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2024

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Best Local Car Insurance Agencies in Worcester, MA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Worcester Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

111Reviewed

71Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

305 Shrewsbury Street, Worcester, MA 01604

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
4.5 (15)
Yelp
5.0 (1)

Why choose this provider?

The Network Insurance Agency, Inc., is an independent insurance company operating for over 30 years. It provides clients in Worcester with comparisons of auto insurance policies from carriers like Foremost and Mapfre. Its agents can register and add new drivers or vehicles to coverage plans for unplanned expenses, such as accident repair and violation forgiveness. The business also works with local auto shops, like Service Auto Repair. Moreover, The Network Insurance Agency helps local charities like Project New Hope, Inc.

  • Bundling Option

273 Southwest Cutoff, Worcester, MA 01604

Expertise.com Rating

Review Sources

Google
4.6 (7)
Facebook
5.0 (1)

Why choose this provider?

A&P Insurance Agency is a family-owned and operated business that has been providing auto, life, and home insurance in Worcester for almost 40 years. The independent insurance agency offers auto insurance to generally protect drivers and passengers against injuries and damages. Some of the auto insurance they offer include liability, comprehensive, towing, collision, uninsured and underinsured, motorist, and medical payment coverage. A&P Insurance Agency works with well-known insurance providers like AmTrust Insurance, Foremost Insurance Group, National General Insurance, and Safety Insurance.

  • Bundling Option

15 Central Street, West Brookfield, MA 01585
WebsiteLicense: 1780203

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Bell & Hudson Insurance Agency, Inc., has been providing insurance products in Worcester and Western Massachusetts for more than a century. It delivers auto insurance solutions to drivers and car owners. The company's agents keep clients' best interests in mind when shopping for policies from trusted carriers. Bell & Hudson Insurance Agency was bestowed the Five Star Award of Distinction by the Massachusetts Association of Insurance Agents, which has been given to only two percent of over 2,000 agencies in the state.

  • Multiple Carriers

1094 Pleasant Street, Worcester, MA 01602

Expertise.com Rating

Review Sources

Google
4.5 (15)

Why choose this provider?

Unified Insurance Agency is a local, independent agency based in Worcester serving all of Massachusetts. Since 2018, it has provided car insurance policies that cover financial expenses to reimburse the losses that the client caused others (liability coverage) and to pay for medical expenses of the driver and passengers as a result of an accident, regardless of who is at fault (no-fault coverage). It also provides insurance that covers vehicle damage, such as collision insurance and comprehensive insurance.

  • Multiple Carriers

42 Lake Avenue, Worcester, MA 01604

Expertise.com Rating

Review Sources

Google
4.1 (15)
Yelp
5.0 (2)

Why choose this provider?

Royal Insurance Agency is an independently owned car insurance provider in Worcester that offers customer-focused services with the aim of providing customers with the protection they deserve. Apart from automobile insurance, its team of agents crafts commercial auto, motorcycle, trucking, and watercraft policies. Additionally, they deal with renters', homeowners', and a variety of commercial insurance products. Royal Insurance Agency strives to respond with promptness and compassion when catering to customers in need of insurance services.

  • Bundling Option

374 Belmont Street, Worcester, MA 01604

Expertise.com Rating

Review Sources

Google
4.3 (28)
Facebook
5.0 (24)
Yelp
1.0 (1)

Why choose this provider?

Universal Insurance Agency partners with several insurance carriers to provide auto protection plans that fit Worcester drivers' needs. The service provider assists clients in safeguarding their vehicles from accidents and theft. Auto insurance policyholders can also be free from financial obligations if they injure someone with their vehicles. Additionally, their insurance providers will shoulder the medical expenses of injured drivers and their occupants during car collisions or crashes. Universal Insurance Agency's culture revolves around community involvement, innovation, honesty, and family values.

  • Multiple Carriers

318 Plantation Street, Worcester, MA 01604

Expertise.com Rating

Review Sources

Google
4.7 (39)
Yelp
4.0 (4)

Why choose this provider?

Cantiani Insurance Agency assists vehicle owners in Worcester to acquire car insurance policies. With a constant desire to provide clients personalized service, its independent agents fastidiously shop for insurance plans from multiple financially sound carriers to meet the needs and priorities of their customers. The state of Massachusetts mainly requires protection against bodily injury, personal injury, uninsured auto, and property damage. Clients may opt to go beyond the minimum requirements and get additional coverage, such as rental, towing, and labor.

  • Multiple Carriers

18 John Street Place, Worcester, MA 01609

Expertise.com Rating

Review Sources

Google
4.7 (11)
Facebook
4.0 (4)

Why choose this provider?

Wolpert Insurance is an independent agency that provides auto insurance services to individuals and businesses in Worcester and the nearby areas. Established in 1956, the company has been working with various insurance carriers to provide comprehensive insurance options to drivers and vehicle owners in the community. Its team of agents assists clients in customizing insurance policies, which include comprehensive and collision coverages, as well as bodily injury and property damage liability coverages. The company is committed to being an insurance advocate for families.

  • Multiple Carriers

617 Mill Street, Worcester, MA 01602

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (4)

Why choose this provider?

Manero Insurance Agency is an independent auto insurance agency that has been serving the Worcester area for over 60 years. Coming from three generations of insurance experts, the agency attributes its success to the combined competitive price of its products and its quality customer service. The agency provides a wide range of auto insurance coverage -- from fender benders to serious accidents -- as well as insurance for other vehicles such as motorcycles, commercial auto, RVs, and watercraft. Manero Insurance Agency offers homeowners, health, life, and commercial insurance coverage.

  • Boats
  • Motorcyle & ATV

704 Southbridge Street, Worcester, MA 01610

Expertise.com Rating

Review Sources

Google
5.0 (282)
Facebook
5.0 (25)
Yelp
5.0 (3)

Why choose this provider?

Mainstream Insurance Agency, Inc. advises clients on the different car insurance options available that cover the damages to the car, the clients, and the people they may injure in case of car-related accidents. In addition to standard auto insurance, the company also offers coverages for collector cars and vehicles for commercial use such as delivery vehicles, taxis, limos, and buses. The agency serves clients in Worcester and the rest of the region.

  • Multiple Carriers

1405 Main Street, Worcester, MA 01603

Expertise.com Rating

Review Sources

Google
4.8 (17)
Facebook
5.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Marc Alkes Insurance is an independent agency in Worcester that offers car insurance services. Its team of agents works with 10 car insurance carriers in providing customized policies. They help their clients in selecting the insurance plans that are suited to their needs. Marc Alkes Insurance, which was formed in 1989, aims to establish long-term relationships with insurance carriers. It is also committed to ensuring that policyholders receive high-quality customer service and products.

  • Bundling Option

25 University Drive, Amherst, MA 01002
WebsiteLicense: 1783435

Expertise.com Rating

Why choose this provider?

Founded in 1879, Encharter Insurance offers express insurance quote services to its clients in Worcester and the neighboring areas. Its agents shop for insurance coverages from multiple carriers like Travelers, Hagerty, and State Auto Insurance. The independent business then provides three auto insurance comparison quotes to help drivers make financial decisions. The provided rates are ranked from good, better, and best. The company obtains auto coverages such as collision, medical, comprehensive, and liability.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Network Insurance Agency, Inc.
305 Shrewsbury Street, Worcester, MA 01604
A & P Insurance Agency Inc - Worcester
273 Southwest Cutoff, Worcester, MA 01604
Bell & Hudson
15 Central Street, West Brookfield, MA 01585
Unified Insurance Agency
1094 Pleasant Street, Worcester, MA 01602
Royal Insurance Agency
42 Lake Avenue, Worcester, MA 01604
Universal Insurance Agency
374 Belmont Street, Worcester, MA 01604
Cantiani Insurance Agency
318 Plantation Street, Worcester, MA 01604
Wolpert Insurance - Worcester
18 John Street Place, Worcester, MA 01609
Manero Insurance Agency
617 Mill Street, Worcester, MA 01602
Mainstream Insurance Agency, Inc.
704 Southbridge Street, Worcester, MA 01610
Marc Alkes Insurance
1405 Main Street, Worcester, MA 01603
Encharter Insurance
25 University Drive, Amherst, MA 01002

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What kinds of car insurance coverage are required by law in Worcester?

    In Worcester, the law requires motorists to carry car insurance policies that protect against legal liability in the event of personal and bodily injury, damage to property, and uninsured motorists causing physical harm.. These kinds of policies are a prerequisite to motor vehicle registration with the Massachusetts Registry of Motor Vehicles.

  • What is the advantage in Worcester of acquiring a car insurance plan that covers collisions?

    While a car insurance plan with collision coverage may cost more in Worcester, it gives motorists protection in the event of a car accident. Unlike liability assurance, which covers the harm one does to others, a collision plan defends the insured party's own vehicle. Usually, there are deductibles involved but it is preferable to being completely unguarded.

  • How does comprehensive car insurance work in Worcester?

    Comprehensive car insurance in Worcester protects the insured party in case a covered harm happens to the latter's motor vehicle. These contingencies range from hurricanes and floods to theft and fire, though every plan may vary and some events could be excluded. These contracts are legally optional, though lenders may require them if the car is used as collateral.

  • What are the most affordable car insurance companies in Worcester?

    In terms of affordability, the top three least expensive car insurers in Worcester are Liberty Mutual, Midvale Home and Auto, and Safeco. This holds true for liability-only and full-coverage assurance policies in the metro. The most basic plans begin at $63 per month, while the full-risk options clock in at a minimum of $111.

  • Why are teens charged higher car insurance premiums in Worcester?

    Teens are charged higher car insurance premiums in Worcester because they are likelier to be in vehicular accidents. Youth and inexperience raise the risk of a crash occurring, and insurers will ask for greater premiums to compensate. These expenses can be mitigated by showing a good student record, the installation of anti-theft and safety devices, and a positive driving history.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.