Best Car Accident Lawyers in Utica, NY

FAQs

• What is the non-emergency contact number for the local police station in Utica, New York?

  The non-emergency contact number of the Utica Police Department is (315) 735-3301.

• Where can I get a copy of police reports for incidents related to my case in Utica, New York?

  Police reports can be obtained through the Utica Police Department, which maintains records and logs of arrests, searches, investigations, and the actions of police officers.

• What car accident injuries are considered serious in Utica?

  Car accident victims in Utica may pursue a claim after incurring any of the following serious injuries—substantial disfigurement, broken and fractured bones, permanent and substantial restriction of a body part or organ use, and significantly full disability that lasts at least 90 days. Different injuries may fit into one of the categories mentioned, and car accident lawyers can help a claimant determine which type their injury falls under.

• Can you file a claim against a negligent driver at fault for a car accident in Utica?

  Yes, you may file a claim for personal injury and property damage against the at-fault driver after suffering injuries. A car accident lawyer can help you recover compensation by establishing four general elements:

  • The other driver owed a duty of care.
  • The other driver breached their duty of care.
  • You suffered injuries because of the driver’s breach of duty.
  • You suffered damages as a result of your injuries.

• What is the insurance system for car accident cases in Utica?

  Utica follows New York’s no-fault insurance system, which states that regardless of who caused the collision, the car accident victim must seek reimbursement from their insurance provider. The aid offered by insurers may not always cover all the losses incurred and usually only pay for medical expenses, property damage, and missed earnings.

• Is there a statute of limitations for car accident claims in Utica?

  Yes, victims of car accidents in Utica can file a personal injury claim within three years from the date of the incident. It is important to pursue legal action as soon as possible to prevent evidence from being destroyed or lost. It should also be noted that there are exceptions to the three-year time limit, including cases involving wrongful death.

• How long does it take to obtain compensation after a car accident in Utica?

  Various factors affect the timeline of getting compensation for a car crash in Utica. When pursuing insurance claims and personal injury lawsuits, it depends on the severity of injuries, the number of involved vehicles, and the willingness of insurance providers to cooperate. Having legal representation may prevent insurance companies from strategically dragging out the process and may result in recovering more than the victim is originally owed.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.