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Best Life Insurance Companies in Newton

2024

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Providers

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Website
10 Main Street, Natick, MA 01760
  • Life Insurance
  • Health Insurance
  • Term Life Insurance

Why choose this provider?

For over 120 years, Fair & Yeager Insurance Agency has been providing life insurance plans for residents of Newton. It educates first-time policyholders about its term-life, whole-life, and universal life policies. The agency can also provide quotes from more than a dozen different insurance carriers, including Safety Insurance and Plymouth Rock Assurance. Fair & Yeager employs over 25 insurance agents with over 400 years of collective industry experience. It has also been named as a Five Star Agency by the Massachusetts Association of Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
30 Monument Square, Concord, MA 01742
  • Life Insurance

Why choose this provider?

McWalter Volunteer Insurance Agency is an independent insurance company that has served individuals and businesses throughout the Newton metro. It offers life insurance policies through its branches in Concord, Danvers, Andover, Woburn, and Maynard. It also offers business insurance, executive benefits insurance, employee benefits, and other personal insurance packages such as auto insurance, renters insurance, and high net worth insurance. The company focuses on finding the balance between protection coverage and price by sourcing insurance programs from various insurance carrier companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
31 Washington Street, Wellesley, MA 02481
  • Group Plans
  • Life Insurance

Why choose this provider?

CAV Insurance Agency, Inc., helps businesses and families in Newton manage financial risks. The company works with over 30 insurance carriers to offer life, classic car, and commercial insurance solutions. Its life insurance policies come with different coverage types, such as college plans, executive benefits, and key person coverage. Clients can also opt for retirement plan rollovers, disability insurance, and profit-sharing plans. CAV Insurance Agency, Inc., simplifies the insurance process using digital technology. It is also a member of the Renaissance Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
36 Washington Street, Wellesley, MA 02481
  • Life Insurance
  • Long Term Care

Why choose this provider?

Winnick Insurance is a life insurance agency that offers standard and personalized policies for residents of Newton. It can compare and contrast the monthly rates and payments of up to ten different insurance carriers, including Lincoln Benefit and Mass Mutual Life. It can also explain life insurance options such as term life, guaranteed universal life, foreign travel, and shared care policies. Winnick Insurance was established in 1971 and has serviced over 15 different states. Its other policy options include immediate and income-for-life annuities.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1050 Hingham Street, Rockland, MA 02370
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mark Selvaggi is a financial and insurance specialist representing New York Life Insurance Company, serving clients in Newton and in nearby localities. Selvaggi specializes in life insurance, helping clients assess their financial needs and choose whether term life or permanent life insurance best suits their situation. He is also affiliated with the insurance firm NYLIFE Securities, LLC, providing clients with more life coverage options. Prior to his insurance career, Selvaggi served as the CEO of Plaster Fun Time, an art center for children.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 1st Avenue, Needham, MA 02494
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Long Term Care

Why choose this provider?

NorthStar Insurance Services, Inc., is an independently owned company that has been serving Newton and its surrounding communities since 1995. The agency works with different carriers in order to help its clients find the life insurance coverage that best suits their needs. It also offers other insurance products, such as personal umbrella liability, auto, motorcycle, and long-term care insurance. In addition, NorthStar Insurance Services helps businesses from different industry sectors, such as the construction and retail industries, by providing risk management solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
793 Washington Street, Newton, MA 02460
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Bikofsky Insurance Agency connects clients in Newton with life insurance policies that serve to protect their long-term financial interests. Backed by more than six decades of experience, the agency informs clients of their life insurance options and helps them find policies that benefit their dependents in crucial ways. These include replacing the provider's lost income or paying for future educational expenses. In addition to life insurance, Bikofsky Insurance Agency also offers policies for homeowners, renters, and automobiles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
231 Bussey Street, Dedham, MA 02026
  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Polito Insurance Agency, Inc. assists clients in Newton with obtaining term or permanent life insurance policies. It offers a range of life insurance options, such as income protection, preservation, and wealth transfer. It also provides long-term care, disability insurance, final expense, retirement plans, and children's life insurance. Other personal services cover fixed, variable, immediate, and deferred annuities. Moreover, Polito Insurance Agency helps businesses secure commercial term life, group life, general liability, workers' compensation, and commercial umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
82 Willard Street, Quincy, MA 02169
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

McDonald Insurance is an independent and family-owned insurance agency that serves clients in Newton. It offers term and universal life insurance policies that protect beneficiaries financially in the event of an untimely death. The agency has also formed partnerships with several carriers, including Arbella, CNA Surety, and The Hartford, to provide insurance coverage for homeowners, automobiles, vacation properties, and businesses. It was originally established in 1975 as Thomas P. McDonald Insurance. It has been serving the South Shore's insurance needs for over 46 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
303 Wyman Street, Waltham, MA 02451
  • Life Insurance

Why choose this provider?

Prospect Insurance is a Waltham-based insurance agency that works with clients in the local area and its surrounding metros, including Newton. It offers term and universal life, business, automobile, and home insurance policies. Moreover, its insurance professionals consult with clients to determine factors such as the client's occupation, living situation, and civil status to structure a coverage plan tailored to their circumstances. Prospect Insurance maintains partnerships with several insurance carriers, such as Liberty Mutual Insurance and Embark General.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
260 Fordham Road, Wilmington, MA 01887
  • Life Insurance

Why choose this provider?

Serur Agencies, a sub-division of AIL/NILICO, provides insurance coverage policies for individuals, families, and organizations in Newton. The business operates under the umbrella of Globe Life, a financial services holding company listed on the New York Stock Exchange. It offers a variety of insurance options including term life, whole life, hospital indemnity, accident, critical illness, and cancer insurance. From a startup agency, the company has evolved into a dynamic organization competing with international insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (283)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
76 Weston Street, Waltham, MA 02453
  • Life Insurance

Why choose this provider?

Everett & Sons, Insurance Agency Inc. is a family-owned business that has been providing insurance solutions to clients in Newton for more than 40 years. The company writes customized life insurance policies in the event of untimely death in a family, with coverage for term, whole, universal, and renewable terms. It also offers a range of personal insurance products for auto and home, including property and liability coverage. Moreover, the agency assists businessmen with policies for assets, employees, and customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1379 Washington Street, Newton, MA 02465
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

James A. Ryan Insurance Agency, LLC, is an independent insurance agency catering to individuals and businesses in Newton since 1966. The agency writes term and universal insurance policies with coverage for death benefit protection. Moreover, it handles insurance policies for automobiles that are damaged in the event of accident, fire, or theft. These include collision and comprehensive policies. Other coverages include workers' compensation and commercial auto liability to assist businesses. The agency is partnered with numerous carriers, such as Vermont Mutual and Foremost.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
325-3 Boston Post Road, Sudbury, MA 01776
  • Life Insurance
  • Health Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Boyd-Neelson Insurance Associates is an independent insurance business with a Newton metropolitan office specializing in a wide range of insurance products, including personal insurance, vehicle insurance, home insurance, life insurance, and life insurance. Boyd-Neelson Insurance Associates assists its clients by offering appropriate guidance to both small and big accounts. Its objective is entirely focused on providing suitable advice on its customers' needs that best match their best interests and continuously adhering to clients' aims and expectations with over 30 years of insurance expertise.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
85 Main Street, Watertown, MA 02472
  • Life Insurance
  • Health Insurance

Why choose this provider?

Michals Insurance Agency, Inc., is a family-owned and family-operated agency that has been providing services to families and businesses in Newton for around 50 years. It offers life insurance policies, which can cover business expenses, mortgage payments, and retirement. Additionally, it provides auto, commercial liability, fine arts, homeowners', and renters' insurance products. Michals Insurance Agency represents various insurance companies, including Berkley One, Chubb, and Liberty Mutual. This firm focuses on helping clients make informed insurance choices.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1359 Centre Street, Newton Centre, MA 02459
  • Life Insurance

Why choose this provider?

Established in 1903, Anchor Insurance Group is a locally owned and operated agency offering life insurance plans for Newton clients. It is an independent insurance agency that represents multiple carriers to provide personal and business insurance lines. Its agents are able to compare among several plans to give clients insurance options that are compatible with their needs and capabilities. They strive to provide individualized care to learn each client's specific goals in order to structure insurance packages accordingly.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 Chapman Street, Canton, MA 02021
  • Life Insurance

Why choose this provider?

NuAlliance Insurance Group is a full-service insurance agency that is based in Canton, MA. The agency is a member of the Massachusetts Association of Insurance Agents, and it offers a range of insurance solutions to clients in Newton and surrounding areas. Its insurance offerings include term, universal, and whole life insurance coverage. It also provides extensive personal and commercial insurance options, including general liability and personal umbrella insurance. Additionally, clients can request personal or commercial insurance certificates through the agency's website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
180 Wells Avenue, Newton, MA 02459
  • Life Insurance

Why choose this provider?

Corkin Insurance Agency is an independently owned agency that serves clients in Newton and the surrounding areas. It offers various types of life insurance policies, including term life, universal life, and whole life. Clients can also avail themselves of other insurance products and services, including home insurance, business insurance, and employee benefits insurance. Its membership in Insurance Services of New England allows it to offer a wide range of insurance coverage options for clients. It has been serving the area for over 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • How can Newton residents utilize life insurance death benefits?

    Residents of Newton can use life insurance death benefits to pay for final expenses, make up for lost income, pay off mortgages or accrued debts, and finance a child's academic endeavors. Notably, the federal government frequently does not impose income taxes on these transfers, emphasizing their financial benefit for Newton recipients.

  • Can residents of Newton have multiple beneficiaries for their life insurance policies?

    In Newton, individuals have the flexibility to assign several beneficiaries for their life insurance. Two allocation methods are available: per capita and per stirpes. With per capita, live beneficiaries receive an equal share. The per stirpes approach, on the other hand, assures descendants of a deceased beneficiary get their intended portion.

  • How can Newton residents locate the lost life insurance policies of deceased individuals?

    Newton residents can use the National Association of Insurance Commissioners' national service to find lost life insurance policies of deceased individuals. After submitting an encrypted request, participating insurers compare this to their records. If matches are identified, state insurance departments are informed, and the insurance companies contact the beneficiaries or their authorized representatives.

  • What factors should Newton residents consider when calculating their life insurance needs?

    When calculating life insurance needs, residents of Newton should consider covering funeral and end-of-life expenses, compensating for lost income, accounting for services like childcare and children's college education, and possibly including end-of-life donations to their preferred charities. Addressing these aspects ensures a comprehensive protection plan.

  • Can Newton residents use life insurance for posthumous gifting?

    Yes, residents of Newton can use life insurance for posthumous gifting. They can use their policy's death benefits to pay for a grandchild's college education, assist a child in purchasing a home, or organize a memorable family reunion. It's a profound way to leave a lasting mark on loved ones, even if they are not financially dependent on the insured.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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