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2024

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Best Renter's Insurance Companies in Worcester

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Worcester Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

74

Reviewed

48

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
18 John Street Place, Worcester, MA 01609
  • Multiple Policy Types

Why choose this provider?

Wolpert Insurance is an independent insurance agency based in Worcester. The company provides a comprehensive renters' insurance that protects personal properties in the event of any natural or manmade disasters. It also covers repair and replacement costs due to damages incurred in a fire, storms, winds, lightning, thefts, vandalism, or other unforeseen circumstances. The full-service firm also specializes in motor carrier and trucking insurance, as well as home, business, personal and livery insurance throughout the New England area. The agency was founded in 1986.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
68 Worcester Street, Grafton, MA 01536
  • Multiple Policy Types

Why choose this provider?

For over 90 years, the Gaudette Insurance Agency has been assisting Worcester individuals, families, and businesses. It provides a selection of insurance products that cover renters, condo owners, and homeowners. It also caters to several businesses including bars, pharmacies, restaurants, and manufacturing industries. The independent agency represents over 20 insurance companies in the market, and it strives to give its clients several product options to help them find a suitable match for their specifications and budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (118)
Google
4.8 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
61 Milton Street, Worcester, MA 01606
  • Multiple Carriers

Why choose this provider?

Berlin Insurance Group is an independent insurance agency. Based in Worcester, it also assists clients in neighboring metros with purchasing their renters' insurance policies, helping to keep renters safe and covered for different scenarios. It also partners with a variety of other insurance companies across the country, such as Concord group Insurance and Union Mutual. These partnerships enable the agency to personalize each policy to what clients may need. Berlin Insurance Group's other services include home insurance, landlord's home insurance, and vacant property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (73)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22 Elm Street, Worcester, MA 01608
  • Multiple Policy Types

Why choose this provider?

Established in 2018, Archetype Insurance Group is a privately held and independent insurance agency that caters to clients in and around Worcester. Its team of agents analyzes the clients' needs and suggests the appropriate insurance plans accordingly. It provides insurance programs that cover homes, renters, condominiums, motorcycles, and boats. In addition, it offers auto insurance policies, including comprehensive and collision coverages. Archetype Insurance Group customizes business insurance packages, which include workers' compensation, general liability, and commercial auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (36)
Facebook
4.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 Institute Road, Worcester, MA 01609
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Robert P. Powers Insurance Agency Inc. has been helping the Worcester metro with its insurance needs for over 48 years. It offers renters' insurance assistance, helping individuals, families, and groups obtain coverage for their personal property and liability exposure. Its agents create customized insurance plans that suit every renter and assist in the claims process, from reporting all the way to settlement. Its principal owner, Robert Powers, received the Pacesetter Award for his contributions to the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1094 Pleasant Street, Worcester, MA 01602
  • Multiple Policy Types

Why choose this provider?

Unified Insurance Agency serves the insurance needs of the Worcester metro and nearby communities. Its products and services cover renters' insurance, helping tenants find the right policies and coverages that protect their personal properties and cover injury and property damage claims. The company works with a range of insurance carriers, allowing it to provide clients with numerous carrier and policy options. Its team of local insurance experts has extensive experience in the insurance industry, providing products and services that span vehicle, property, and business insurance lines.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
537 Park Avenue, Worcester, MA 01603
  • Multiple Policy Types

Why choose this provider?

Leib Insurance is an insurance agency that has been serving clients in Worcester for 25 years. It offers renters' insurance that protects the policyholders' belongings in apartments or condominiums. It crafts plans from several insurance carriers, such as Fidelity Insurance, Harleysville, and Peerless. Clients can also choose from a variety of deductibles and coverage amounts. Moreover, the agency provides other insurance products for homes, vehicles, and watercraft. Leib Insurance is a family-owned business that has grown into a company with six employees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
4.0 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 Shrewsbury Street, Worcester, MA 01604
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

The Network Insurance Agency, Inc., has been providing renters' insurance plans for individuals, families, and businesses located in Worcester and its nearby communities since 1987. Its other products are auto, home, flood, general liability, and business insurance plans. It represents various insurance carriers, including Stillwater Insurance Group, Mass Property Insurance, Commerce Insurance, and Foremost Insurance Group. Moreover, the company's agents compare and contrast the best rates and plans that would fit each client's needs and goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (24)
Google
4.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
440 Lincoln Street, Worcester, MA 01653
  • Multiple Carriers

Why choose this provider?

Educators Insurance is an agency that has been serving the residents of Worcester and their families for more than 18 years. It offers renters' insurance that provides coverage for the policyholders' personal belongings and liabilities in case of an event like fire or theft. The agency also handles other types of insurance products for automobiles and homes. In addition, it has partnered with the Massachusetts Teachers Association and MTA Benefits, which allows it to serve the insurance needs of over 10,000 MTA members.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (59)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 Institute Road, Worcester, MA 01609
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

The SG&D Insurance Agencies has been serving clients in Worcester for over 100 years. It is an Acrisure Agency Partner that represents a variety of insurance companies such as Surround Insurance. The company offers personal protection solutions, including renters' insurance that helps clients protect themselves and their work. It also covers life, disability, auto, home, boat, and umbrella insurance as well as school, commercial property, general liability, and group health options. The SG&D Insurance Agencies also has offices in Chatham, Cohasset, and Hyannis.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.2
Google
4.0 / 5 (9)
Facebook
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
318 Plantation Street, Worcester, MA 01604
  • Multiple Policy Types

Why choose this provider?

Cantiani Insurance Agency, Inc., is a family-owned and locally operated company serving the Worcester metro area and nearby localities. The firm protects individuals and families who are renting their houses or apartments from property loss and liability claims in the event of a disaster. As an independent insurance broker, the team represents local and national companies to provide clients with a wide array of insurance products. The company has been serving clients for over four decades and has written more than 25,000 policies since its inception.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (39)
Yelp
4.0 / 5 (4)
Facebook
3.4 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Which renters’ insurance coverage options are available to Worcester residents?

    People living in Worcester can opt for personal property coverage in their renters’ insurance policy in case of fire, theft, or vandalism. Tenants also have access to liability coverage for the risk of accidents at rental residences. The deductibles selected by policyholders and any additional coverage options they may choose determine the cost of renters’ insurance premiums.

  • What is the average monthly cost of renters’ insurance in Worcester?

    Worcester residents pay an average of $22 monthly for their renters’ insurance. This amount exceeds Massachusetts' average by $2. These rates are applicable for the coverage limit of $40,000 for personal property, a $1,000 deductible, and liability protection of $100,000. Premiums differ across cities, depending on insurance companies and the coverage limits that tenants opt for.

  • Which factors contribute to discounted renters’ insurance costs in Worcester?

    People living in Worcester can access discounts on renters' insurance from insurance providers if they have not made any claims. Residents of gated communities and those with burglar alarms or fire extinguishers are also eligible for a secured home discount. Individuals with a credit score above 700 secure better rates compared to those with lower credit scores.

  • What are the two methods used to determine the value of an insured item in the event of a loss or damage in Worcester?

    The actual cash value method takes into account the initial value of the damaged item and then deducts the depreciation according to its age and condition. The replacement value method reimburses insured renters in Worcester for the actual cost of replacing a lost or damaged item without factoring in depreciation. This method is typically preferred as it replaces an item based on its present value.

  • Does renters’ insurance cover pets in Worcester?

    Yes. Obtaining renters' insurance that includes coverage for a dog can help Worcester renters address injury claims. It is important for renters to disclose the ownership of a dog to their insurance agents beforehand. Certain insurance providers might refuse coverage for specific dog breeds, such as Rottweilers, Pit Bulls, and Dobermans.

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