Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Boston

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boston Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

240Reviewed

152Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

319 Broadway, Revere, MA 02151

Expertise.com Rating

Review Sources

Google
4.0 (50)
Facebook
5.0 (8)

Why choose this provider?

Established in 1939, Claremont Insurance Agency, Inc., serves Boston clients through a variety of insurance products. These range from renters' and homeowners' insurance to motorcycle, car, and boat insurance plans. Its team collaborates with policy buyers in order to understand their financial goals. They utilize the information provided to them by their clients to shop for policies from different carriers that match their requirements and circumstances. Co-owners Cynthia Graff and Julia Bisconti have over 50 years of combined industry experience.

  • Multiple Policy Types

359 Washington Street, Boston, MA 02135

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Brighton Insurance Alliance LLC is an insurance agency dedicated to serving the insurance needs of individuals and families in Boston and the surrounding areas. It comprises insurance agents who have over 30 years of experience and educate clients on the importance of renters' insurance. The team is equipped with product knowledge of the different renters' insurance plans that fit every situation. Its policy protects clients' belongings from losses due to weather impacts and accidents. Additional insurance products are home, auto, and condo insurance.

  • Multiple Policy Types

186 Broadway, Chelsea, MA 02150

Expertise.com Rating

Review Sources

Google
4.0 (118)
Yelp
4.5 (7)

Why choose this provider?

Gorman Insurance Agencies is an independent company serving Boston and the surrounding communities. It offers a wide range of personal insurance products, including renters' insurance plans that can vary depending on the needs and preferences of clients. Its team partners with multiple insurance carriers to cover different types of rental properties such as multi-family apartments and condominiums. Moreover, the agency handles a variety of products from personal and business lines of insurance such as flood, homeowners', workers' compensation, and auto.

  • Multiple Policy Types

138 Old Colony Avenue, Boston, MA 02127

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

For over 30 years, Kiley and O'Toole Insurance has been providing tailored coverage plans to the residents of Boston, South Shore, and neighboring towns in Massachusetts. The family-operated independent agency provides renters' insurance among other home insurance products that protect policyholders and their valuables from theft, damages, and accidents. It is partnered with Foremost, Travelers, Safety Insurance, Mass Property Insurance, and Liberty Mutual Insurance. Kiley and O'Toole Insurance also offers car, home, condo, flood, business, and personal umbrella insurance.

  • Multiple Policy Types

156 Maverick Street, East, Boston, MA 02128
WebsiteLicense: 2106751

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (11)

Why choose this provider?

Spataro Bellino Insurance is a family-operated agency that serves individuals and businesses in Boston. For more than 30 years, it has been assisting clients who want to purchase renters' insurance policies to cover the loss or damage of personal property. It also offers commercial auto and small business insurance. In addition, the company is a member of Strategic Insurance Agency Alliance and represents more than 20 companies, like Safety Insurance and MAPFRE Commerce Insurance.

17 Charles Street, Malden, MA 02148

Expertise.com Rating

Review Sources

Google
4.9 (23)

Why choose this provider?

Avanti Insurance Agency, Inc. has been providing its services to clients in Boston and the surrounding areas for more than 20 years. Its staff is committed to providing useful insurance products such as life, business, automobile, home, and customer. In addition, it offers property rental insurance, which covers the client and his belongings from theft or property damages. Clients may opt to personalize their coverages and services from Avanti Insurance Agency, Inc. to best fit their needs.

  • Multiple Policy Types

835 Dorchester Ave, Dorchester, MA 02125
WebsiteLicense: 1876960

Expertise.com Rating

Why choose this provider?

Metro South Insurance offers solutions to customers in the Boston metro. It provides renters' insurance policies that financially protect clients from losses suffered due to theft, vandalism, fire, lightning, and windstorm. Its policies also cover living expenses such as temporary rentals, hotel bills, and restaurant meals in cases that the clients are forced out of their homes. The agency offers other types of coverage, including home, auto, life, flood, and business insurance. Metro South Insurance has been serving clients since it was established in 2003.

  • Multiple Policy Types

325A Centre St, Jamaica Plain, MA 02130
WebsiteLicense: 1731458

Expertise.com Rating

Why choose this provider?

Christopher Kokoras Insurance Agency, Inc., offers renters assurance contracts to Boston residents. It protects leased properties from loss or damage due to fires, break-ins, and policy-specified natural calamities. Coverage extends to the personal properties of the tenant. The firm also delivers homeowners' indemnity contracts and umbrella plans. Christopher Kokoras Insurance has been in operation since 1982. It is an independent agency that has multilingual staff who can transact with Spanish-, Portuguese-, and Chinese-language speakers. Providers include Progressive, Safeco, and Plymouth Rock.

657 Gallivan Blvd., Dorchester, MA 02124
WebsiteLicense: 1809587

Expertise.com Rating

Review Sources

Google
4.8 (16)

Why choose this provider?

Ann M. Foley Insurance Agency Inc. is an independent firm that caters to locals in Boston and its surrounding communities. It offers a variety of insurance products, including renters' coverage. Its renters' insurance protects the policyholder's personal belongings in case of theft, accidents, vandalism, or loss of use of the property. Its agents can also arrange supplementary coverage for financial liability in case a person gets injured on clients' rented premises. The agency, established in 1979, also offers commercial and auto insurance policies.

  • Multiple Policy Types

1103 Commonwealth Avenue, Boston, MA 02215
WebsiteLicense: 2000773

Expertise.com Rating

Review Sources

Google
4.9 (70)
Yelp
2.5 (4)

Why choose this provider?

Point Insurance is an independent brokerage that offers personal and commercial lines to the residents of Boston and nearby areas. The company was a recipient of the Liberty Mutual Elite Agent award in 2020 and Superior Travelers Agent Recognition (STAR). It writes renter insurance policies to cover lost and damaged personal belongings. These also protect policyholders from liability claims and additional living expenses. Online payments, certificate requests, and claims can be made using the firm's web platform.

  • Multiple Policy Types

699 Broadway, Everett, MA 02149

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
1.0 (1)

Why choose this provider?

Founded in 1945, Sanviti Insurance Agency, Inc., is an independent insurance brokerage firm that offers renters' insurance to clients in Boston. It covers losses and damages to personal property and the rental unit, medical expenses, personal liabilities, and additional living expenses. Sanviti Insurance Agency also provides homeowners', life, auto, and business insurance. Its insurance carriers include Progressive Insurance, Andover Insurance Group, and Bunker Hill Home Insurance. Sanviti Insurance Agency is a member of Renaissance Alliance.

  • Multiple Carriers
  • Multiple Policy Types

771 Adams Street, Boston, MA 02124

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (7)

Why choose this provider?

Mackenzie-Udoji Insurance Agency Inc. provides renters' and homeowners' insurance to the residents of Boston and other areas in Massachusetts. The agents from this company offer personalized insurance coverage plans that meet the clients' specific needs. Moreover, they also help individuals and families understand coverage, choose coverage amounts, and report claims. Since 1994, the family-owned and family-operated company has also been providing life, auto, and business insurance. Some of its partner carriers are Safety Insurance, Amica Insurance, and Pilgrim Insurance.

  • Multiple Policy Types

396 Washington Street, Boston, MA 02135

Expertise.com Rating

Review Sources

Google
4.0 (9)
Yelp
4.5 (8)
Facebook
5.0 (5)

Why choose this provider?

F.I. Patnode Insurance Agency has been insuring the Boston community since 1932. The company was founded by Forrest I. Patnode, who was an underwriter for Fidelity Mutual Insurance Company. Today, his son Richard and grandson Jason continue to provide insurance policies that protect policyholders against known and unknown risks. One of the solutions they offer is renters' insurance, which secures tenants' personal belongings from losses following a theft, fire, smoke, and vandalism. Auto and commercial insurance options are also available.

  • Multiple Policy Types

535 Boylston Street, Boston, MA 02116

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Titan Insurance offers a wide range of insurance coverage for renters in Boston. By providing renters' insurance, the agency is able to offer asset and personal belonging protection in the event of unexpected events such as burglary, fire, and disasters. In addition, it also offers business and personal insurance, including condo, home, life, and real estate insurance. Nick Warren established Titan Insurance in 2015 after growing Berkshire Hathaway HomeServices Warren Residential in 2008. 

  • Multiple Policy Types

1534 Dorchester Avenue, Dorchester, MA 02122

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (4)

Why choose this provider?

H. Levenbaum Insurance Agency is an independent insurance company that serves clients in Boston. It offers renters' insurance policies that are designed to protect personal property and valuables. Its range of policies can also cover instances of theft, lightning, and wind/hail. In addition to renters, the company also provides risk protection plans for motorcycles, automobiles, and general liability. The company has been helping businesses, individuals, and families since 1923. It aims to gain its customers' trust by giving reliable and knowledgeable services.

  • Multiple Carriers
  • Multiple Policy Types

125 Cambridgepark Drive, Cambridge, MA 02140

Expertise.com Rating

Review Sources

Facebook
5.0 (64)
Google
5.0 (10)

Why choose this provider?

Since 1992, Econosurance has been helping Boston and nearby metro clients secure property insurance that includes condominiums, homeowners', landlords', and renters' insurance. With over 25 years of industry experience, its list of services has expanded not only for property coverage but also for vehicles, commercial, and personal lines insurance through its industry partner providers. Econosurance also assists clients interested in bundling, in which multiple types of insurance coverage are bundled into one policy.

  • Multiple Carriers
  • Multiple Policy Types

200 Portland St, Boston, MA 02114

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (3)

Why choose this provider?

Beacon Hill Insurance Agency provides renters' insurance policy plans that protect individuals and their possessions in Boston. Its agents guide each client to prepare for the unexpected, by finding a coverage plan that meets their financial and protection preferences. Additionally, the firm provides personal and commercial insurance products, such as home, auto, jewelry, business, and workers' compensation. Beacon Hill Insurance Agency strives to reinvent the insurance process by removing the complications and delivering simplified and timely solutions for every transaction.

  • Multiple Carriers

585 Washington Street, Brighton, MA 02135

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Pella Insurance Agency Inc offers renters' insurance coverage for clients in Boston and the surrounding communities. The renters' insurance policies are designed to provide financial protection for personal items and personal liability in case of theft, fire, or injury. President Paula Papadimitriou has led the team of independent agents for more than three decades. As independent agents, the team represents a variety of national and regional carriers such as Bunker Hill and Safety Insurance.

  • Multiple Policy Types

1065 Commonwealth Ave, Boston, MA 02215
WebsiteLicense: 1782092

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

Allston Insurance Agency brings more than 20 years of experience in serving individuals and businesses in Boston and the neighboring communities. The agency offers insurance policies for homeowners, renters, condominium owners, motorhomes, and personal items. It also provides insurance replacement cost analysis of the client's home and a review of their current insurance. Registry services are also available. Allston Insurance Agency works with carriers like The Travelers Companies, Pilgrim Insurance Company, Mass Property Insurance, and Mapfre Insurance.

  • Multiple Policy Types

1560 Tremont Street, Boston, MA 02120

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
4.0 (4)
Yelp
5.0 (4)

Why choose this provider?

Spinney Insurance Agency is a business providing its services to Boston and the surrounding communities. It offers renters' insurance coverage options for people who share buildings with others. Aside from liability insurance, it also covers personal property replacement costs in certain instances such as theft or damage. Its team of professionals assists clients in protecting a wide range of belongings including furniture, clothing, appliances, electronics, sporting equipment, and musical instruments. Moreover, the agency also specializes in mobile home, umbrella, and homeowners' insurance.

  • Multiple Policy Types

FAQs

  • Is renters’ insurance required in Boston?

    Renters' insurance is not required by law for Boston residents renting homes or apartments. However, landlords may require tenants to have an insurance policy before signing a lease agreement. Renters pay about $22 per month on average, or about $264 per year. Those who have high-value personal possessions can include scheduled personal property coverage for these items in their policy.

  • Does standard renters’ insurance cover damages from flooding and earthquakes in Boston?

    Conventional renters' insurance in Boston generally excludes coverage for flood and earthquake damage, though certain insurers offer options that address these specific risks. Renters must obtain an additional endorsement for earthquake protection or purchase a separate earthquake insurance policy. This enables policyholders to replace their possessions based on the actual or replacement cost of their personal belongings.

  • What are the most typical inclusions found in renters' insurance policies in Boston?

    Renters' insurance policies in Boston protect personal property against specific risks such as theft, fire, and vandalism. These plans also include liability insurance, which protects renters from legal fees and court-ordered payments if an accident occurs within the rented unit and causes damage or injury to another person.

  • What is the difference between renters’ and homeowners’ insurance in Boston?

    Renters' and homeowners' insurance work in similar ways, but renters' insurance specifically excludes coverage for structural components of residences such as walls and roofs. Some Boston property management companies may require renter's insurance before tenants sign a lease agreement. These companies also collaborate with carriers that offer low-cost renters' insurance options.

  • Which lost or stolen items are covered by comprehensive renters’ insurance in Boston?

    A comprehensive renters' insurance policy in Boston provides coverage for high-value items like smartphones, expensive furniture, and mountain bikes. Jewelry, fine art, and electronic devices such as laptop computers, Xbox consoles, and cameras are also covered. Renters' insurance can protect policyholders' personal belongings for a monthly cost of $12 to $20.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...