Best Health Insurance Agencies in Newton

Frequently Asked Questions

• Introduction

  If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.
  

• Where can Newton City employees obtain health insurance coverage?

  Newton City employees might qualify for free or affordable health insurance through MassHealth or the HealthConnector. To obtain help with a new MassHealth application, prospective applicants can get in touch with Certified Application Counselor sites. These sites include the Financial Counseling Department of Newton Wellesley Hospital, available at 617-243-6824. Support is also accessible through the Financial Counseling Department at Saint Elizabeth's Medical Center, which they can reach at 617-779-6406.

• Who are the most common providers of health insurance in Newton?

  Residents of Newton have the option to secure health insurance through multiple sources, such as employers and private insurance companies. Medicare is available to anyone 65 years of age or older, as well as younger people with disabilities. On the other hand, individuals and families with low incomes meet the criteria for Medicaid, a government-funded health insurance program like Medicare.

• Which state government health insurance programs are offered to Newton and Middlesex County residents?

  Massachusetts offers a range of health insurance options to Newton and Middlesex County residents. One program is MassHealth, a Medicaid initiative. Additionally, Commonwealth Care is available, providing coverage for preventive checkups, medical services, and prescription medications from local pharmacies. Conversely, Healthy Start focuses on delivering comprehensive care for young children and prenatal care for expectant mothers.

• Can you provide key facts about Medicare Advantage plans offered in Newton and Middlesex County?

  In Middlesex County, Newton residents have the option to select from several Medicare Advantage plans, such as Tufts Medicare Preferred HMO Basic Rx, Fallon Medicare Plus Blue HMO, and AARP Medicare Advantage Plan 1. On average, the monthly premium for these plans is $58.95, and the typical yearly out-of-pocket maximum is $5,396.

• Is health insurance required for all residents of Newton?

  The state of Massachusetts mandates that individuals residing in Newton must carry health insurance. Failure to have adequate health coverage that meets state standards may result in penalties when filing state income taxes. For details regarding the penalty, individuals can contact the Department of Revenue at 800-392-6089.

• How can you find affordable health insurance? 

  Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.