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Best Credit Repair Companies in Newton

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333 Washington St STE 204, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Monitoring

ASAP Credit Repair - Boston is a family-owned and family-operated company that serves clients in Newton and the surrounding areas. It helps individuals obtain financial success and achieve their credit goals by providing them with credit repair services. Its team members examine customers' credit reports and remove inaccurate and negative items such as bankruptcies, foreclosures, judgments, late payments, repossessions, and charge-offs. Since its founding in 2013, the firm has performed more than 11 million permanent deletions.

333 Washington St STE 204, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(857) 557-7004

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

264 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1 Washington Mall(at Government Center), 1105, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Dispute

New Leaf Consultants addresses the credit restoration needs of individuals in Newton. The firm offers credit repair, audit, and education services. It assigns clients to an analyst to review their credit report item by item and forward negotiation letters with credit bureaus. The firm aims to remove unverifiable and inaccurate accounts from the client's credit reports to increase their score. It also offers business credit repair services. The company serves as a member of the Credit Consultant Association.

1 Washington Mall(at Government Center), 1105, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(877) 441-5997

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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