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Best Health Insurance Agencies in Lynn

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85 Exchange Street, Suite 101, Lynn, MA 01901
Lynn, MA 01901
  • Health Insurance

Farquhar & Black Insurance Agency is a Lynn-based financial services provider that caters to clients across the metro. It provides individual health insurance plans, educating clients on plan variables like co-insurance percentages and deductible options. The agency also offers group health insurance for employers. Its other personal insurance products include auto, homeowners', and life insurance. The company has been operating for more than 160 years and partners with various insurance carriers like Quincy Mutual Group and Travelers.

85 Exchange Street, Suite 101, Lynn, MA 01901
Lynn, MA 01901

Website(781) 599-2200

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

36 Woburn Street, Reading, MA 01867
Reading, MA 01867
  • Health Insurance

Hunter Group Insurance has been helping small businesses go through insurance processes and other employee benefits for more than 25 years. It caters to clients in Lynn and the surrounding areas. It assists in finding and selecting coverages that are cost-effective and creative. Hunter Group Insurance offers a wide range of medical options such as Health Maintenance Organization, self-insured medical plans, Flexible Spending Accounts, and Preferred Provider Organization. It works closely with top medical carriers to ensure the clients' needs are met.

36 Woburn Street, Reading, MA 01867
Reading, MA 01867

Website(781) 454-5257

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Frequently Asked Questions:

Q: Is there a tax credit for having health insurance?
A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.
Q: Do employers have to offer health insurance?
A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.
Q: Do you have to pay a health insurance deductible upfront?
A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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