Best Mortgage Refinance Companies in Lawrence

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Aneudy Mendoza logo
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License: 1648179

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Aneudy Mendoza

Methuen, MA 01844
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  • Reverse Mortgages

Business Description

Aneudy Mendoza is a loan originator who serves the mortgage needs of residents in and around Lawrence. He provides refinancing assistance to help individuals and families purchase their preferred residential properties. He works closely with borrowers to create refinancing strategies that can lower interest rates and monthly payments. The professional also offers different mortgage programs, such as FHA, VA, HARP, and conventional loans. Mendoza works at Equity Prime Mortgage, a company that is a member of the Mortgage Bankers Association.

License Verified:

License: 1648179

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (308)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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BayCoast Mortgage Company LLC logo
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License: 1082048

Nationwide Multistate Licensing System and Registry

BayCoast Mortgage Company LLC

990 Washington St, Suite 101A, Dedham, MA 02026
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  • Reverse Mortgages
  • New Construction

Business Description

BayCoast Mortgage Company LLC serves borrowers in the greater Lawrence metro who are looking to purchase their own homes or invest in real estate. The mortgage staff offers home purchase loans and refinancing options, such as VA, USDA, FHA, adjustable-rate, fixed-rate, and conventional loan programs. In addition, it offers construction, blanket, home equity, medical, Fannie Mae, and Freddie Mac loans. The full-service lending company is owned by BayCoast Bank, a financial institution established in 1851.

License Verified:

License: 1082048

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Blue Water Mortgage, LLC logo
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License: 2387468

Nationwide Multistate Licensing System and Registry

Blue Water Mortgage, LLC

110 Haverhill Road, Suite 452, Amesbury, MA 01913
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  • New Construction

Business Description

Blue Water Mortgage is an independent and owner-operated mortgage company, proudly serving residents in and around Lawrence and New England. Since opening in 2002, our knowledgeable team has assisted thousands of homeowners with their home financing needs. As a broker and lender, we have access to a large variety of loan products so that we can provide our clients with the best possible rates and terms for their refinancing scenario. Our goal is to achieve 100% customer satisfaction on every mortgage we originate. Let us show you the Blue Water way! Company NMLS #1291.

License Verified:

License: 2387468

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (255)
Facebook
4.8 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Omni Mortgage logo
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License: 1954

Nationwide Multistate Licensing System and Registry

Omni Mortgage

224 Main Street Suite 1A, Salem, NH 03079
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  • New Construction

Business Description

Omni Mortgage offers its services around the Lawrence area. It assists clients looking for mortgage refinancing options and obtaining lower interest rates. The business also provides FHA loans, VA loans, and reverse mortgage programs. It commits itself to helping families buy their primary homes and investment properties. One of its team members, Michael Loffredo, has been in the industry since 1987, handling residential and commercial clients. Omni Mortgage is also licensed in Massachusetts, Florida, and Maine.

License Verified:

License: 1954

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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