Best Pet Insurance Companies in Springfield

FAQs

• In Springfield, how is pet life insurance different from pet insurance?

  Pet life insurance works much like human life insurance, which provides death benefits such as funeral coverage, unlike pet insurance, which provides health coverage. Life insurance for pets gives cash benefits if the pet dies or gets stolen, which can be beneficial when the pet is an expensive pure breed or earns an income from endorsements or breeding. On the other hand, pet insurance in Springfield can provide coverage when the pet gets into an accident or contracts an illness.

• Are hereditary conditions for dogs in Springfield considered pre-existing conditions?

  It depends on the case and the insurance company. For example, hip dysplasia, a common condition for German Shepherd breeds, may not be considered a pre-existing condition if the pup does not show symptoms before the pet insurance kicks in. Some insurance companies in Springfield also have specific rules regarding hereditary conditions.

• Does it cost much to buy pet insurance for a cat in Springfield?

  Pet insurance for cats in Springfield usually costs around $16 a month. It would be more expensive at around $18 for breeds such as Maine Coon, Ragdoll, and Persian cats. Pet insurance for an exotic shorthair cat would be the most costly at $19. However, cat insurance costs almost less than half of dog insurance.

• What happens if you cannot secure a dog license in Springfield?

  You will face late fee charges if you cannot secure a dog license on or before May 31st of each year. Note that the police department and animal control in Springfield actively enforce the required dog licensing laws. Licenses can be obtained from the City Clerk's Office in Room 123 of the City Hall at 36 Court Street, Springfield, MA 01103. The office's number is 413-736-3111.

• Can you buy a pet health plan in Springfield and use it immediately?

  Not really. Pet health plans come with waiting periods, some as early as 14 days or less, while others have up to 30 days. Usually, the waiting period's clock starts at 12:01 a.m., the day after the plan was purchased in Springfield. Some may only cover certain health conditions after a waiting period of one year.