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2024

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Best Local Car Insurance Agencies in Somerville, MA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Somerville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

40Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

426 Main Street, Stoneham, MA 02180

Expertise.com Rating

Review Sources

Google
4.9 (81)
Facebook
5.0 (14)
Yelp
5.0 (6)

Why choose this provider?

LoPriore Insurance Agency, Inc. is a local business offering auto insurance products to its clients in Somerville and the surrounding communities. The service provider has agents who assess each customer's needs and lifestyles. Its team gives financial advice and searches for insurance solutions that match the clients' situation. They can also accommodate insurance concerns 24/7. Furthermore, the company offers auto insurance plans such as comprehensive, liability, and collision. LoPriore Insurance Agency, Inc. has been providing insurance assistance since 1995.

  • Multiple Carriers

92 High Street, Medford, MA 02155

Expertise.com Rating

Review Sources

Google
4.9 (33)
Facebook
5.0 (13)
Yelp
3.5 (3)

Why choose this provider?

Bates Insurance Agency, Inc. has been answering the insurance needs of Somerville and all of Middlesex County since 1976. Family-owned and operated, it has a team of experienced insurance professionals who can provide vehicle owners with the expertise and guidance in obtaining ample protection via car insurance. Working with multiple carriers, they source a selection of policies that won’t just meet the state’s minimum requirement, but also give additional protection. Bates Insurance Agency, Inc. also insures various watercraft, classic cars, motorcycles, and RVs.

  • Multiple Carriers

220 Broadway, Lynnfield, MA 01940

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
3.8 (5)

Why choose this provider?

Philbin Insurance Group is an independent and full-service insurance agency that caters to the insurance needs of individuals, families, and businesses in Somerville and neighboring areas. It offers a broad range of auto insurance policies, which include property damage liability, bodily injury liability, collision, comprehensive coverage, and personal injury protection. The agency also provides rental reimbursement coverage, towing and labor coverage, and commercial auto insurance. Philbin Insurance Group was established in 1989 by Andrew Philbin, who has more than 20 years of experience working with Allstate.

  • Multiple Carriers
  • Boats

963 Eastern Avenue, Malden, MA 02148

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
4.4 (10)

Why choose this provider?

Lister Insurance Agency Inc. is a locally owned business backed with 30 years of insurance experience. The business offers comprehensive auto insurance coverages to Somerville clients. Its agents help protect drivers, their families, and vehicles from financial responsibilities if they experience car accidents. Medical payments are also covered if policyholders were injured in an accident involving their vehicles. The company's president, Betsy E. Lister, has been fighting for motorcycle insurance fairness for years.

  • Motorcyle & ATV
  • Multiple Carriers

628 Broadway, Malden, MA 02148

Expertise.com Rating

Review Sources

Google
4.8 (102)
Facebook
4.9 (29)

Why choose this provider?

Paul T. Murphy Insurance Agency is an auto insurance provider serving Somerville and nearby locations. It is a full-service agency established in 1988. It has bodily injury coverage to pay for physical harm resulting in injuries or fatality. It also prevents financial losses with uninsured coverage. Clients who accidentally hit someone's mailbox, tree, or fencing are covered with property damage. It also features comprehensive and collision coverage, which is often required in owning a vehicle.

  • Multiple Carriers

271 Main Street, Stoneham, MA 02180

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

With over 25 years of experience in the insurance industry, Rad J. Yarjan founded Yarjan Insurance Agency, Inc., in 1990. Serving Somerville and the nearby communities, the company provides insurance plans for private automobiles. Additionally, plumbers, electricians, painters, custodians, and other tradesmen can acquire specialized insurance from the company. Firms that need assistance with their employees' liability and workers' compensation can avail of Yarjan Insurance Agency's coverage for business insurance as well.

  • Bundling Option

31 Pearl St Charlestown, MA 02129, Boston, MA MA

Expertise.com Rating

Why choose this provider?

Plymouth Rock Assurance is a firm that serves individuals, families, and businesses in Somerville and all of Massachusetts, offering products like auto insurance. Its agents work with several reputable insurance carriers and tailor a selection of insurance plans that will meet drivers’ various needs, expectations, and preferences. They can also bundle auto and home insurance policies together. In addition to standard cars, the agency insures motorcycles, classic cars, RVs, and boats.

  • Bundling Option

57 Putnam Street, Winthrop, MA 02152

Expertise.com Rating

Why choose this provider?

Baldwin Welsh & Parker Insurance Agencies, Inc., is a family-oriented multi-line agency with several locations near Somerville. It provides auto insurance policies that can cover bodily injury liability, property damage liability, legal expenses, collision, medical payments, and underinsured/uninsured motorist coverage. Reduction of premiums can be given to bundled policies, drivers with advanced training credits, hybrid vehicle owners, and students with good grades. The company traces its roots back to 1865 and has since been treating its clients with care and personalized services.

  • Multiple Carriers

464 High St Medford, MA 02155, Medford, MA 2155

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Pompeo & Sons Insurance Agency, Inc., is a Medford-based car insurance agency that serves clients in Somerville and the surrounding areas. Since 1988, the firm's brokers have been providing personal assistance to individuals who wish to insure their automobiles. They offer professional advice on claims, coverage, registry, and other related matters. The company's insurance agents answer calls and emails about auto quotes and ensure that these quotes are accurate and reliable. Pompeo & Sons Insurance Agency, Inc., also offers business quotes.

  • Bundling Option

74 High Street, Medford, MA 02155

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

Lonergan Insurance Agency, which has been operating since 1918, is now under the supervision of its third-generation owner. The business provides personalized auto coverages that cover liabilities and medical bills for clients in Somerville. Its agents also can assist with umbrella insurance applications for clients who have reached the limit of their auto policies. Lonergan Insurance Agency has been recognized as the best insurance agency by Market Surveys of America for two years. The owners are also members of various non-profit organizations such as Tri-City Homeless and Community Family.

  • Multiple Carriers

443 Main Street, Woburn, MA 01801

Expertise.com Rating

Why choose this provider?

Established in 1855 as a modest bank, Salem Five is a mutually owned and full-service financial institution that provides financial and insurance services in Somerville. Some of the insurance products they offer include auto, homeowners, renters, and motorcycle coverage. Their auto insurance covers collision, liability, rental, and comprehensive. Salem Five employs top professionals in various services in order to provide expert service to their clients. Being an FDIC-insured mutual bank with no shareholders, the bank is only accountable to its employees and customers.

  • Multiple Carriers
  • RV & Motorhome

751 Main Street, Winchester, MA 01890

Expertise.com Rating

Review Sources

Google
4.9 (9)
Facebook
5.0 (4)

Why choose this provider?

Saltmarsh Insurance Agency has been providing insurance services in Somerville and nearby areas for over 60 years. As an independent insurance agency, it partners with different companies to provide more options for clients. Its team offers home, auto, life, and commercial insurance. Saltmarsh Insurance Agency's founder, Sherman W. "Whip" Saltmarsh, has a 43-year career in public service. He served as a state representative in the Massachusetts House of Representatives for 14 years.

  • RV & Motorhome

1646 Massachusetts Avenue, Lexington, MA 02420

Expertise.com Rating

Review Sources

Google
4.8 (27)
Yelp
2.5 (6)

Why choose this provider?

Serving the residents of Somerville with all types of personal and business insurance, Encharter Insurance is an independent agency in Massachusetts. With access to multiple providers, the company offers insurance policies to clients that will fit their specific needs. Its agents provide insurance for condos, homes, renters, and vehicles such as autos, motorcycles, and boats. Clients can also add optional services such as specialty insurance. Encharter Insurance has over a hundred years of combined experience in the insurance industry.

  • Multiple Carriers
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
LoPriore Insurance Agency, Inc.
426 Main Street, Stoneham, MA 02180
Bates Insurance Agency, Inc.
92 High Street, Medford, MA 02155
Philbin Insurance Group
220 Broadway, Lynnfield, MA 01940
Lister Insurance Agency Inc.
963 Eastern Avenue, Malden, MA 02148
Paul T. Murphy Insurance Agency
628 Broadway, Malden, MA 02148
yarjaninsurance.com
271 Main Street, Stoneham, MA 02180
Plymouth Rock Assurance
31 Pearl St Charlestown, MA 02129, Boston, MA MA
Baldwin Welsh & Parker Insurance Agencies, Inc.
57 Putnam Street, Winthrop, MA 02152
Pompeo & Sons Insurance Agency, Inc.
464 High St Medford, MA 02155, Medford, MA 2155
Lonergan Insurance Agency
74 High Street, Medford, MA 02155
salemfive.com
443 Main Street, Woburn, MA 01801
Saltmarsh Insurance Agency
751 Main Street, Winchester, MA 01890
Encharter Insurance - Lexington
1646 Massachusetts Avenue, Lexington, MA 02420

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does car insurance extend to rental moving vehicles in Somerville?

    Although rental cars are covered by car insurance in Somerville, rental moving vehicles' maximum weight excludes them from similar coverage. The rental company may offer supplemental cargo insurance to protect your personal effects from loss or damage, but not due to normal wear and tear during shipment and against accidental harm that is not attributable to the operator's driving errors.

  • Can you protect your car insurance rates in Somerville from increasing after a first-time claim?

    Accident forgiveness is a benefit offered by car insurance companies that can prevent your rates from increasing after your first at-fault accident in Somerville. Also, some insurers may even forgive multiple accidents. The eligibility for qualifying for this benefit may vary depending on the insurance carrier. You may need to demonstrate customer loyalty or maintain a clean driving record for up to five years.

  • Does accident forgiveness erase your first at-fault car accident in your car insurance record in Somerville?

    Accident forgiveness does not erase your first at-fault driving record in Somerville. Rather, it prevents the accident from affecting the computation of future premiums with your current insurer. However, if you switch to a new insurer, the forgiven accident may still impact your premium. In addition, accident forgiveness only applies to at-fault collision claims and not comprehensive claims.

  • Can you file a car insurance claim to cover crash damage to your house in Somerville?

    A claim may be filed against the negligent driver's car insurance in Somerville after they have caused damage to your house. Alternatively, you may choose to file a claim with your own homeowners insurance provider. Once your claim has been settled, your insurer may attempt to recover the settled amount for your damages, including the deductible you paid, which will be returned from the at-fault party's auto insurance.

  • Whose car insurance company pays the medical bill after a Somerville accident?

    Irrespective of who was at fault in the Somerville accident, the car's insurance policy through personal injury protection in which vehicle you were traveling will pay for your medical bills. Personal injury protection covers up to $8,000 after deducting your deductible to pay for your medical costs, lost earnings, replacement services, and funeral expenses arising from the collision.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.