Best Workers Compensation Lawyers in Billings, MT

FAQs

• What is the non-emergency contact number for the local police station in Billings, Montana?

  You can contact (406) 657-8200 to report non-emergency situations in Billings.

• Where can I get a copy of police report for incidents related to my case in Billings, Montana?

  You can obtain a copy of the police report in Billings by contacting the Police Records Department at (406) 657-8460.

• What can an attorney do to help you with your Billings workers' compensation claim?

  If you have been hurt or injured in a work-related accident in Billings, it is vital to hire an attorney. Your lawyer can help you follow all of the procedures and policies required by Montana's workers' compensation system. Your lawyer will represent you during appeals and hearings, as well as negotiations or litigation with your employer's insurer.

• How long does it take to settle workers' compensation claims under OWCP in Billings?

  Workers' compensation claims under OWCP in Billings are not always settled. The claim lasts for the duration of the injury. Plaintiffs will receive wage loss benefits until workers' compensation determines that they are able to return to work. The medical benefits last for the existence of the entire injury in the medical condition. OWCP schedule awards can be paid out once the injury reaches maximum medical improvement.

• Who is qualified for workers' compensation benefits in Billings?

  Under Montana law, employees who are working in Billings full-time, part-time, seasonal, or occasional are entitled to workers' compensation benefits. If they have sustained traumatic injuries like broken bones and occupational illnesses, such as neck strain, carpal tunnel syndrome, and exposure to asbestos, they are encouraged to file claims.

• Aside from commercial vehicle accidents, what work-related incidents are covered by workers' compensation in Billings?

  Lawyers in Billings investigate claims that might apply to logging, mining, oil rig, and warehouse or freight yard accidents. Employees suffering from grain elevator and factory or food processing injuries can also be entitled to workers' compensation benefits. In addition, work injury claims related to chemical exposure or environmental hazards are covered.

• How can one file workers' compensation claims in Billings?

  Individuals suffering from workplace injuries must report the accidents to their employer within 30 days. The employer will then need to file a first report of injury to their workers' compensation insurer within six days of being notified by the injured worker. Employers may also file the accident report to the Montana State Fund (MSF) via phone, fax, mail, or online. The insurer has 30 days to deny or accept the claims. If accepted, plaintiffs are eligible to receive compensation beginning on the 33rd hour (or fifth day) of wage loss.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.