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Best Credit Repair Companies in Somerville

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867 Boylston St Floor 5 #1098, Boston, MA 02116
Boston, MA 02116
  • Credit Monitoring
  • Credit Dispute

Quiñtus Group provides a wide variety of financial consulting services to clients in Somerville and its surrounding areas. Its team helps clients restore their credit scores so that they can get easily approved for their home or car loans, obtain better interest rates, and get rid of late payments. It assesses its clients' current financial situations before designing tailored solutions for their long-term goals. Quintus Group partners with SmartCredit in monitoring its customers' credit journey. The company also specializes in automotive consultation and insurance services.

867 Boylston St Floor 5 #1098, Boston, MA 02116
Boston, MA 02116

Website(617) 624-136N

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

35 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

128 Cambridge St, Charlestown, MA 02129
Charlestown, MA 02129
  • Debt Consolidation

The Credit Advisor, based in Boston, serves individuals throughout Somerville and its neighboring cities. It offers credit repair and consultation services for clients who want to save on interest, pay lower insurance, buy a house or qualify for an apartment lease, and have good credit records. It removes late payments, bankruptcies, repossessions, and collections on credit reports. Its team cleans up inaccuracies in clients' credit reports and helps them in improving their scores by disputing these negative items.

128 Cambridge St, Charlestown, MA 02129
Charlestown, MA 02129

Website(617) 285-7875

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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