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Best Life Insurance Companies in Springfield

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A&G Insurance logo
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A&G Insurance

3 Concorde Way, Windsor Locks, CT 06096
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  • Life Insurance

Business Description

A&G Insurance LLC is a full-service independent insurance agency with over 11 years of experience delivering life insurance solutions to individuals and families in Springfield. It strives to provide clients with tailor-fit plans and packages gathered from various insurance providers. Its team of agents assesses clients' current circumstances, needs, and goals to select comprehensive life insurance products that help them secure their financial future. Additionally, the agency offers other personal insurance solutions such as auto, home, and child life policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Aj Pijar Insurance Inc. logo
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Aj Pijar Insurance Inc.

1793 Northampton Street, Holyoke, MA 01040
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  • Life Insurance
  • Health Insurance

Business Description

AJ Pijar Insurance Inc. is an independent agency offering insurance protection to residents of the Springfield area. It provides life and health insurance, auto insurance, boat and yacht insurance, condo insurance, and homeowners insurance. It also offers insurance for small businesses, large businesses, medium-sized businesses, and other commercial properties and vehicles. The agency represents various insurance companies such as The Hartford Insurance Group, Travelers Insurance Group, and Encompass Insurance Group. AJ Pijar Insurance has been family-owned and family-operated since it was established in 1977.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Anastasi Insurance Agency, Inc logo
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Anastasi Insurance Agency, Inc

4 Brookfield Road, Charlton, MA 01507
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  • Life Insurance

Business Description

Anastasi Insurance Agency, Inc., is an insurance company that serves clients in Springfield and the nearby areas. It offers a wide array of insurance products and services, including life, home, automobile, and commercial insurance coverage. The company has over 25 years of professional insurance industry experience and has formed alliances with several insurance carriers, third-party administrators, and workers' compensation specialists. Anastasi Insurance Agency, Inc., has recently partnered with Renaissance Alliance Insurance Services to offer centralized insurance services to its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bates Fullam Insurance Agency, Inc. logo
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Bates Fullam Insurance Agency, Inc.

975 Elm Street, West Springfield, MA 01089
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  • Life Insurance
  • Long Term Care

Business Description

Bates Fullam Insurance Agency, Inc., is a family-owned and family-operated company that has been serving clients in the community of Springfield and the surrounding areas since 1954. It provides insurance coverage, such as life, workers' compensation, identity theft, umbrella, and property insurance. As a member of the Renaissance Alliance, the business has access to selected insurance carriers. Additionally, Bates Fullam Insurance Agency offers customized personal coverage as well as health and financial-related insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bresnahan Insurance Agency, Inc. logo
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Bresnahan Insurance Agency, Inc.

100 Whiting Farms Road, Holyoke, MA 01040
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  • Life Insurance
  • Health Insurance

Business Description

Bresnahan Insurance Agency, Inc. is a multi-generation family-owned insurance agency serving Springfield residents for more than 60 years. It provides term life insurance, whole life insurance, universal life insurance, and group life insurance. It also offers health insurance products, such as traditional health insurance, long-term care insurance, Medicare supplement insurance, and accident insurance. Bresnahan Insurance Agency, Inc. is partnered with insurance providers, including Main Street America, The Andover Companies, and Union Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Booth logo
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Brian Booth

520 Hartford Turnpike, Vernon, CT 06066
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  • Life Insurance
  • Health Insurance

Business Description

Brian Booth is an insurance agent who provides life insurance coverage to individuals, families, and small businesses in Springfield and its surrounding areas. He also offers other insurance policies, including business, health, home, auto, and pet. In addition, he handles banking, annuities, and mutual funds. Brian joined State Farm in 2014. He leads a team of agents with over 28 years of combined experience. His office caters to clients who speak English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CHI Insurance Agency, Inc. logo
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CHI Insurance Agency, Inc.

1691 Main Street, Springfield, MA 01103
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  • Life Insurance

Business Description

Since 2002, CHI Insurance Agency, Inc., has been serving the insurance needs of Springfield residents and businesses. This bilingual agency serves English-speaking and Spanish-speaking clients. It assists its clients in selecting the life insurance coverage that meets their financial and personal objectives. The company also provides businesses with insurance coverage, including commercial auto, workers' compensation, and general liability insurance. In addition, it also offers insurance policies for recreational vehicles such as boats, snowmobiles, or RVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (95)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conte Insurance Agency, Inc. logo
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Conte Insurance Agency, Inc.

579 Pleasant Street, Paxton, MA 01612
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  • Life Insurance

Business Description

Conte Insurance Agency is a company that provides life insurance assistance in Springfield. A family-owned business, it has been in the industry for almost 60 years. Currently, Conte Insurance is working with Andrew Jensen on life insurance. Aside from life insurance, Andrew also specializes in financial planning for individuals and businesses. He has been with New York Life since 2008 and volunteers as a driver for ‘Meals on Wheels’ at the Holden Senior Center. Andrew is also a recipient of the NAIFA Quality Award from the National Association of Insurance and Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (16)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dow Cote logo
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Dow Cote

27 Hartford Turnpike, Vernon, CT 06066
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  • Life Insurance
  • Health Insurance

Business Description

Dow Cote is an insurance agent from Vernon who has been working in State Farm since 2015. He serves clients in Springfield and surrounding Connecticut and Massachusetts areas. Dow is dedicated to helping clients recover and protect themselves from risks by providing life, health, homeowners, auto, renters, and business insurance. He also offers personal articles and pet insurance solutions. In addition to personal and business insurance, he also assists clients with banking solutions and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Encharter Insurance logo
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Encharter Insurance

25 University Drive, Amherst, MA 01002
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  • Whole Life Insurance
  • Long Term Care

Business Description

Encharter Insurance is an insurance agency serving Springfield and surrounding areas. For more than 100 years, it has been working with regional and national insurance carriers to help individuals and businesses compare quotes and find the best insurance coverage and savings. It helps clients customize a life insurance policy that fits their needs and goals. The company also offers various types of commercial insurance such as general contractor insurance, commercial property and auto insurance, workers' compensation, and insurance for restaurants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (7)
Yelp
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Evaristo Insurance logo
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Evaristo Insurance

304 Somers Road, Ellington, CT 06029
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  • Life Insurance
  • Health Insurance

Business Description

Evaristo Insurance is a family-owned business that has been offering whole, term, and universal life insurance plans in Springfield since 1989. It provides flexible products that fit any financial and personal requirements, and it can even adapt the package to match various life events as it happens. In addition, home, auto, and business insurance services are available. Evaristo Insurance is a second-generation agency that is dedicated to serving individuals and families in the local community.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gillis Insurance Agency Inc. logo
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Gillis Insurance Agency Inc.

290 High Street, Holyoke, MA 01040
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  • Life Insurance
  • Health Insurance

Business Description

Gillis Insurance Agency Inc. is an independent insurance agency that provides insurance services to residents and businesses of Springfield and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries insurance plans like life insurance, home insurance, auto insurance, and business insurance. It was established in 1931 by Ronald E. Gillis. His wife, Nora, took over when he passed away until their son James could take over. It was then passed down to Christopher Gillis.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Granfield, Bugbee, and Masse Insurance Agency, Inc. logo
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License Verified:

License: 1781186

Granfield, Bugbee, and Masse Insurance Agency, Inc.

35 Center Street, Chicopee, MA 01013
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Chicopee-based Granfield, Bugbee, and Masse Insurance Agency, Inc., is a local insurance agency providing services in Springfield and the surrounding areas. It offers term, whole, and group life insurance as well as other insurance products like personal, commercial, and health. The company works with different insurance carriers. Its team of advisors analyzes customer needs and suggests options that fit their requirements. Granfield, Bugbee, and Masse Insurance Agency, Inc., has been serving the community since 1907.

License Verified:

License: 1781186

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greylock Insurance Agency logo
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License Verified:

License: 1803779

Greylock Insurance Agency

30 Court Street, Westfield, MA 01085
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  • Life Insurance

Business Description

Greylock Insurance Agency serves the insurance needs of individuals and small and medium-sized businesses for the Springfield locale. It is a subsidiary of Greylock Federal Credit Union, which has over a hundred years of industry experience. Its insurance agents offer whole, term, universal, and long-term life insurance. It also provides auto, condo, flood, and umbrella insurance. Greylock also offers comprehensive business insurance coverage for home-based businesses, nursing homes, non-profit organizations, food-processing plants, and transportation companies.

License Verified:

License: 1803779

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (40)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Homeland Insurance logo
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Homeland Insurance

1333 Boston Road, Springfield, MA 01119
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  • Life Insurance

Business Description

Homeland Insurance is a company located in Springfield that provides life insurance services to individuals, families, and businesses. Its life insurance options allow clients to customize policies from term life and whole life insurance to a combination of the two. Aside from life insurance, the company also specializes in homeowners' and auto insurance. Robert Lareau, the owner of Homeland Insurance, earned degrees in business and computer science. He held technology roles in insurance companies like Aetna, Citigroup, and Massachusetts Mutual Life Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jack Keough Insurance logo
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Jack Keough Insurance

612 Page Boulevard, Springfield, MA 01104
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  • Life Insurance

Business Description

Jack Keough Insurance assists individuals, businesses, and families in Springfield and the surrounding areas with purchasing insurance products. Founded in 1973, the agency partners with a variety of carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. The most common life insurance plans it assists with are term life, whole life, and universal life insurance. Jack Keough Insurance also offers auto, homeowners, and commercial insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lawler Insurance Agency logo
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Lawler Insurance Agency

1 Main Street, Holyoke, MA 01040
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  • Life Insurance

Business Description

Operating for over 50 years, Lawler Insurance Agency is a family-owned insurance broker that operates within Holyoke and its surrounding communities, including Springfield. The business offers an array of insurance products, ranging from life and renters insurance to a variety of commercial insurance policies. Its insurance professionals help clients find life insurance policies such as term and permanent policies that fit their current needs. Lawler Insurance Agency is partnered with insurance carriers such as The Hanover Insurance Group and Mass Property Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McCurdy Group logo
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McCurdy Group

212 Main Street, Sturbridge, MA 01566
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  • Life Insurance

Business Description

Mccurdy Group Insurance is a professional insurance company that serves residential and commercial clients in Springfield and the nearby areas. It offers a comprehensive range of insurance products and services, including life and disability insurance, automobile coverage, home office insurance, and business insurance coverage. The company is made up of seasoned insurance specialists who can offer advice and act as an intermediary between insurance companies on behalf of their clients. Mccurdy Group Insurance's accounting services division also provides general accounting services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phillips Insurance Agency, Inc. logo
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License Verified:

License: 1781665

Phillips Insurance Agency, Inc.

97 Center Street, Chicopee, MA 01013
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  • Life Insurance
  • Health Insurance
  • Term Life Insurance

Business Description

Phillips Insurance Agency, Inc., is an independently owned and locally operated company that offers life insurance for families in Springfield and the surrounding communities. Its experienced insurance agents help clients find the right combination of life insurance coverage that fits their needs. These professionals work with several insurance companies to help clients save time and money. In addition, Phillips Insurance Agency, Inc., offers three types of life insurance coverage which include term, universal, and whole life insurance options.

License Verified:

License: 1781665

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (50)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Richard R. Green Insurance Agency, Inc. logo
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Richard R. Green Insurance Agency, Inc.

32 Somers Road, Hampden, MA 01036
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  • Life Insurance

Business Description

Richard R. Green Insurance Agency, Inc., is a locally owned agency that has been serving Springfield and the surrounding areas since 2005. Its agents assist clients looking for financial security through major life changes by providing life insurance coverages. They represent insurance companies, such as American Collectors, Grundy Worldwide, New London County, Safeco, and Universal Property. Moreover, the agency offers specialty services, including flood, watercraft, recreational vehicle, and collector's car insurances. Company co-founder Richard "Rick" Green has been licensed to work on property and casualty, life, accident & health for over 30 years

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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