Best Car Accident Lawyers in Melrose

FAQs

• What is the non-emergency contact number for the local police station in Melrose, Massachusetts?

  The Melrose Police Department can be reached at 320-256-7211 for non-emergencies.

• Where can I get a copy of police reports for incidents related to my case in Melrose, Massachusetts?

  Car accident report requests in Melrose can be made online and will be referred to CARFAX through crashdocs.org/ma-cityofmelrose. Crash reports are made available five days from the date of the accident.

• What information should be obtained after a car accident in Melrose?

  Calling an ambulance should be the first action to take if anyone has been hurt in a car collision in Melrose. The next steps are to call the police, get the other driver's name, phone number, and insurance details, take pictures of the accident scene and any other involved vehicles, and get the names and phone numbers of any witnesses.

• When a car collision occurs in Melrose, who is responsible for the medical bills?

  Massachusetts is a "no-fault" state, which means that even if you caused the collision in the Melrose area, your medical bills will still be covered. Regardless of who was at fault, each driver's motor insurance provider will cover some of their individual driver's medical expenses. Any auto insurance policy in Massachusetts must have a Personal Injury Protection benefit to cover your medical bills, lost wages, and other costs that come up because of an accident.

• What situations allow a car accident victim to sue a negligent driver for damages following a car accident in Melrose since it's in a no-fault state?

  In order to pursue a claim against the at-fault driver in Melrose who caused the car accident, the injured party must have incurred reasonable medical costs of at least $2,000. In addition, a permanent or serious deformity, a broken bone, or a significant loss of hearing or sight must be among the injuries brought on by the accident.

• How soon after a car accident in Melrose can a claim be made?

  Car accidents occurring in Melrose can be filed within three years from the date of the incident in order for the victim to receive compensation for injuries and suffering. The three-year statute of limitations has a few exceptions. One example is if the collision involves a member of the sheriff’s department, in which case the injured party has four years to file a personal injury lawsuit.

• How long does it take for a car accident case to settle in Melrose?

  A car accident case in the Melrose area typically takes one to three years if the claimant wants to receive the maximum settlement possible. This includes waiting until the victim's health is stable so that all possible medical costs, lost wages, and other out-of-pocket costs can be taken into account. 

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.