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2024

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Best Financial Advisors in Waltham, MA

Our Recommended Top 17

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Waltham Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

31Reviewed

25Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

67 Forest St Suite 271, Waltham, MA 01752
WebsiteLicense: 5813774

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Estate Planning
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Certified Financial Planner (CFP)

Waltham, MA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Waltham? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

800 South Street Suite 200, Waltham, MA 02453
WebsiteLicense: 283572

Expertise.com Rating

Why choose this provider?

The Harvest Group is a family-owned Registered Investment Advisor that caters to individuals, families, and family businesses in Waltham and surrounding areas. Its services include executive compensation plans, investment management, wealth protection and insurance, and small business planning. Founder and managing partner Roger Ingwersen is a CFP, CIMA, and CRPC. He worked for UBS, Prudential Securities, Bache Halsey Stuart, and Wachovia Securities before establishing the firm in 2016. The Harvest Group was recognized as Best in State Wealth Advisor by Forbes, Smart Investor Blog, and U.S. News.

  • Certified Financial Planner (CFP)
  • Retirement Planning

4 Rangeway Street, Lexington, MA 02420
WebsiteLicense: 5729878

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Orion Wealth Advisors caters to the needs of Waltham residents. It offers financial and investment plans to help retirees make their savings last longer while minimizing tax liabilities. Team members also serve pre-retirees by demonstrating how to obtain retirement income from 401ks and when to take social security. In addition, the team assists widowed individuals in organizing their finances in order to plan for college funding, estate planning, and risk management. Founder Peter Hoffman is a CFP who provides clients with fiduciary planning and advisory services.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

250 First Avenue, Suite 101, Needham, MA 02494
WebsiteLicense: 108345

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Beaumont Financial Partners has been serving individuals, families, small businesses, and non-profits in Waltham since 1981. Its financial advisors assist in making decisions when planning a business sale, retirement, or next real estate purchase. They create a strategy together and put it into action, updating as aims and circumstances change. They help in investment management, business and tax advisory, and life cycle planning. Managing partner Thomas J. Cahill is a member of the Massachusetts Society of CPAs and the American Institute of Certified Public Accountants.

  • Estate Planning
  • Certified Financial Planner (CFP)

134 Rumford Ave, Suite 201, Newton, MA 02466
WebsiteLicense: 5951069

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Review Sources

Facebook
5.0 (7)
Google
3.0 (4)
Yelp
1.5 (2)

Why choose this provider?

The Moody Street Group is a financial service and insurance agency through OneAmerica that caters to individuals, families, and businesses in the Waltham metro and the surrounding areas. It helps clients achieve their money goals by offering financial planning. This service addresses annuities, education, insurance, investment, IRAs, and lifestyle changes. It also provides retirement and special needs planning solutions. Albert Dolan, a financial services professional in the group, has been working in the industry since 1984. He holds the LUTCF designation.

  • Retirement Planning
  • Insurance Products

800 South Street, Suite 160, Waltham, MA 02453
WebsiteLicense: 309546

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Pension & Wealth Management Advisors is an independent firm that has been serving individuals and families in Waltham and nearby areas for over 35 years. It offers various financial planning solutions, covering retirement, investments, charitable giving, and wealth forecasting. It assists with estate planning for document coordination and inter-generational stakeholders. The firm provides risk management policies for life, long-term care, and disability. Its managing partner, Neil G. McInnis, is an AIF, CLU, and CFP professional who has been in the industry since 1986.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

200 Fifth Ave. 7th Floor, Waltham, MA 02451
WebsiteLicense: 145323

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Review Sources

Google
4.0 (2)

Why choose this provider?

Argent Wealth Management, LLC, provides financial advice to customers in Waltham. It creates diversified portfolios using alternative and traditional investment strategies, risk measurement techniques, and an industry-standard financial planning program. The company allocates assets using a strategic propriety model that invests on stocks, private equity, hedge funds, real estate, and bonds to provide returns with low risks. Argent Wealth Management has an investment team of six persons with more than 100 years of combined experience.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

1408 Centre Street, Roslindale, MA 02131

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Balanced Rock Investment Advisors is a fiduciary-only firm that offers financial planning and wealth management services to clients in Waltham. It crafts comprehensive financial plans for individuals, covering tax planning, insurance, and estate planning. Its team builds and monitors diversified and tax-efficient client portfolios, customizing each to meet a client's goals and values. The firm offers socially responsible investment vehicles for public and private local markets. Balanced Rock has been operating for a decade, helping clients from varied income levels.

  • Private Wealth Advisor

51 Sawyer Road Suite 340, Waltham, MA 02453
WebsiteLicense: 5280636

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Apex Wealth Group offers comprehensive financial advisory solutions to clients throughout Waltham. It aims to help individuals and families attain their long-term financial goals through its range of financial advisory solutions designed to fit their specific needs. Its financial advisors help with matters concerning comprehensive financial planning, investment management, retirement planning, 401k rollovers, and Social Security planning. Founder Guillermo Alberto has been a financial advisor for more than 14 years and holds the Certified Financial Planner and Certified Investment Management Analyst designations.

  • Certified Financial Planner (CFP)

394 Lowell St, Suite 8, Lexington, MA 02420
WebsiteLicense: 146618

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Innovative Advisory Group offers financial solutions to individuals and business owners in Waltham and the surrounding communities. The company offers risk management assessments, innovative portfolio management, financial planning analysis, alternative investment planning and implementation, and financial planning analysis. It also assists clients with wealth accumulation, distribution, transfer, and protection. Kirk Chisholm, the principal, is also the founder of the private wealth management firm Stirling Global Advisors. He has also held management positions at Smith Barney and UBS PaineWebber.

  • Estate and Trust Specialist
  • Certified Financial Planner (CFP)
  • Private Wealth Advisor

203 Crescent Street, Suite 404, Waltham, MA 02453
WebsiteLicense: 120766

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (1)

Why choose this provider?

Sensible Financial Planning caters to clients in Waltham and the surrounding areas. It provides financial planning services involving tax minimization strategies, cash flow plans, risk management solutions, and integrated investment plans. The company serves individuals or families planning to purchase a house and prepare for college or children. Its team is also available for portfolio management solutions. Before establishing the company, founder Rick Miller served as a business consultant to help owners, experts, and executives manage their finances.

  • Certified Financial Planner (CFP)

450 Bedford Street, Lexington, MA 02420
WebsiteLicense: 105012

Expertise.com Rating

Review Sources

Google
4.8 (4)

Why choose this provider?

Wingate Wealth Advisors, founded in 1986, is an independent company that serves Waltham retirees, pre-retirees, professionals, and executives. The firm assists clients in avoiding unnecessary risks, providing risk management and estate planning advice, and assisting with financial planning. It also looks at equity compensation packages such as employee stock purchase plans, retention shares, stock appreciation rights, and non-qualified stock options. Jeffrey H. White, a partner and senior financial advisor, has more than 30 years of experience.

  • Certified Financial Planner (CFP)
  • Retirement Planning

275 Grove Street Suite 2-400, Newton, MA 02466
WebsiteLicense: 171351

Expertise.com Rating

Review Sources

Google
5.0 (19)

Why choose this provider?

The Clifford Group offers financial solutions to families, individuals, and business owners in Waltham and nearby locations. It assists clients in managing their finances, helping them achieve stability through its investment and estate planning services. The company creates customized and comprehensive plans to help customers sell or start an enterprise. It also processes life, homeowners', and BOP insurance. CEO and founder Gregory Clifford was given America's Top Next-Generation Wealth Advisors Award by Forbes in 2018.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

460 Totten Pond Road Suite 600, Waltham, MA 02451
WebsiteLicense: 2206284

Expertise.com Rating

Why choose this provider?

Wealth Planning Resources has been serving Waltham and its surrounding communities since 1993. Its team of professionals assists individuals and businesses with persona, corporate retirement, financial foundation, and life stages planning. Its group conducts initial consultations over the phone, discussions to develop an analysis and plan outline, meetings to review the implementation, and evaluation of progress. The firm's founder, John B. Steiger, is a Certified Financial Planner who also has an Accredited Investment Fiduciary designation.

  • Certified Financial Planner (CFP)

313 Washington Street, Ste 200, Newton, MA 02458
WebsiteLicense: 4850629

Expertise.com Rating

Review Sources

Google
4.9 (12)
Facebook
5.0 (11)
Yelp
4.5 (6)

Why choose this provider?

David J. Prothero, CPA, P.C., offers wealth-building solutions to individuals and businesses in Waltham through its affiliation with Commonwealth Planning Group. Its services include planning for retirement, college savings, estate and wealth transfer, and charitable gift-giving. Company president David Prothero is a CPA and a CFP. He has an MBA and also holds FINRA Series 7 and 63 securities registrations. Before establishing the firm, Prothero was a director of financial management at a non-affiliated financial and investment consulting organization. 

  • Estate Planning
  • Retirement Planning

42 Reservoir Road, Waltham, MA 02453
WebsiteLicense: 305378

Why choose this provider?

Lyon Financial Planning is a fiduciary helping Waltham residents with cash flow, investment, tax, estate, incapacity, and inheritance planning. Its advice-only service caters to clients who seek assistance with developing a financial plan and are also comfortable implementing it independently. It provides financial counsel on real estate and career change decisions and child-related planning. Founder Jay Abolofia is a Certified Financial Planner and a Ph.D. economist. He is a member of the National Association of Personal Financial Advisors.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
Cedar Hill Financial Group, LLC
67 Forest St Suite 271, Waltham, MA 01752Complimentary Consultation
The Harvest Group
800 South Street Suite 200, Waltham, MA 02453
Orion Wealth Advisors
4 Rangeway Street, Lexington, MA 02420
Beaumont Financial Partners
250 First Avenue, Suite 101, Needham, MA 02494
The Moody Street Group
134 Rumford Ave, Suite 201, Newton, MA 02466
Pension & Wealth Management Advisors
800 South Street, Suite 160, Waltham, MA 02453
Argent Wealth Management, LLC
200 Fifth Ave. 7th Floor, Waltham, MA 02451
Balanced Rock Investment Advisors
1408 Centre Street, Roslindale, MA 02131
Apex Wealth Group
51 Sawyer Road Suite 340, Waltham, MA 02453
Innovative Advisory Group Wealth Management
394 Lowell St, Suite 8, Lexington, MA 02420
Sensible Financial Planning
203 Crescent Street, Suite 404, Waltham, MA 02453
Wingate Wealth Advisors
450 Bedford Street, Lexington, MA 02420
The Clifford Group
275 Grove Street Suite 2-400, Newton, MA 02466
Wealth Planning Resources
460 Totten Pond Road Suite 600, Waltham, MA 02451
David J. Prothero, CPA, P.C.
313 Washington Street, Ste 200, Newton, MA 02458
Lyon Financial Planning
42 Reservoir Road, Waltham, MA 02453

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How do you start investing in index funds in Waltham?

    Open an account with a brokerage in Waltham to start purchasing and selling index funds. You can also try getting an account direct from a mutual fund company that offers index funds. Decide what costs and features you would like to have in your fund. Take note that brokers may charge an additional cost but buying directly from the fund company can save you such cost.

  • What are the risks of international investing for someone in Waltham?

    Companies outside the nation might not provide accurate information for the investor in Waltham. International investing may also cost more. There could also be problems with regulating investment professionals and firms that are outside the jurisdiction of the Securities and Exchange Commission. Because of this, the investor's money might not have protection. In addition, it could be difficult for an investor to analyze effectively the political, social, and economic events that shape global markets.

  • How should you manage your finances when preparing for divorce in Waltham?

    Gather key documents for those involving matters such as pension, mortgage, and credit cards in Waltham. Review beneficiaries and addresses and update accounts if needed. Try considering changing passwords and PINs on individual accounts. Carefully assess debts, especially those co-owned together with the spouse as you may legally be required to pay for them. Finally, try to create a new budget.

  • Are zero-coupon bonds in Waltham affected by the rise and fall of interest rates?

    Yes, zero-coupon bonds are sensitive to the rise and fall of interest rates. When market interest rates go up, the value of these bonds is more likely to fall compared to other types of bonds. These are also subject to taxes in which the receipt of interest is charged each year leading bondholders in Waltham to pay income taxes.

  • Are Massachusetts securities good investments for someone in Waltham?

    Many Massachusetts securities have good ratings and are considered stable, which may be a good investment for someone in Waltham. Special Obligation Bonds or the Unemployment Insurance Trust Fund has an Aa1 stable rating from Moody's and AAA rating from Fitch's. General Obligation Bonds also have an Aa1 rating from Moody's and AA+ rating from S&P.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

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