Best Mortgage Refinance Companies in Germantown

1RATE is an independent mortgage advisory company serving individuals and families in Germantown since 2020. It provides refinancing programs, which lower existing interest rates, change loan terms, or assist with home improvement projects. The team helps clients combine a second mortgage or home equity line of credit with their primary mortgage. 1RATE is also licensed in VA, DC, CO, FL, TX, and CA. Founder Chris K. Choe has been working in finance for more than a decade.

BMIC Mortgage, Inc., is a full-service lender and broker catering to the community since 1985. It caters to Germantown residents who have refinancing goals such as obtaining lower interest rates, taking out equity, and paying off loans quickly. The company custom-tailors refinancing solutions, like 15-year or 30-year fixed rate options, second-time loans, and reverse mortgages. It has been included in Washington Business Journal's Top 25 Mortgage Companies in the Washington DC metro. Other areas served include Virginia and Florida.

Chris Jordan Mortgage Team serves clients in Germantown. The company provides mortgage refinancing options that allows customers to reduce monthly payments, shorten loan terms, pay off debt, or withdraw cash from their home's equity. Its mortgage brokers advise customers on whether refinancing is the best option for their current financial condition. The group also offers home purchase, renovation, government, and non-traditional home loans. The company's branch manager, Chris Jordan, has been in the mortgage business since 2005. He was recognized as one of Mortgage Executive Magazine's Top 1% Mortgage Originators.

District Home Loans is a full-service mortgage company that serves the residents of Germantown and the rest of Maryland. It provides refinancing programs for those looking to purchase single-family and multi-family homes, townhouses, condos, and mobile or manufactured homes. It also offers home purchase loans for self-employed borrowers, as well as active or retired military members. District Home Loans has been in business for more than two decades. The company can accommodate clients in English and Spanish.

Greenway Funding Group, Inc., works with clients in Germantown and the surrounding areas. Its mortgage specialists help borrowers explore refinancing options that will allow them to access their home equity and get a lower interest rate or monthly payment. They also assist first-time homeowners in navigating the whole mortgage process and equip them with the knowledge they need to make an informed decision. The company's president, Danny Kim, has been a mortgage professional and business owner for more than three decades.

Ken Venick provides mortgage refinancing services to Germantown-based locals. Working under Apex Home Loans, he facilitates home purchases and commercial mortgages, as well as renovation loans. The agent makes a point of sharing his knowledge in financial education, credit, and reverse mortgages with members of the community. Ken Venick has been a mortgage loan officer since 1987 and is also licensed in New Jersey, Florida, North Carolina, and DC. He also serves as the Executive Committee Chair of the Maryland Coalition for Financial Literacy.

Kerins Associates Inc. caters to the mortgage needs of individuals and families in Germantown. Its president, Kathleen Kerins, has been in the mortgage industry since 1991. She educates clients about various mortgage refinance products, including the VA streamline refinance program. She also offers a range of home purchase loan programs, such as FHA, VA, and conventional loans. Kerins Associates seeks to help families achieve their homeownership and financial goals by working with multiple lenders that provide a variety of loan options.

McKay Mortgage Co. is a small family-owned business that provides refinancing solutions to residents of Germantown. It has a team of officers with over 40 years of combined experience that work with clients to go over options and find the ideal refinancing loan suited for their needs. The mother-and-son team of Tina and Brendan McKay started the business in 2013. To date, McKay Mortgage Co. has funded over $100 million in loans for 300 families.

Mortgage 4 U provides residential and commercial lending solutions to customers in the Germantown area. Its solutions help clients secure their property refinancing and purchasing needs, including niche and portfolio loans. The independent firm has a team of loan officers and processors who can communicate in English, Spanish, Korean, Mandarin, and Vietnamese. They help borrowers overcome roadblocks while securing a loan and partner with various investors to find the loan program that suits the client's needs.

Mortgage On A Mission is a broker company serving Germantown. It gives refinancing advice to customers with outstanding loans, informing them when it is time to restructure their mortgage or utilize their home equity for renovations. It also helps renters switch to property ownership with first-time home buyer programs. Mortgage On A Mission lives up to its name by donating one percent of its monthly income to causes like Rainbow Place Shelter, A Wider Circle, and the American Cancer Society.

Sebonic modernizes the lending process to help Germantown residents get the most value for their loans. It assists people seeking to change their existing loans through refinancing. Its mortgage experts cater to different types of borrowers by providing conventional, FHA, jumbo, USDA, and VA options. They utilize the power of human touch and Octane technology to enhance customer experience. The company offers real-time status updates, eSign, and drag-and-drop document capability for clients’ maximum convenience and transparency. Sebonic has been providing home financing solutions for 30 years.

Secured Funding Corporation is a company that offers its services to people living in Germantown. It provides mortgage refinance solutions like FHA streamline refinance, VA streamline refinance, and HARP mortgage refinance. It also handles conventional loans and 203k residential loans. The business accommodates various properties such as condominiums, townhouses, manufactured homes, single-family homes, and multi-family homes. The company has funded over $250 million in loans to date. One of the company's partners, Ryan Fisher, has been in the residential finance industry since 2013.

Sunny Lending LLC is a loan originating and brokerage company that handles the mortgage refinancing needs of clients throughout Germantown and the surrounding areas. The company's loan consultants help clients make informed decisions about refinancing, whether they want to lower monthly payments, convert equity into cash, or consolidate debt. The firm currently holds licenses for loan origination services in 11 US states, including Virginia, Washington, D.C., Pennsylvania, North and South Carolina, Florida, and West Virginia.

Washington Home Mortgage is a brokerage business serving Germantown clients with home purchase lending and refinancing. The establishment provides various loan types that include reverse mortgage, cash out, FHA/VA, jumbo, and home equity. It also offers different online tools and resources, such as recommended title companies, mortgage glossary and calculator, refinance and home purchase checklists, as well as a step-by-step borrowing guide. Washington Home Mortgage has been in the Washington D.C./Maryland lending industry for more than two decades.