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Best Homeowners Insurance Agencies in Massachusetts

2023

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Website
1320 Osgood St, North Andover, MA 1845

Why choose this provider?

MTM Insurance Associates, LLC, helps clients in Massachusetts by providing the best policies that fit their needs, including insurance plans for their properties. The homeowner's insurance policy may include coverage for the replacement cost of dwellings and their content, as well as personal injury liability. Clients can also insure valuable articles like jewelry, furs, and art pieces with extended coverage. One of the company's managing members, Paul MacDonald, has been in the industry for over three decades. He holds both CPCU and CIC designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
657 Gallivan Blvd., Dorchester, MA 2124

Why choose this provider?

Ann M. Foley Insurance Agency Inc. is a family-owned business that has been working with clients in Massachusetts since 1979. It offers personal and business lines of insurance, including coverage for homes. Its homeowners' policy reimburses the cost of repairing the property's structure and replacing contents after severe weather, home invasions, or vandalism. It covers guest medical protection and additional living expenses. The firm's specialists also write the best separate policies to insure clients' assets in floods and fires.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
246 Gardners Neck Road, Swansea, MA 2777

Why choose this provider?

Frank Smith Insurance & Real Estate has been the best agency in Massachusetts for over five decades. It offers various coverage options for homeowner's insurance, helping clients find the company with the best coverage and pricing for their specific needs. The standard homeowners' policy it writes covers the structure of the house, personal possessions, additional living expenses, medical payments, and liability. Clients can also purchase a separate policy to insure their dwellings against water damage caused by storm surges and floods.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (20)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3263 Acushnet Ave, New Bedford, MA 2745

Why choose this provider?

FBinsure - New Bedford Office is the best brokerage in Massachusetts providing insurance and risk management solutions to individuals and families. It represents the best insurance companies that offer a wide selection of personal coverage plans, including homeowners� policies. During application, the firm�s specialists evaluate clients� homes, properties, and assets, craft personalized programs, and educate them about their options. They also write policies for rented living spaces and condominiums. For claims and concerns, the agency's customer service is available 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (91)
Google
4.8 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
269 Broadway, Malden, MA 2148

Why choose this provider?

Since its founding in 1996, Derek Witham Insurance Agency, Inc., has been serving the people of Massachusetts. It offers coverage plans to individuals and families to secure their valuable assets, including their dwellings. Its homeowner's insurance covers the repair cost for damage to residential structures and their contents. It also protects policyholders from financial liability if someone is injured on their premises. The company's agents work with clients to find the best policy that matches their needs and requirements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (56)
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
585 Washington Street, Brighton, MA 2135

Why choose this provider?

Pella Insurance Agency, Inc., Massachusetts's best risk management firm, crafts policies to insure dwellings. Its protection plan for homeowners includes the replacement cost of personal items destroyed in covered disasters or perils. It also serves as the first line of defense for policyholders against a lawsuit involving a person injured at their insured property. In addition, the firm�s specialists write an all-risk policy with broader coverage. It has been in operation for over three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
360 Oak Street, Brockton, MA 2301

Why choose this provider?

Rocco Rose is a subsidiary of World Insurance Associates, the best brokerage firm in Massachusetts. It offers a variety of personal lines of insurance, including homeowner's coverage plans. This policy reimburses the cost of necessary replacement, repair, or reconstruction in the event of named or open perils. Additional protection includes loss of use coverage, which pays for alternative lodging if the home becomes uninhabitable. Depending on the limits, the policy can also cover damage to someone else's property or third-party injuries that result in lawsuits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
112 Water Street, Suite 401, Boston, MA 2109

Why choose this provider?

Ironside Insurance Group has been serving clients in Massachusetts since 2012. The best firm represents over 15 carriers offering various protection plans, such as homeowners' insurance. The policy reimburses the cost of needed replacement, repair, or reconstruction in the event of a covered loss. Depending on the limits, it can also cover damage to other people's property or injuries that result in lawsuits. In addition, clients can purchase full value coverage for stolen or damaged items like jewelry, fine arts, antiques, and firearms.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (207)
Facebook
4.9 / 5 (53)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
835 Dorchester Ave, Dorchester, MA 2125

Why choose this provider?

Since 2003, Metro South Insurance Agency has been crafting the best personal coverage plans that suit clients' needs in Massachusetts. Among the insurance products it offers is a homeowner's policy, which protects the dwellings of individuals and families in case of natural disasters or home invasions. This insurance also covers the legal responsibility for any injuries or property damage caused to others by policyholders or their family members. Staff at the office can speak Spanish and Vietnamese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (24)
Facebook
3.7 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
319 Broadway, Revere, MA 2151

Why choose this provider?

Since its founding in 1939, Claremont Insurance Agency Inc. has been writing policies for individuals and families in Massachusetts. Its insurance professionals help clients find the best coverage options for their living spaces, such as houses, condos, and apartments, in the event of unforeseen events or perils. There are also home protection plans that cover damage from fires and floods. In addition, clients can extend coverage to insure specialty items like jewelry and fine arts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (66)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
31 Milk Street, Suite 420, Boston, MA 2109

Why choose this provider?

Bender Hatch Insurance caters to individuals and families in Massachusetts. It crafts the best programs to protect clients' private residences. Its insurance for homeowners covers policyholders' personal belongings, replacement and repair costs, liability, temporary housing, and living expenses in the event of a covered loss or natural disaster. Clients can also acquire coverage for jewelry and pets in their security plans. The agency was formed from the merger of two companies�Nancy Z. Bender Insurance and H.R. Hatch Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (40)
Yelp
4.5 / 5 (25)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1394 Commonwealth Ave, Allston, MA 2134

Why choose this provider?

Christopher Kokoras Insurance Agency, Inc., employs specialists who work to negotiate the best coverage plan for clients' in Massachusetts at a cheap rate. Among the firm's offerings is homeowners' insurance designed to pay for the replacement or repair cost of policyholders' dwellings and personal belongings following unfortunate events, such as fire, flood, theft, and vandalism. Clients can also combine their home and auto insurance. The firm has been writing personal and business coverage policies since 1982. It can provide services in Spanish and Portuguese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (40)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
900 Broadway Unit C, Revere, MA 2151

Why choose this provider?

RM Cataldo is an insurance agency that caters to individuals and families in Massachusetts. It writes the best homeowner's policy to insure private homes in the event of a mishap. This insurance covers the actual structure of the dwelling, replacement costs for damaged or lost items and personal possessions, and living expenses. Its agents shop among best insurance carriers to provide clients with the best comprehensive plan for their valuable assets. RM Cataldo has been in operation since 1990.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)
Facebook
5.0 / 5 (10)
Yelp
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
156 Maverick Street, East Boston, MA 2128

Why choose this provider?

Founded in 1933, Spataro & Bellino Insurance is a family-run agency serving clients throughout Massachusetts. It handles both personal and business lines, including homeowner's insurance that provides coverage for private dwellings or buildings and for liability. The firm's insurance specialists also write the best policies for renters and condo unit owners to protect their valuable possessions inside their living spaces. Richard Spataro, the company's current owner, has been in the insurance industry for over 25 years, with expertise in underwriting, marketing, accounting, and claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
764 Blue Hill Ave, Dorchester, MA 2124

Why choose this provider?

Warren Insurance Agency is a family-operated business serving the people of Massachusetts. It offers various insurance options, including homeowners' coverage. The policy underwrites clients' damaged or stolen appliances, furniture, dishes, and clothing. It also covers injuries that may occur on the policyholder's premises and legal fees in case of a lawsuit. Jewelry insurance is also available to protect valuables, such as wedding bands, engagement rings, and diamond bracelets. It is the state's best insurance company. It has been in operation for over four decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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