Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Springfield

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63

Reviewed

41

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1252 Elm Street, West Springfield, MA 01089
  • Multiple Policy Types

Why choose this provider?

Established in 1993, Lawrence H Blinderman Insurance is an insurance brokerage firm that helps clients obtain renters' insurance in Springfield. Its insurance plan protects clients from losses and/or damages to personal belongings and the rental property and includes additional living expenses. It also covers personal liabilities and visitors' medical expenses in cases of accident and disaster. Lawrence H Blinderman Insurance offers homeowners', mobile home, manufactured home, and condo insurance. Additionally, auto, life, pet, group health, and various business insurance are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
103 Van Deene Avenue, West Springfield, MA 01089
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

McClure Insurance Agency, Inc., is a local insurance firm serving Springfield and the surrounding areas for nearly 90 years. It offers individualized solutions with optimal coverage through its comprehensive range of products to address the insurance needs of individuals and businesses. Its renters' insurance plan provides coverage against visitor injuries, theft, and damage caused by catastrophes. It also has specialty insurance for contractors, manufacturers, and trucking companies. McClure Insurance Agency caters to Polish and Portuguese-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
181 Park Avenue, West Springfield, MA 01089
  • Multiple Policy Types

Why choose this provider?

Established in 1975, Lussier-Dowd is an independent insurance agency that serves private and commercial clients in Springfield. It offers an array of risk management solutions, including homeowners' and renters' insurance plans as well as life, health, disability, and long-term care policies. Additionally, it provides extensive business policies, including cyber liability, key employee insurance, commercial property coverage, and bonds. The family-owned and operated brokerage utilizes current software programs and technologies to ensure the accurate and convenient transfer of information.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
510 Front Street, Chicopee, MA 01013
  • Multiple Policy Types

Why choose this provider?

First American Insurance Agency, Inc., is an insurance agency serving individuals and businesses in greater Springfield and Chicopee. It offers renters' insurance products that cover a renter's expenses for damages caused by fire, theft, or water damage. It also offers other products such as auto insurance, flood insurance, homeowners insurance, motorcycle insurance, and umbrella insurance. As an independent insurance agency, the firm has access to multiple insurance providers, allowing its team to help clients explore and choose from a wider selection of coverage

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
933 East Columbus Avenue, Springfield, MA 01105
  • Multiple Policy Types

Why choose this provider?

The AXiA Group is an independent company providing renters' insurance services to Springfield. It helps rental property owners receive benefits if their personal property and rental buildings are damaged. It also covers liability expenses if the tenant becomes injured in the property and sues the rental owners. With over 19 years in business, The AXiA Group serves Mississippi, Connecticut, Rhode Island, New Hampshire, and New York. It also handles insurance products from AIG, Allianz, AmeriTrust, and American Reliable.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
170 Springfield Street, Chicopee, MA 01013
  • Multiple Policy Types

Why choose this provider?

Slosek Insurance is a company serving Springfield and the surrounding communities. It offers rental coverage under homeowners' insurance plans along with policies that cover secondary, owner-occupied or vacant, and weather or non-weather homes. A wide range of coverage options is also available for business, life, and auto insurance. The agency assists clients in evaluating their financial situations and determining the policy options that are right for them. The personalized service ensures that the policy covers clients as well as their assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Main Street, Holyoke, MA 01040
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Lawler Insurance Agency is a full-service independent insurance agency offering renters' insurance to the residents of Springfield. It also provides life, auto, health, small business, and home insurance products. The family-owned and family-operated agency has been serving clients for more than 50 years. It continues to educate itself on the developing insurance industry and supports the community in their civic needs, youth sports, and local charities. Its agents shop around multiple insurance companies to find the coverage that fits its clients' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1381 Westfield Street, West Springfield, MA 01089
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

TP Daley Insurance Agency Inc. is a West Springfield-based insurance agency serving individuals and families in Springfield and New England. It offers a comprehensive line of personal and commercial insurances, including renters' insurance. Various options for this type of insurance include personal property coverage in case of fire, theft, or water damage and liability coverage in case of accidents. In addition to renters' insurance, insurance products for home, business, contractors, and auto are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Are you required by law to have renter's insurance in Springfield?

    No, you are not required by the government to secure a renter's insurance policy in Springfield. However, landlords often require tenants to have renter's insurance before signing a lease agreement. A renter's insurance policy will protect your personal belongings, loss of use, and any personal injury claims against you.

  • What are the advantages of replacement cost coverage over actual cost coverage in Springfield?

    Replacement cost and actual cost coverage are two types of calculations under your Springfield renters insurance policy. Actual cost coverage takes into account the depreciation value of your personal belongings, and it is typically the less expensive of the two. Replacement costs can provide more comprehensive coverage because they pay you the full value of your damaged appliances or equipment.

  • Can your renters insurance policy cover damages on your expensive art collection in Springfield?

    Yes, by adding a rider to your Springfield renters insurance policy, you can cover damages to your valuable art collection. Though your art collection is considered a personal belonging, due to its limited coverage, standard renters insurance will not cover the cost of specialized items such as jewelry and art collections.

  • Will your renters insurance policy in Springfield cover your small business at home?

    No, a standard renters insurance policy in Springfield does not typically cover damage to your business-related equipment. To protect yourself from business liability, personal injury lawsuits, and property damage, you will need to obtain an additional coverage endorsement. If you run a large home-based business with a high volume of foot traffic, you may need to obtain separate business insurance.

  • WIll your renters insurance policy cover damages from earthquakes in Springfield?

    No, typical renters insurance does not cover damage to your personal property as a result of natural disasters like an earthquake in Springfield. You must obtain an add-on or rider for earthquake damage. Natural hazards like sinkholes, mudslides, and lava flows are examples of those that insurance does not cover.

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