Best Car Accident Lawyers in Lowell

FAQs

• What is the non-emergency contact number for the local police station in Lowell, Massachusetts?

  Call 978-937-3200 to report non-emergencies in Lowell.

• Where can I get a copy of police reports for incidents related to my case in Lowell, Massachusetts?

  Get a copy of the police report for an incident in Lowell at the main desk of the headquarters located at 50 Arcand Drive. It's open on weekdays from 9 am to 12 midnight. Call the desk at 978-674-4506 or the records staff at 978-674-4508 for further assistance.

• Can a car accident victim in Lowell claim compensation if the amount of damages sustained is $1,000?

  No, a car accident victim in Lowell cannot claim compensation if the amount of damages sustained is only $1,000. The damages must be at least $2,000 to qualify for compensation as per state laws. However, a person may be exempted from this mandate if they passed away, became blind or deaf, had an amputation, or suffered broken bones or teeth because of the accident. Nonetheless, one must file an accident report if the damages amounted to $1,000 or more.

• Can one immediately seek compensation from the at-fault party after a car accident in Lowell?

  After a car accident in Lowell, one cannot immediately seek compensation from the at-fault party. Instead, the persons involved in the collision must file a claim with their respective insurance companies. Additionally, an injured individual can only recover damages from the other party if they were at fault for the accident due to negligent driving, and the injured person's contribution to the fault was less than 50%.

• What is the time limit for a car accident victim in Lowell to pursue compensation from the at-fault party?

  Car accident victims in Lowell have a maximum of three years to pursue compensation from the at-fault party. This time frame allows them to receive necessary medical treatment, assess the extent of damages, and determine the appropriate amount of compensation needed to fully recover. Thus, it is recommended to file a claim after being hospitalized.

• How much auto insurance coverage is necessary for people in Lowell?

  It's mandatory for Lowell drivers to have a minimum of $20,000 liability coverage, which will protect them in the event that they cause an accident. For individuals who wish to have coverage in case of injury to two or more people, a $40,000 insurance policy is required. Additionally, drivers must obtain $5,000 liability coverage to pay for property damages. It is also important that drivers must have uninsured motorist coverage to cover their expenses if they are injured by an uninsured driver.

• How long does it take before a car accident victim in Lowell receives compensation?

  The time it takes for a car accident victim in Lowell to receive compensation can vary depending on the complexity of the case. If the case is uncomplicated, a settlement can be reached within six months. However, cases involving serious injuries and complications can drag on for several years. To expedite the process and get paid as soon as possible, it is recommended to consult a legal expert.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.