component of a renters' insurance plan is its most basic feature. The same is true if the loss occurs because of other unforeseen events like a fire.

  • Is a renters' insurance policy in Germantown helpful if one is very careful when entertaining guests?

    Yes, a renters' insurance policy in Germantown is very helpful, even if one is careful when entertaining guests. Accidents can happen even to the most meticulous host. A renters' insurance plan can cover the liability sustained by the tenant in case the guest sues over personal injuries.

  • Will a renters' insurance policy in Germantown cover the loss of valuable pieces of jewelry?

    Typically, a renters' insurance policy in Germantown will not cover valuable jewelry pieces. These policies are designed with basic items like appliances and tableware. It is possible to have protection for pricey items like jewels and collectibles, but this is at the cost of added premiums due to the increased risk assumed by the insurer.

  • In Germantown, how will a renters' insurance policy help if a residence becomes uninhabitable?

    A renters' insurance policy in Germantown will help even if a property becomes uninhabitable by compensating the additional cost of living expenses sustained by the tenant. Policies may extend coverage to the food and hotel rental costs incurred by the renter should their original premises become unfit for human habitation.

  • Will a landlord in Germantown compel a tenant to obtain renters' insurance?

    Strictly speaking, landlords in Germantown are not compelled by the law to require renters' insurance from tenants. They may do so anyway because their homeowners' insurance products will not cover the cost of replacing the personal belongings of the premises' occupants. The homeowners' policy extends only to the structure.

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