Expertise.com

2024

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Best Health Insurance Agencies in Worcester

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Worcester Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3289Reviewed

1975Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

51 Pullman Street, Worcester, MA 01606

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
4.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Herlihy Insurance Group is an insurance agency that serves clients in Worcester. It offers various healthcare, group health, disability, long-term care, and life insurance plans. The agency also covers other insurance products and services for contractors, restaurants, medical groups, and commercial properties. Since its establishment in 1927, it has served 1,200 commercial clients and 4,000 personal lines clients. To give back to the community, it introduced Team Herlihy in 2005, which supports local organizations that include Habitat for Humanity and Girls, Inc.

  • Life Insurance

195 Park Avenue, Worcester, MA 01609

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Why choose this provider?

Corporate Benefit Plans helps employers in and around Worcester minimize risks by providing their employees with various benefits. These include health, disability, and life insurance plans. The firm also assists businesses with the designing, planning, and compliance of employee benefits. Other business services include college benefit plans, HR solutions, and HEBA benefits. Additionally, it offers personal and home insurance products. Corporate Benefit Plans has more than 20 years of experience in the business.

  • Group Plans

617 Mill Street, Worcester, MA 01602

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Review Sources

Google
5.0 (6)
Facebook
5.0 (4)

Why choose this provider?

Manero Insurance Agency has been serving the health insurance needs of Worcester clients for over 60 years. The independent agency takes the time to understand their clients' individual needs and risks and work through them to develop efficient coverage. It is able to provide clients with a wide range of coverage options through its affiliations with insurance companies such as Travelers and MAPFRE. Manero Insurance Agency is involved with the local community, employing locals and participating in events and charities.

  • Individual Plans
  • Life Insurance

78 Pleasant Street, Worcester, MA 01609

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Advantage Benefits Group, Inc., is a locally owned, independent company in Worcester that specializes in health insurance plans for employees. Its team of professionals aims to help small and mid-sized companies with benefits management so they can focus more on their businesses. These experienced professionals educate employers about the various health insurance plans available and how to negotiate with multiple carriers. They also help with administrative tasks, claims tracking, handling monthly billings, annual renewals, and hiring and termination procedures.

  • Individual Plans

10 Institute Road, Worcester, MA 01609

Expertise.com Rating

Review Sources

Google
4.3 (3)

Why choose this provider?

Robert P. Powers Insurance Agency Inc. helps provide health insurance services to employees in Worcester. It caters to businesses that want to give medical compensation and benefits to their employees by purchasing group health plans. These include group disability, life, dental, health, and long-term care insurance products. In addition, its team of insurance agents guides clients in claim reporting, processing, settlements, and payments. Its owner, Robert Powers, has been assisting clients with their insurance needs since 1973.

  • Group Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Does health insurance in Worcester cover all the costs of medical treatment?

    Health insurance in Worcester does not cover all the costs of medical treatment. The insured still has to generally pay coinsurance, deductibles, and co-pays to cover part of the out-of-pocket fees. The insurer's job is to serve as a buffer, bringing medical costs down.

  • Are employers in Worcester required to have health insurance for employees?

    Employers in Worcester are generally required to have health insurance coverage for employees. In 2006, a state law was passed requiring companies with ten or more employees to acquire coverage for their workers, while the same is optional for businesses with nine or fewer laborers.

  • Do health insurance plans in Worcester cover mental health issues?

    Most health insurance companies in Worcester and the state will cover mental health conditions to some extent, specifically biologically based illnesses. These policies cover treatments such as medication and therapy. On a per-case basis, more serious treatments, such as hospitalization, may be included in a plan.

  • Why may a mental health sufferer in Worcester opt to pay out of pocket instead of using insurance?

    A mental health sufferer in Worcester may pay out of pocket instead of using insurance because the former offers more flexibility when choosing providers. Insurers will often dictate which healthcare provider networks one may choose from when getting treatment, and these could exclude the mental health professionals one is accustomed to seeing.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.