Best Workers Compensation Lawyers in Albuquerque, NM

FAQs

• What is the non-emergency contact number for the local police station in Albuquerque, New Mexico?

  Non-emergency calls to the police in Albuquerque can be directed to line 505-242-2677 or 505-242-COPS.

• Where can I get a copy of police report for incidents related to my case in Albuquerque, New Mexico?

  You can make a request by calling the records staff at 505-768-2020. You can also go to the police station at 400 Roma NW in Albuquerque.

• What are the things you should bear in mind when talking to a workers' compensation doctor in Albuquerque?

  Be extra careful with anything you say because it could be used against you. Try not to exaggerate anything because inconsistencies in your story can hurt your claim in Albuquerque. Be truthful about previous injuries or medical conditions. Note that previous medical records are in your case file and denying it could damage your integrity. Be polite to the doctor and your employer at all times.

• What do "scheduled" and "unscheduled" injuries mean in a workers' compensation case in Albuquerque?

  In a workers' compensation case in Albuquerque, injuries are either classified as scheduled or unscheduled. Scheduled injuries are those involving injuries to the arms and legs, while unscheduled ones are those from the head, back, or neck. The benefits for scheduled injuries are already appointed by the law and can be obtained faster. Those for unscheduled injuries need to be assessed further and have to be designated according to each condition.

• Can a worker be allowed to legally use medical cannabis as a treatment for a workplace injury in Albuquerque?

  Yes. The medical provider has to certify the injured worker in Albuquerque to participate in the NMDOH's Medical Cannabis Program. After the worker has been enrolled in the program, they can already obtain medical cannabis from a proper dispensary. These workers may have to pay for the cannabis first before having these reimbursed by the insurance carrier.

• How should a worker formally notify their employer of a workplace injury in Albuquerque?

  Workers should make a notification within 15 days after the injury happened by submitting to their employer the Notice of Accident (NOA) form. They can also notify their employers in writing. NOA forms can be found on the work site in Albuquerque and can be requested via the Workers' Compensation Administration's phone lines at 1-866-967-5667 or 1-800-255-7965. No employee should be persuaded by their employer to forego submitting the NOA form. Employers are not allowed to refuse to sign the forms. If such a case happens, call a WCA ombudsman at 1-866-967-5667 during regular office hours.

• How long do you receive payment benefits from a workers' compensation claim in Albuquerque?

  If the benefits you have been receiving are for temporary disability, you will get them until you get back to work, whether partially or fully. When you have been given permanent benefits, the payments usually last for a lifetime since you are considered to have a full disability from your injuries in Albuquerque.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.