Best Workers Compensation Lawyers in Stamford

FAQs

• What is the non-emergency contact number for the local police station in Stamford, Connecticut?

  Dial 203-977-4444 to reach the Stamford Police Department for non-emergencies.

• Where can I get a copy of police report for incidents related to my case in Stamford, Connecticut?

  You can request a copy of a police report from the Stamford Police Department Records Room. Go to the lobby of the police headquarters, located at 725 Bedford St., Stamford, CT 06901. The Records Room is open on Mondays from 8 a.m. to 3 p.m., on Tuesdays, Thursdays, and Fridays from 8 a.m. to 5:30 p.m., and on Saturdays from 9 a.m. to 1 p.m. Note that police reports only become available 3-5 working days after the incident. Call the Records Room at (203) 977-4409 before going to the headquarters.

• Do you have to prove that your employer was at fault for your injury to get workers’ compensation benefits in Stamford?

  No. Workers’ compensation is a no-fault benefit system aimed at providing for injured workers’ medical needs and lost income without the need to prove fault. If you were injured while working you are eligible to claim benefits. Note that Stamford workers who accept workers' compensation benefits cannot sue their employer for the injury.

• How soon do you have to file a workers’ compensation claim in Stamford?

  Workers’ compensation claims in Stamford have a statute of limitations of one year from the date you were injured. If you are claiming benefits for an occupational illness or disease, the deadline is three years from the date a symptom was first observed. It is recommended that your file the claim immediately. Also, you need to inform your employer of your injury right away and accept the provided medical treatment to avoid your condition being disputed.

• Are there workplace injuries not covered by workers’ compensation insurance in Stamford?

  While workers' compensation covers most injuries and illnesses related to work or occurring in the workplace, the specific situations below are not covered:

  • Emotional injuries with no connection to a physical incident
  • Injuries resulting from an assault initiated by the employee
  • Injuries intentionally self-inflicted by the employee
  • Injuries the employee sustained due to intoxication

  It is advised to have a Stamford workers' compensation lawyer evaluate your situation's eligibility for benefits.

• Are seasonal or part-time employees covered under the workers’ compensation law in Stamford?

  Yes, you don’t have to be a full-time worker to get benefits. Workers’ compensation in Stamford covers part-time, seasonal, and full-time employees, including minors. Those who aren’t covered are independent contractors and people who work below 26 hours a week in or around the employer’s private home. The employer is not required, but can choose to buy workers' compensation or liability insurance for those working below 26 hours.

• Who pays for the initial medical treatment after a work-related injury in Stamford? Can you choose the doctor who treats you?

  The initial medical treatment should be furnished and paid for by the employer. The employer should choose the medical provider for this. After the initial medical treatment, you can choose to see your preferred doctor as long as they are licensed to practice in Stamford. However, if your employer participates in a medical care plan (MPN), you need to choose a doctor from within the MPN’s network.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.