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2024

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Best Homeowners Insurance Agencies in Newton, MA

Our Recommended Top 19

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Our goal is to connect people with the best local professionals. We scored Newton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

49Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1330 Centre Street, Newton, MA 02459

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Eisenberg Associates is an independent insurance broker dedicated to helping individuals and businesses in Newton find the right insurance coverage that meets their needs. It offers various home insurance packages that protect the personal possessions of homeowners and renters from any unforeseen disasters. Homeowners can purchase additional home insurance coverage for evacuations, liability claims, and even kidnapping and ransoms. Eisenberg Associates also have dental, vision, life, nanny, and pet sitters insurance plans available.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

188 Needham Street, Newton, MA 02464

Expertise.com Rating

Review Sources

Google
4.9 (158)
Yelp
4.0 (11)
Facebook
5.0 (9)

Why choose this provider?

Kovalev Insurance is an agency that caters to residents in the Newton area that seek to address their home insurance issues. The agency helps homeowners identify insurance policies best suited to their coverage needs for properties and personal belongings. Kovalev Insurance also works to help clients financially recover from losses brought by events such as fire, vandalism, and theft. The firm's home insurance services additionally include liabilities associated with injury-related lawsuits. Kovalev Insurance was established by Nina Kovalev in 2000.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

10 Kearney Road, Needham, MA 02494

Expertise.com Rating

Why choose this provider?

Kaplansky Insurance is a local business with a team of insurance agents near Newton who help residents design an insurance plan that fits their needs and budget. It offers home insurance that protects homes and personal belongings from water leaks, burglary, fire, and vandalism. The agency has luxury home insurance packages for protecting high-value or heritage homes and their contents from theft and other disasters. Kaplansky Insurance also has insurance starter bundles for those who rent apartments and cars.

  • Personal Property Insurance
  • Multiple Policy Types

151 Commonwealth Avenue, Newton, MA 02467

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

McNamara Insurance is an independent brokerage servicing clients in Newton and nearby areas. Homeowners' insurance mitigates losses due to storms, fire, vandalism, and theft. Personal belongings such as furniture, clothes, and electronics can be replaced, and an injured third party is covered with personal liability coverage if the incident happened on a homeowner's property. An injured visitor's medical cost is covered if the incident occurred on the insured party's property, mitigating the risk of lawsuits. McNamara partners with many insurance carriers.

  • Fire
  • Multiple Policy Types
  • Personal Property Insurance

1379 Washington Street, Newton, MA 02465

Expertise.com Rating

Review Sources

Google
3.8 (4)

Why choose this provider?

James A. Ryan Ins. Agency, LLC, a family-owned multi-line insurance agency that serves Newton-based families, individuals, and businesses. The agency's insurance specialists provide a tailored home insurance policy for different residences such as apartments, condominiums, and houses. The policy pays for the rebuilding cost of damaged property, replaces destroyed or stolen personal belongings, and pays for the medical bills of persons who are injured at home. It also has liability protection to protect clients from lawsuits.

  • Fire
  • Personal Property Insurance

1359 Centre Street, Newton, MA 02459

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
4.6 (9)

Why choose this provider?

Anchor Insurance Group is a full-service insurance agency in Newton that provides insurance policies from a wide range of insurance carriers. Its agents put together customized home insurance plans that cover the replacement costs of a home and its contents, as well as additional living expenses. The agency offers supplemental home insurance coverage for valuables, earthquakes, floods, rental properties, and condos. Anchor Insurance also handles insurance policies for automobiles, watercraft, worker's compensation, and vacant homes.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

273 Southwest Cutoff, Worcester, MA 01604

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

A&P Insurance Agency Inc. is a family-owned insurance agency that has provided cost-effective insurance solutions for residential and commercial customers in and around Newton since 1978. It works with a variety of insurance carriers to obtain the right home insurance options that cover property losses due to theft, fire, vandalism, and injuries. The agency offers a wide range of property insurance packages for small to medium-sized businesses. A&P Insurance also has insurance plans for antique automobiles.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

31 Washington Street, Wellesley, MA 02481

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

CAV Insurance Agency, Inc. provides financial assistance for Newton residents. Included in its line of services is homeowners' insurance. The agency helps homeowners in acquiring different home insurance plans. One of the plans includes coverage for detached structures on a homeowner's property such as barns and garages. Personal property coverage protects homeowners' personal belongings including clothing, furniture, and electronics. Optional coverages for flood damage and earthquake damage are also available. CAV Insurance Agency, Inc. has been protecting clients since 1955.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

585 Washington Street, Brighton, MA 02135

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Pella Insurance Agency is an independent provider that addresses the insurance needs of residents and property owners in the Brighton and Newton areas. Its homeowners' insurance policy covers the cost of replacing clients' personal properties in case they are lost due to unexpected disasters. It also protects the clients from lawsuits in case someone is injured in their homes. The clients have the option of choosing the specific coverages of their insurance policy.

  • Multiple Policy Types

793 Washington Street, Newton, MA 02460

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Bikofsky Insurance Agency & Saul Freedman Agency Inc. is a family-owned and -operated insurance agency in Newton that has been providing insurance solutions to the community for over 64 years. It partners with multiple insurance companies to provide a variety of coverage options for homeowners' insurance and other personal and commercial insurance policies. The agents can craft a comprehensive homeowners’ plan to insure the house or apartment, including the surrounding buildings and structures, personal belongings, and liability.

  • Flood
  • Renter's Insurance
  • Multiple Carriers

648 Highland Avenue, Needham, MA 02494

Expertise.com Rating

Review Sources

Google
4.2 (13)

Why choose this provider?

Northeast - Metro West Insurance Agency works with over 25 insurance carriers near Newton to find the right insurance policy that meets the needs of homeowners and businesses. Its agents have various home insurance packages to cover dwellings and personal belongings against risks, including fire, theft, and water damage. The agency's renter's insurance protects an apartment renter's furniture, clothing, or technical devices from damages caused by storms, smoke, and hail. Metro West Insurance also insures cars, motorcycles, RVs, and condos.

  • Renter's Insurance
  • Multiple Policy Types

131 Coolidge Street, Hudson, MA 01749

Expertise.com Rating

Why choose this provider?

Welsh & Parker Insurance Agency has provided insurance coverage through leading insurance carriers to individuals and businesses in Newton and surrounding areas since 1865. It has home insurance options to protect homes, personal possessions, and outbuildings from damage caused by fire, theft, burst pipes, and snow. The agency offers renters insurance that covers the loss of personal belongings due to fire, windstorms, and other events. Welsh & Parker Insurance also insure boats, motor vehicles, and technology companies.

  • Renter's Insurance
  • Multiple Policy Types
  • Fire

120 Front Street, Worcester, MA 01608

Expertise.com Rating

Why choose this provider?

Knight-Dik Insurance is an independent insurance agency with over 100 years of experience insuring homes and businesses in Newton and throughout the surrounding areas. It offers home insurance plans from leading insurance carriers that cover the replacement costs of homes, garages, and personal belongings in the event of fire, theft, or other disasters. Homeowners can purchase additional coverage for floods, earthquakes, sewer backups, and identity theft. Knight-Dik Insurance also provides personal umbrella insurance policies for protection against liability claims.

  • Flood
  • Fire
  • Earthquake

5 Whittier Street, Framingham, MA 01701

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Charles River Insurance is a full-service agency near Newton that offers a variety of insurance services from leading carriers, such as Progressive, Liberty Mutual, and Nationwide. Its home insurance policies are designed to protect homes, personal belongings, and secondary structures from damage due to unforeseen disasters. The agency provides separate home insurance coverage for flooding due to excessive rainfall, sewer backups, and erosion. Plus, Charles River Insurance has insurance coverage for automobiles, condos, boats, and even weddings.

  • Renter's Insurance
  • Multiple Policy Types

182 Main Street, Watertown, MA 02472

Expertise.com Rating

Review Sources

Google
4.7 (15)
Yelp
4.0 (7)

Why choose this provider?

H&K Insurance Agency Inc. is a family-owned business that has been serving the insurance needs of residents in Newton and the surrounding communities since 1961. Its home insurance plans offer protection for dwellings, personal possessions, outbuildings, and additional living expenses. The agency has renters insurance that covers the replacement costs of valuables within an apartment or condo unit. H&K Insurance also offers scheduled personal property insurance that covers expensive items, such as jewelry, arts, and collections.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

PO Box 666, Southborough, MA 01772

Expertise.com Rating

Review Sources

Facebook
4.9 (157)
Yelp
4.0 (53)

Why choose this provider?

G&N Insurance is a local insurance agency with over a decade of experience helping residents of Newton and surrounding communities find the right insurance plan. Its dedicated team of agents offers a variety of home insurance policies that cover property losses due to unforeseen disasters. The agency works with business owners, investors, and landlords to obtain an insurance policy that meets their needs and budget. G&N Insurance also has additional insurance coverage for cars and motorcycles.

  • Multiple Policy Types

194 West Street, Milford, MA 01757

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Fisher Insurance Agency Inc. is an independently owned agency that provides insurance services to businesses, families, and individuals in Newton and throughout the country. It has customized home insurance policies that cover property losses from hazards such as fire, windstorms, vandalism, theft, plumbing leaks, and more. The agency offers renters insurance to protect the contents of an apartment from theft, fire, and vandalism. Fisher Insurance also insures boats, cars, RVs, condos, and limos.

  • Condos
  • Multiple Policy Types

158 Main Street, Marlboro, MA 01752

Expertise.com Rating

Review Sources

Google
4.7 (6)
Facebook
5.0 (2)

Why choose this provider?

For more than 20 years, L&S Boule Insurance has provided a wide range of insurance services and products for clients in Newton and surrounding areas. Its agents can tailor a home insurance plan that protects homeowners from losses due to fire, theft, flood, or accidents. For businesses, the agency has customized insurance options that cover the loss of work vehicles, buildings, and income. L&S Boule Insurance also offers life insurance products for added peace of mind.

  • Multiple Policy Types

51 Pullman Street, Worcester, MA 01606

Expertise.com Rating

Why choose this provider?

Founded in 1927, Herlihy Insurance Group is comprised of a team of experienced insurance agents near Newton who provide clients with a variety of insurance solutions. It designs home insurance policies for homes, condominiums, and apartments that cover the replacement value of what was damaged. The independent agency protects investors of rental properties from financial losses caused by accidents, natural disasters, and other liability issues. Herlihy Insurance also insures automobiles, boats, recreational vehicles, and even weddings.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Eisenberg Associates
1330 Centre Street, Newton, MA 02459
Kovalev Insurance
188 Needham Street, Newton, MA 02464
Kaplansky Insurance
10 Kearney Road, Needham, MA 02494
McNamara Insurance
151 Commonwealth Avenue, Newton, MA 02467
James A. Ryan Ins. Agency, LLC
1379 Washington Street, Newton, MA 02465
Anchor Insurance Group
1359 Centre Street, Newton, MA 02459
A&P Insurance Agency, Inc.
273 Southwest Cutoff, Worcester, MA 01604
CAV Insurance Agency, Inc.
31 Washington Street, Wellesley, MA 02481
Pella Insurance Agency
585 Washington Street, Brighton, MA 02135
Bikofsky Insurance Agency & Saul Freedman Agency Inc
793 Washington Street, Newton, MA 02460
Northeast - Metro West Insurance Agency
648 Highland Avenue, Needham, MA 02494
Welsh & Parker Insurance Agency
131 Coolidge Street, Hudson, MA 01749
Knight-Dik Insurance
120 Front Street, Worcester, MA 01608
Charles River Insurance
5 Whittier Street, Framingham, MA 01701
H&K Insurance Agency, Inc.
182 Main Street, Watertown, MA 02472
G&N Insurance
PO Box 666, Southborough, MA 01772
Fisher Insurance Agency, Inc
194 West Street, Milford, MA 01757
L&S Boule Insurance
158 Main Street, Marlboro, MA 01752
Herlihy Insurance Group
51 Pullman Street, Worcester, MA 01606

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What essential steps should a homeowner in Newton take after experiencing a loss?

    For a homeowner in Newton who's faced losses, they should immediately contact their insurance provider. Protecting their home from additional harm is crucial, and they should document any temporary fixes. Submitting a detailed list of affected items to their insurer is necessary, and they should keep a personal copy for records. In cases of theft, sharing this list with the Newton police is advisable. While insurance companies might assign their adjusters, hiring a public adjuster is also an option.

  • For residents of Newton, what does the liability coverage in their homeowners' insurance cover?

    For Newton residents, the liability coverage in their homeowners' insurance offers protection against legal claims arising from bodily injuries or property damage caused by their negligence. This safeguard encompasses slip-and-fall incidents, dog bites, or situations where the policyholder's child might injure someone at school or elsewhere. This coverage often extends globally, covering liabilities from activities such as skiing injuries.

  • How does homeowners' insurance work when a tree falls on a Newton resident's property?

    When a tree collapses on a Newton resident's property, their homeowners' insurance often manages the aftermath, be it due to severe weather or accidental uprooting. This holds true even if the tree originates on a neighbor's property. However, if the tree on the resident's property is in poor condition and falls, the insurance may not pay out, even during a storm. Residents ought to regularly assess and discard weakened trees to reduce hazards.

  • Why should Newton residents consider local agents for homeowners' insurance?

    Concerning homeowners' insurance matters, having a local agent can offer significant advantages to Newton residents. Due to their familiarity with the region, they can propose more customized coverage choices that align with their client's specific requirements and any region-specific regulations. Local agents are frequently more accessible than major national corporations or brokers. Since agents operate with multiple insurance providers, they can survey the market for the most competitive rates on behalf of their clients.

  • What should owners of older residences in Newton anticipate in terms of homeowners' insurance?

    Owners of older houses in Newton should anticipate distinct considerations regarding homeowners' insurance. The age factor can lead to potential repair requirements, impacting coverage costs. The absence of contemporary security systems and fire prevention measures might affect insurance rates. Galvanized or cast iron pipes, common in older homes, can freeze and burst, causing water damage during colder months. Moreover, historic homes in Newton with knob and tube wiring could face fire hazards, potentially limiting coverage options for owners.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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