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Best Credit Repair Companies in Lynn

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1 Washington Mall #1221, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Dispute

Point Climbers Credit Restoration caters to individuals in Lynn and the surrounding communities who wish to improve their creditworthiness. To increase the clients' chances of getting their mortgage loans and premium credit card applications approved, the company repairs their reports and coaches them on ways to maintain a positive score. As part of its credit rehabilitation process, it negotiates with creditors and challenges bankruptcies, charge-offs, collections, inquiries, late payments, and repossessions from the customer's profile. It also deals with medical debts and student loans.

1 Washington Mall #1221, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(888) 489-2130

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

128 Cambridge St, Boston, MA 02129
Boston, MA 02129
  • Credit Monitoring
  • Credit Audit

The Credit Advisor assists individuals in Lynn in restoring their creditworthiness. It offers credit repair solutions, challenging creditors and agencies regarding inaccuracies in consumers' records. Its team members raise disputes with respective organizations as many times as needed to remove problematic entries like late payments, bankruptcies, repossessions, and collections. With the inaccurate marks removed, the team further guides clients in building credit scores and reports to help them obtain mortgage or leasing approval.

128 Cambridge St, Boston, MA 02129
Boston, MA 02129

Website(617) 285-7875

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Boston, MABoston, MA
  • Credit Dispute

The Credit Repair Pros serves individuals in Lynn who need assistance in correcting inaccuracies in their reports. To help clients obtain a financial standing that employers and financers may trust, its agents look for questionable items on reports, such as late payments, credit card debt, and hard inquiries. They create customized plans to communicate with credit bureaus and creditors in validating data, correcting errors, and requesting to cease debt collections. The team also educates clients on how to have lasting creditworthiness.

Boston, MABoston, MA

Website(617) 468-3532

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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