Best Mortgage Refinance Companies in Lowell

Alpha Mortgage & Financial Services is a locally owned and operated business that offers residential and commercial financial services for clients in Lowell and nearby locations. Its team provides various mortgage programs with optional terms to help clients with financial needs. It helps with the choice of mortgage terms, whether to refinance, cash out, or lower rate and term. Among its mortgage rate options are adjustable ARM, fixed-rate, interest only, and graduated payments. Loan programs are also available.

Brad Vocino, a mortgage loan officer for Ross Mortgage Company, Inc., works with homebuyers and homeowners in and around Lowell. He aids borrowers in finding a refinancing program that enables them to access the equity in their houses and obtain a reduced rate or monthly payment. He also guides first-time homebuyers through the entire mortgage process and educates them to make informed purchasing decisions. Brad reviews clients' unique situations and needs and determines their loan eligibility.

Geovanne Colon is a mortgage broker who addresses the financial needs of people in Lowell and its nearby communities. NMLS-registered, he facilitates refinancing homeowners, structuring their new funds toward optimal results. He also works with first-time homebuyers, investment buyers, as well as senior citizens looking for reverse mortgages. His website gives visitors access to a mortgage guide and checklist as added decision-making resources. It also has an online amortization calculator. Colon is an Equal Housing Lender.

Miller Mortgage caters to property buyers and owners throughout Lowell. It provides mortgage refinancing services to help clients reduce their interest rates or monthly payments, consolidate debts, or pay off their mortgages faster. It also assists customers in applying for various home loan programs such as VA, USDA, FNMA, and FHA. Miller Mortgage has been in the business for more than 15 years and helps many groups, like the American Cancer Society, Peabody Public Schools, and Windrush Farm. 

Monument Mortgage Co. handles refinancing requests from clients in the Lowell area and surrounding metros. Existing mortgages are refinanced to reduce monthly payments for reasons such as debt consolidation. It also works with those seeking shorter mortgage terms due to cash-outs for college tuition, and marital home buyouts. The firm also has HARP, FHA, and VA loans available, as well as fixed-rate mortgages, and ARMs. Monument Mortgage Co. has been in the industry since 1989. It is also licensed to operate in New Hampshire and Maine.

Morningtide Financial Group offers lending and restructuring solutions to homebuyers in Lowell. Its programs include hybrid and regular adjustable-rate mortgages. Traditional fixed-rate options and VA-backed products are on hand, and refinancing is available for clients with existing debts. The team maintains online forms and calculators to equip consumers with the preliminary information and tools they need before formal consultations. Morningtide Financial Group supports the Dana-Farber Cancer Institute and sponsors the latter’s annual Lexington PMC Kids Ride.

New England Regional Mortgage Corp. caters to individuals in the Lowell metro. It offers mortgage refinancing solutions to help clients reduce interest rates, consolidate debts, and cash out equity for home improvements. It has a wide selection of programs, such as jumbo, VA, FHA, and investment property loans. The company works with over 100 investors to provide 30-year mortgages, home equity lines, and commercial and conventional loan options. Its team has over 25 years of experience in the industry.

Nextgen Mortgage, Inc., attends to the needs of its clients in and around Lowell. The brokerage offers home purchasing and refinancing solutions to its clients. It handles FHA, VA, FannieMae, and FreddieMac loan matters. Its team guides homeowners who are contemplating refinancing to evaluate their respective reasons and their current capacity in choosing the most suitable option. The brokerage's team of loan officers averages about 10 years of mortgage broker experience.

Prestige Home Mortgage delivers a variety of refinancing and loan options to clients in and around Lowell. The crew restructures obligations to benefit excessively burdened debtors. It has house purchase programs tailored to the diverse needs of real estate professionals, individuals, and builders. The company has online facilities for tracking alternative products and applying for mortgages from home. Prestige Home Mortgage has operations across five states. It also caters to Spanish and Portuguese language speakers.

Primelending - Methuen is a mortgage brokerage firm that serves homeowners and buyers in Lowell and the surrounding areas. It assists those looking to get lower interest rates, lower monthly payments, and cash out equity through refinancing. It also offers various loan options for new property buyers and those planning to renovate their current houses. Its method includes an online application where clients may directly upload financial documents through their mobile devices. Primelending is a PlainsCapital Company.

Michael Rice, also known as "The Mortgage Guy," is a NewFed Mortgage agent who serves the Lowell area. He has more than 20 years of experience in guiding clients who seek to refinance for debt payments and interest rate reductions. He offers several loan options, including down payment assistance programs through MassHousing, for those seeking to purchase a new home or obtain investment properties in the region. Rice is also the firm's Vice President of Origination.

Tower Home Loans addresses the financing needs of individuals and families in Lowell. It provides refinancing services to clients that are planning to lower the interest rate of their current loan program or change its term. It also assists first-time homebuyers throughout the mortgage process, helping them understand their options based on their financial situation. The company offers mortgage solutions to those who are looking for a second home or an investment property. Tower Home Loans has been serving the area since 2015.

Zenith Mortgage Advisors is a full-service brokerage that serves people in Lowell. It offers home purchase loans through FHA, VA, USDA, HomePath, Jumbo, and conventional products. It has reverse mortgage programs. The firm assists with refinancing through FHA, VA, 203k, HELOC, HARP, and jumbo loan programs. It also helps with non-qualified mortgages, allowing clients to qualify for loans using alternative means, including bank statements or assets. Zenith Mortgage Advisors employs staff with over nine decades of combined experience in the industry.