Best Credit Repair Companies in Columbia

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10015 Old Columbia Road Suite B 215, Columbia, MD 21046
Columbia, MD 21046
Instagram
  • Credit Monitoring

Advice Alliance, based in Columbia, serves individuals and businesses throughout the metro. This company provides a wide variety of financial solutions, including credit repair and building. It handles revolving and installment accounts, late payments, medical bills, evictions, and repossessions and provides credit monitoring and monthly coaching services to help clients improve their scores. It also offers bookkeeping and payroll services and financial coaching sessions. Its team comprises certified financial coaches, assisting individuals in improving their financial standing.

10015 Old Columbia Road Suite B 215, Columbia, MD 21046
Columbia, MD 21046

InstagramWebsite(855) 577-5007

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

2600 Holly Dr, Fort Washington, MD 20744
Fort Washington, MD 20744
Instagram
  • Credit Monitoring

ASAP Credit Repair - Fort Washington operates in and around the Columbia area. It helps clients repair their credit scores from start to finish. This includes reviewing reports, repairing and restoring, consulting and educating, and providing continuous monitoring for any changes. It removes or updates inaccurate or unfair items such as late payment, repossessions and collections, bankruptcy, excessive inquiries, charge-offs, and foreclosure. The family-owned and family-operated company was founded in 2013 and has served over 46,000 clients.

2600 Holly Dr, Fort Washington, MD 20744
Fort Washington, MD 20744

InstagramWebsite(888) 514-7175

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4709 Harford Road Suite A #5, Baltimore, MD 21214
Baltimore, MD 21214
Instagram
  • Credit Monitoring
  • Credit Audit

Bre Credit Repair Services LLC serves individuals and businesses in Columbia and nearby areas. It offers credit repair services, including consultations, customized strategies to improve scores, and the removal of inaccurate and negative items in credit reports. It handles inquiries, foreclosures, bankruptcies, student loans, medical bills, and late payments. The company conducts financial education classes on financial structures to help clients build plans for their lifestyle and retirement. It has been in the industry since 2015.

4709 Harford Road Suite A #5, Baltimore, MD 21214
Baltimore, MD 21214

InstagramWebsite(410) 303-7650

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8314 Hope Point Ct, Millersville, MD 21108
Millersville, MD 21108
  • Credit Dispute

MD Credit Repair caters to clients in Columbia. The firm implements measures to help individuals improve their credit scores. These include reaching out to the three major credit bureaus to dispute inaccurate or erroneous information in reports, such as liens, repossessions, charge-offs, and student loans. This can help clients get mortgages and car loans with lower interest rates and smaller monthly payments. MD Credit Repair also conducts credit audits and educates clients on maintaining good credit.

8314 Hope Point Ct, Millersville, MD 21108
Millersville, MD 21108

Website(443) 747-7770

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 South Clinton Street, 1st Floor, Baltimore, MD 21224
Baltimore, MD 21224
  • Debt Consolidation

Platinum Consulting is a company that serves Columbia. Its credit repair specialists help consumers get out of debts and rebuild their credit to set them on the path to financial confidence. They assess reports to identify negative items that affect scores and negotiate with creditors on their behalf to remove incorrect information and improve their standing. The company also handles the documentation with agencies and counsels clients on building positive accounts. Plantinum Consulting carries years of experience in the industry.

600 South Clinton Street, 1st Floor, Baltimore, MD 21224
Baltimore, MD 21224

Website(410) 870-9258

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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