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Best Local Car Insurance Agencies in Lynn

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Columbia Insurance logo
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License Verified:

License: 1780600

Columbia Insurance

31 Central Square, Lynn, MA 01901
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  • Bundling Option

Business Description

Located in Lynn, Columbia Insurance Agency, Inc., offers auto insurance policies to local drivers. It serves clients who are looking for auto insurance, taking the time to customize a specific policy that will cater to customers' needs and budgets. Its agents are also willing to meet with their clients to discuss their coverage packages wherever it is convenient for them. Founded in 1969, Columbia Insurance Agency provides other insurance products for homes and businesses as well.

License Verified:

License: 1780600

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.1 / 5 (13)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
congressins.com logo
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congressins.com

5 Whittier Street, Framingham, MA 01701
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Congress Insurance Agency is a family-owned independent insurance agency that provides insurance solutions to Lynn. It specializes in providing customized insurance policies for automobiles, businesses, and homeowners that cater to its clients' specific needs. Some of the insurance providers it works with are Safety Insurance and MAPFRE. Congress Insurance Agency has been in the industry for 70 years. Laurie Kadra Walker is the principal owner of Congress Insurance Agency since 2018. She began her career with the agency in 1984 as a customer service staff.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dooley Insurance Agency logo
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License Verified:

License: 1867918

Dooley Insurance Agency

2 Central Street, Ipswich, MA 01938
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  • Bundling Option

Business Description

Dooley Insurance Agency is an independent agency that has been offering auto insurance policies in Lynn and the entire North Shore since 1979. Its agents assist clients in determining what auto insurance coverages they need. Standard coverages include property protection for events of thefts and damages to the car, liability coverage for clients who cause injury or property damage to others, and medical expenses coverage. Dooley Insurance Agency also helps customers by getting involved with their claims and working towards a fair resolution with insurance carriers.

License Verified:

License: 1867918

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Duffy Insurance Lynn logo
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Duffy Insurance Lynn

317 Broadway, Lynn, MA 01904
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  • Multiple Carriers

Business Description

Duffy Insurance Lynn is an insurance agency that has been serving the diverse insurance needs of families, individuals, and businesses since 1996. Its insurance agents represent eight national and regional auto insurance carriers to deliver the right insurance plan with tailored coverage for its clients in Lynn and nearby locations. They also offer other products, including homeowners', master condo, life, and business insurance. Furthermore, Duffy Insurance Lynn assists clients in filing a claim and requesting certificates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
elliotwhittier.com logo
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elliotwhittier.com

12 Revere Street, Winthrop, MA 02152
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  • Multiple Carriers

Business Description

Elliot Whittier Insurance, which has a location in Winthrop, is an insurance solutions company that has been serving the Lynn metro and nearby localities for more than 135 years. Operating since 1882, the firm provides an extensive array of auto insurance packages for individuals, families, and business owners. These include comprehensive and collision, property damage, personal injury protection, towing and labor, emergency roadside assistance, and vehicle rental coverage. They cater to all types of drivers, from student drivers to experienced individuals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.1 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gilbert Insurance Agency, Inc. logo
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Gilbert Insurance Agency, Inc.

137 Main Street, Reading, MA 01867
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  • Bundling Option

Business Description

Gilbert Insurance Agency, Inc., is a family-owned insurance agency that offers auto insurance options to vehicle owners from Lynn. The agency aims to protect experienced and inexperienced drivers of all ages. Its team educates clients about the various options for auto insurance coverage and helps them choose the one that suits their household. They provide auto insurance for different vehicles like standard cars, collector cars, motorcycles, travel trailers, and recreational vehicles. Established in 1951, Gilbert Insurance Agency serves the whole of the Greater Boston area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goodnow Insurance logo
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Goodnow Insurance

16 Park Street, Danvers, MA 01923
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  • Multiple Carriers

Business Description

Goodnow Insurance has been offering comprehensive auto insurance assistance since 1953. The family-owned and operated business helps individuals in the Lynn area protect their vehicles, covering accidents like car collisions, medical bills, and liability. The company's team of agents also provides other types of policies for home, business, and life insurance. Furthermore, the current owners and operators of the business, Kathleen and Brian Giordano, has over 39 years of collective insurance experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
leslieray.com logo
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leslieray.com

129 Dodge Street, Beverly, MA 01915
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  • Boats

Business Description

Since 1954, Leslie S. Ray Insurance Agency, Inc. has provided extensive financial and insurance advice to Lynn and the surrounding areas. It is an auto insurance company that specializes in schemes that cover all facets of car accidents and injuries. Clients may also opt to merge their home and auto insurance plans with one provider and obtain discounts from the partner companies. Additionally, value-added services such as in-house vehicle registration and driver's license renewals are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (46)
Google
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Logue Insurance logo
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Logue Insurance

1 Central Street, Manchester, MA 01944
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  • Multiple Carriers

Business Description

Logue Insurance is a family-owned and operated insurance agency that caters to Lynn residents. The agency provides clients with auto insurance products with a variety of coverage, including accident forgiveness, extended substitute transportation, expedited claim assistance, and disappearing deductibles. It represents various insurance carriers, such as Safety Insurance, American International Group, Zurich Insurance, and The Hartford. Established by Timothy J. Logue, Logue Insurance has been offering insurance solutions to individuals, families, and local businesses since 1988.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NewFed Insurance logo
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NewFed Insurance

45 Central Street, Peabody, MA 01960
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  • Multiple Carriers
  • Bundling Option

Business Description

NewFed Insurance is composed of insurance agents who are dedicated to providing personal and commercial insurance lines throughout Lynn and nearby areas. This full-service agency has been in the insurance industry since 2015. Its service professionals offer auto insurance solutions to financially protect customers from damages and losses due to vehicular accidents and other unexpected events. NewFed Insurance is built on the foundation of trust and customer loyalty with the aim of forming long-term relationships.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Old Heritage Insurance Agency, LLC logo
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Old Heritage Insurance Agency, LLC

324 Main Street, Reading, MA 01867
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  • Bundling Option

Business Description

Old Heritage Insurance Agency, LLC, offers auto coverage plans for communities in Lynn. Its policies include coverage for collisions and damages caused by fires, natural disasters, explosions, and theft. It also offers liability protection for injuries caused to other persons or damages to their property, uninsured motorist coverage, and medical payments to treat any injuries sustained by the driver and any present passengers. Old Heritage Insurance Agency also offers coverage options for boats, motorcycles, and commercial vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
rizzoinsurance.com logo
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rizzoinsurance.com

310 Broadway, Revere, MA 02151
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  • Multiple Carriers

Business Description

Established in 1986, Rizzo Insurance Group Inc. is a family-owned insurance firm serving Lynn. Its team of experienced agents can assist vehicle owners to choose suitable auto insurance plans that will meet their specific needs and preferences. Auto insurance plan options usually help cover the cost of bodily or property damage, personal injury protection, collision, and accidents caused by underinsured or uninsured motorists. In addition to these services, Rizzo Insurance Group Inc. also provides classic car, motorcycle, and boating insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Söderberg Insurance Services, Inc. logo
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Söderberg Insurance Services, Inc.

200 Broadway, Lynnfield, MA 01940
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  • Multiple Carriers

Business Description

In 1966, Douglas & Frances Söderberg established Söderberg Insurance Services, Inc. to provide services to residents in Lynn and the surrounding areas. The firm handles various policies for commercial and personal properties including policies for cars which is required by law in Massachusetts. The company also commits to providing the most appropriate coverage for its clients. The agency's president, Kathryn Söderberg, has been recognized as one of the top business leaders working with the Hispanic Community in the Greater Boston area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tarpey Insurance Group, Inc. logo
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Tarpey Insurance Group, Inc.

442 Water Street, Wakefield, MA 01880
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  • Multiple Carriers

Business Description

Tarpey Insurance Group, Inc., is a family-owned and operated independent car insurance agency serving clients in Lynn. The company, founded in 1979, offers auto, commercial auto, recreational vehicle, and watercraft insurance policies. It also provides specialty insurance for cyber liabilities, professional liabilities, data breaches, workers' compensation, and crimes. Its team of agents helps clients by analyzing their insurance needs, designing an appropriate policy, and selecting the best carrier that suits them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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