Expertise.com

2024

Last updated:

Best Life Insurance Companies in Lynn

Our Recommended Top 21

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lynn Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4212Reviewed

2535Curated

21Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
67 Forest St, Suite 271, Lynn, MA 01752
  • Estate Planning
  • Tax Planning
  • Investment Management
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

License Verified:

License: 18986218

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Complimentary Consultation

Lynn, MA

Why choose this provider?

Need help contacting a Life Insurance Company in Lynn? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
245 Willard Street, Quincy, MA 02169
  • Life Insurance
  • Long Term Care

Why choose this provider?

Atlantic Insurance Group has been assisting locals of Lynn and its neighboring areas with their life insurance needs since 1993. Founded and established by Richard and Robert Gallery, the agency has assisted individuals, families, and business owners in finding insurance plans that provide the coverage they need for their specific goals. It has access to an extensive network of insurance carriers that offer short-term and long-term policies that fit a client's financial objectives. Atlantic Insurance Group also offers assistance with home, auto, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (11)
Facebook
3.0 / 5 (5)

Website
16 Park Street, Danvers, MA 01923
  • Life Insurance

Why choose this provider?

Goodnow Insurance is a Danvers-based company that provides insurance products to families and individuals in the Lynn metro. It accommodates clients who need assistance in purchasing life insurance plans that may include whole and term life coverages. Additionally, the company's insurance agents help clients obtain homeowners, auto, earthquake, umbrella liability, and business insurance. Owned and operated by Kathleen and Brian Giordano, Goodnow Insurance has been providing insurance solutions since 1953. Kathleen has been a part of the company for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Central Street, Manchester, MA 01944
  • Life Insurance

Why choose this provider?

Family-owned and family-operated Logue Insurance Agency has been serving families, individuals, and businesses in Lynn since 1988. It specializes in life insurance to help ensure the financial stability of families in the event of tragic situations. It also offers insurance options for vehicles that cover accident forgiveness, deductibles, substitute transportation, and expedited claim assistance. Its other products include coverage for flood damage, homeowners, and businesses. The agency also represents and works with multiple insurance carriers, like Safety Insurance, Lincoln Financial Group, The Hartford, and Harleysville.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15 Cabot Road, Woburn, MA 01801
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Cabot Risk Strategies LLC is a team of insurance professionals that serves the Lynn area. They provide different types of insurance policies, covering variable life, term life, whole life, and universal life protection plans. With the help of more than 50 partner carriers, the agents can also provide auto, home, and business insurance solutions. In addition to insurance, Cabot Risk Strategies also provides risk management and financial planning services. The company has been in operation since 2006.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
732 Broadway, Revere, MA 02151
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Matthew Cooper Insurance Agency is a family-owned insurance firm that serves clients in the Lynn area. It offers an array of life insurance policies, which clients can avail to help them secure their future financial obligations to their families. Its policies, which include universal life, whole life, and term life, can be used to cover uninsured medical bills and pay off debts and mortgages. The firm was established in 1954. Its current owner, Barry Cooper, has been with the agency since 1986.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
497 Humphrey Street, Swampscott, MA 01907
  • Life Insurance
  • Health Insurance

Why choose this provider?

Benevento Insurance Agency, Inc. is a life insurance agency that serves clients from Lynn and surrounding areas. The firm provides term, whole, and universal life insurance to ensure financial stability for clients in case of an unexpected event. Aside from life insurance, policies for businesses, vehicles, and homes are also available. The company has been providing its services to the community since 1972. It is led by Bryan Benevento who has been in the industry for more than 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
106 North Street, Salem, MA 01970
  • Life Insurance

Why choose this provider?

Ahmed Insurance Agency is a family-owned insurance firm that serves clients in the Lynn area. It offers a range of life insurance policies to help clients secure their financial responsibilities to their families. Its life policies can be used for income replacement and to pay for future or final expenses. The firm also provides risk protection packages for renters, motorcycles, automobiles, and workers' compensation. Ahmed Insurance Agency has been in service since 1959. Its founder, George Ahmed, served in the US Army before establishing the firm.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (4)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
85 Lafayette Street, Salem, MA 01970
  • Life Insurance

Why choose this provider?

Serving the Lynn area, Soucy Insurance Agency, Inc., is a provider of a wide range of personal insurance programs, including individual life insurance. This independent insurance agency in Salem offers term and permanent life insurance options. The professionals at Soucy Insurance Agency, Inc., can also assist clients who need help with auto, home, and commercial property insurance. The company's partner carriers include Bunker Hill Home Insurance, Foremost Insurance Group, National Flood Services, Safety Insurance, and The Hanover Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
50 Salem St, Lynnfield, MA 01940
  • Life Insurance

Why choose this provider?

HomeownerQuote provides life insurance services for Lynn residents and the surrounding areas. It helps protect families against the financial burden of losing their loved ones by offering life insurance plans. It also caters to individuals who want to add, replace, or change their insurance beneficiaries or policies. In addition, it has auto insurance that covers collision damages, bodily injury liability, medical expenses, hit-and-run accidents, and uninsured drivers. HomeownerQuote is also available for homeowners and business insurance products.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
200 Broadway, Lynnfield, MA 01940
  • Life Insurance

Why choose this provider?

Soderberg Insurance Services, Inc., is an independent agency that assists in finding life insurance plans for customers in Lynn and its nearby areas. Established in 1966, the company represents many insurance companies and helps clients secure life insurance services and products that fit their needs. The most common life insurance plans the agency assists with are term life and permanent life insurance. It also offers other personal insurance products, such as homeowners, umbrella, and auto insurance. The company also serves the Hispanic community.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
370 Lynnway, Lynn, MA 01901
  • Life Insurance
  • Health Insurance

Why choose this provider?

David E. Zeller Insurance Agency, Inc., serves clients in Lynn. It offers term and whole life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency also works with several providers, such as National General, Progressive, and Travelers, to deliver insurance coverage that suits the specific needs of clients. Aside from performing annual reviews of clients' policies, the agency also has a disaster plan to ensure service continuity. David E. Zeller serves as company president and a broker.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (74)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
270 Broadway, Lynn, MA 01904
  • Life Insurance

Why choose this provider?

DiVirgilio Insurance is a family-operated insurance business serving clients in Lynn and surrounding areas. The company has been around for over 20 years and has built relationships with more than 40 insurance companies. It offers several insurance products for individuals, such as life, auto, home, and umbrella insurance. In addition, the firm handles commercial insurance and risk management solutions. DiVirgilio Insurance is a member of the Renaissance Alliance. Its leaders have 100 years of collective experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (24)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
324 Main Street, Reading, MA 01867
  • Life Insurance

Why choose this provider?

Reading-based insurance agency Old Heritage Insurance Agency, LLC, serves the insurance needs of residents of Lynn and the surrounding communities. The independent insurance firm carries various life insurance across term life, whole life, universal, and variable universal life insurance options. It helps businesses obtain general liability insurance, commercial auto, commercial property, professional liability, business owners' package, and workers’ compensation insurance. Health, disability, and life insurance are available in group packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (11)
Yelp
2.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
544 Lincoln Avenue, Saugus, MA 01906
  • Life Insurance

Why choose this provider?

Located in Saugus, Richard A. Kowalsky Insurance Agency Inc. provides services to individuals, families, and businesses in Lynn and nearby areas. Its product line includes term, universal, variable, and whole life insurance policies. In addition, it offers homeowners', commercial liability, health, long-term care, and workers' compensation insurance products. Bonds, dwelling fire, umbrella, and watercraft insurance plans are also available. Richard A. Kowalsky Insurance Agency is partnered with different insurance carriers, like CNA Surety, Pilgrim Insurance, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
260 Fordham Road, Wilmington, MA 01887
  • Life Insurance

Why choose this provider?

Serur Agencies is an insurance firm that caters to the community of Lynn and its surrounding areas. The company was founded in 2016 and has expanded from a start-up business with 8 staff to an agency with hundreds of employees in a span of over three years. It offers a variety of life insurance policies, including whole life and term life insurance. In addition, Serur Agencies provides policies for cancer protection, accident protection, hospital indemnity, and critical illness.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (271)
Facebook
5.0 / 5 (18)
Yelp
3.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
18 Hawthorne Boulevard, Salem, MA 01970
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

MR Shaw Insurance is an insurance agency founded in 1956. The agency focuses on business and personal insurance policies, catering to individuals, families, and businesses in Lynn. Its life insurance policies include term life insurance, which has term limits ranging from 10 to 30 years. The agency also offers insurance policies for personal umbrella liability, home insurance, and auto insurance. Some of its insurance products for business owners include general liability, professional liability, cyber liability, and group health benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
50 Salem Street, Lynnfield, MA 01940
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Long Term Care

Why choose this provider?

Founded in 1994, Johnson & Rohan Insurance is an independent brokerage serving residents and businesses in Lynn. The family-owned and operated agency offers a wide range of risk management solutions, including health and life insurance and umbrella liability as well as coverage for homeowners, automobiles, boats, and valuable properties. Additionally, it provides business policies, which include liability coverage, property insurance, and workers' compensation. The team at Johnson & Rohan Insurance has more than 100 years of combined experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
484 Lowell Street, Peabody, MA 01960
  • Health Insurance
  • Life Insurance

Why choose this provider?

Thomas St. Jean Insurance is an independent insurance company that offers term life, whole life, and universal life insurance policies all over the Lynn metro. Additionally, it provides personal policies, such as Medicare supplements, collector car, and pet insurance as well as business policies including cyber liability, non-profit, and jewelers insurance. The company dedicates a team to work with each client and offers its services through affiliated carrier companies like AmTrust Financial and Capital Premium Financing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Facebook
3.0 / 5 (3)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
66 Loring Avenue, Salem, MA 01970
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Active for over 30 years, Rose Insurance Agency is a family-owned independent business that caters to the residents of Lynn. It provides life insurance policies for families, individuals, business owners, seniors, and other residential clients. The agency also searches for short-term plans, whole life policies, and permanent life plans for its clients. Additionally, it customizes each plan to provide income replacement, cover funeral expenses, or pay off medical bills. Rose Insurance Agency represents 14 different insurance carriers, including Plymouth Assurance and Safety Insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Why should residents of Lynn purchase life insurance?

    Life insurance is recommended for Lynn residents to protect their families financially in the event of a premature death. If the policy has a monetary value, it can be used as a means of saving. It also includes funeral and burial costs. Some types of life insurance proceeds can be used to assist your loved ones with debt repayment or college education funds. Furthermore, the proceeds from a life insurance policy may be left to loved ones or donated to a charitable organization.

  • What happens if the designated beneficiary of a life insurance policy in Lynn is a minor?

    Beneficiaries under the age of 18 cannot receive death benefits directly from a life insurance policy in Lynn. The court will appoint a conservator to manage the funds for the minor beneficiary, but it has no authority to prevent the conservator from misusing the funds. To avoid this issue, the policyholder must establish a trust with the minor as the beneficiary and name the trust as the policy's beneficiary. In this way, the policyholder can choose who will serve as trustees.

  • Can beneficiaries receive death benefits from a life insurance policy in Lynn if the insured died outside the country?

    If the insured fails to notify the insurance company in Lynn about their overseas trip, the duration of their stay, and the activities they intend to participate in, their claim may be denied. This could be considered information misrepresentation. Nonetheless, the investigation by the life insurance company will cause a delay in the beneficiaries' payouts.

  • Is it possible for your life insurance policy to undergo a probate process in Lynn?

    Life insurance policies in Lynn do not go through probate because the proceeds are paid out to the designated beneficiaries without the involvement of the probate court system. However, probate may be required if there are no named beneficiaries or if they cannot be located to receive the life insurance proceeds.

  • What are the advantages of establishing an irrevocable life insurance trust in Lynn?

    Setting up an irrevocable life insurance trust in Lynn reduces estate taxes and provides cash for expenses. The amount of insurance needed to justify an ILIT is determined by an individual's financial situation. Massachusetts' estate tax exemption is $1 million. The value of your estate and the balance of your policy's death benefits may be taxable. If you give the majority of your taxable wealth to charities, an ILIT can help your family or other beneficiaries.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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