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Best Credit Repair Companies in Baltimore

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Baltimore, MDBaltimore, MD

Credit Saint is a financial services company that provides its expertise in credit and dispute monitoring for clients in Baltimore with credit history and standing issues. The company offers a comprehensive list of credit monitoring and assistance, which includes credit polish, remodeling, and clean slate services. The programs focus on credit score analysis, inquiry tracking, and creditor interventions. Each Credit Saint package is designed to fit clients' various needs, allowing them to choose a suitable plan to help improve their financial and credit history.

Baltimore, MDBaltimore, MD

Website(857) 587-0823

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4709 Harford Road, Baltimore, MD 21214
Baltimore, MD 21214
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Bre Credit Repair Services LLC has helped individuals and business strengthen their credit foundations and build stronger retirement plans for more than 15 years. The company offers several levels of credit repair options, each addressing a specific number of derogatory items. The plans range from removing inquiries and progress to five or fewer hits up to 11 or more on the three credit reports, Experian, TransUnion, and Equifax. The company also offers conference calls and monthly webinars.

4709 Harford Road, Baltimore, MD 21214
Baltimore, MD 21214

InstagramWebsite(410) 303-7650

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8422 Bellona Lane, Towson, MD 21204
Towson, MD 21204

Charm City Credit Service is a credit repair service located in Towson. The firm helps Baltimore area residents recover from bad credit by removing unverifiable and misleading items on their credit reports. Among the items referred to are bankruptcies, foreclosures, tax liens, and student loans. This process helps clients qualify more easily for mortgage loans or commercial loans. The firm's leadership team includes members who possess years of experience working in the finance and banking industries.

8422 Bellona Lane, Towson, MD 21204
Towson, MD 21204

Website(410) 690-4488

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4 Park Center Ct Ste 200, Owings Mills, MD 21117
Owings Mills, MD 21117

Community Mortgage Group is a residential lending company serving the Baltimore metropolitan area. The company helps in all mortgage endeavors, including assistance in writing a Letter of Explanation for legitimate bad credit issues, including unemployment, illness, or other financial difficulties. While the firm offers bad credit mortgages and loans, it recommends attempting to fix credit scores first. To this end, Community Mortgage Group offers suggestions for improving credit scores and financial education resources focused on bad credit home loans, bankruptcy filings, and foreclosures on its website. The firm's online mortgage application features options for purchases, refinancing, debt consolidation, and home equity lines of credit.

4 Park Center Ct Ste 200, Owings Mills, MD 21117
Owings Mills, MD 21117

Website(443) 394-2505

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: --

1010 Edgewood Rd Ste 106, Edgewood, MD 21040
Edgewood, MD 21040

Credit Repair Now.com is a credit dispute firm founded in 2007. The company offers credit repair services, including helping clients directly take on creditors and collection agencies. To begin the process, clients can reach out to a credit specialist for a free phone intake and consultation. The staff at Credit Repair Now.com reviews their credit reports, completes financial audits of their credit, disputes negative terms, and reports the disputes to the credit bureaus to help clients improve their credit scores. The disputes can include late payment collections, and the firm places no limits on the number of investigations it conducts for clients.

1010 Edgewood Rd Ste 106, Edgewood, MD 21040
Edgewood, MD 21040

Website(443) 922-7063

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3701 Old Court Road, Pikesville, MD 21208
Pikesville, MD 21208

Credit Sweepers LLC provides credit repair services for individuals with low credit scores on their Experian, Equifax, and TransUnion reports. The company evaluates each document and legally challenges such issues as duplicated items, inaccurate late payment histories, items that are beyond the statute of limitations, and items showing zero balance that were included in bankruptcies. The company's consultants also check clients' reports for name inaccuracies and signs of unauthorized credit usage.

3701 Old Court Road, Pikesville, MD 21208
Pikesville, MD 21208

Website(888) 212-6552

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9466 Georgia Ave, Suite 2105, Silver Spring, MD 20910
Silver Spring, MD 20910
Instagram
  • Credit Dispute

Cure My Credit Score is a business in Silver Spring that serves the Baltimore area. With a commitment to help improve clients' credit scores and guide them in achieving their financial goals, it provides customized credit repair plans along with one-on-one coaching sessions. It also takes care of creditor disputes on behalf of clients. In addition, Cure My Credit Score provides education through numerous credit coaching videos. A client relates a story about the amount of education incorporated into the company's credit repair program.

9466 Georgia Ave, Suite 2105, Silver Spring, MD 20910
Silver Spring, MD 20910

InstagramWebsite(800) 707-5022

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8314 Hope Point Court, Millersville, MD 21108
Millersville, MD 21108

MD Credit Repair is a company that serves clients in Baltimore, Millersville, and nearby areas. It offers a variety of credit repair and restoration services focusing on foreclosures, repossessions, medical expenses, late payments, and bankruptcy. Additionally, it caters to individuals that need credit auditing services. The company employs a team of credit experts that help customers understand the factors affecting their credit standing. They also develop positive tradelines for each client, presenting them with long-term goals to establish their credit history.

8314 Hope Point Court, Millersville, MD 21108
Millersville, MD 21108

Website(443) 747-7770

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

600 South Clinton Street, Baltimore, MD 21224
Baltimore, MD 21224

Based in Baltimore, Platinum Credit Repair helps clients manage credit debt and ensure that credit reports accurately reflect their financial information. The company provides counseling, private assessments, and assistance in contacting creditors through relevant documentation. It guides clients through credit repair procedures in line with best practices, laws, and statutes. Platinum Credit Repair's services are categorized based on three tiers that cover varying levels of credit needs. Aside from individuals, the firm caters to businesses seeking financial stability as well as clients needing wealth management support.

600 South Clinton Street, Baltimore, MD 21224
Baltimore, MD 21224

Website(410) 870-9258

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

910 Argonne Dr, Baltimore, MD 21218
Baltimore, MD 21218

Sky Credit Repair is a credit repair company in Baltimore. The company assists clients in improving their credit scores by reviewing their credit reports and providing free consultations. Its credit specialists then help clients formulate an action plan based on in-depth research performed by gathering information from credit reporting agencies and figuring out if erroneous data affects their scores. The company offers software that lets clients track their progress and provides transparency throughout the process. Its representatives remain accessible through an online form or phone call. Clients can read Sky Credit Repair's Credit 101 article online to understand more about the basics of credit scores.

910 Argonne Dr, Baltimore, MD 21218
Baltimore, MD 21218

Website(443) 216-9293

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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