Best Car Accident Lawyers in Toms River

FAQs

• What is the non-emergency contact number for the local police station in Toms River, New Jersey?

  Contact the Toms River Police Department at 732-349-0150 for non-emergency requests.

• Where can I get a copy of police reports for incidents related to my case in Toms River, New Jersey?

  Submit a request to the Toms River Police Department's Records Division for a copy of your car accident report.

• What are the most dangerous roads in Toms River for car drivers?

  The Massachusetts Avenue and Route 70 intersection in Toms River is one of the most hazardous roadways for car drivers. In an analysis of 20-year crash data from the NHTSA, the intersection was ranked among the 30 most dangerous intersections in the country. Meanwhile, according to statistics from the New Jersey State Police, County Road 571, Route 37, and the Garden State Parkway are the other dangerous roads for motorists in the area.

• Is driving under the influence of drugs a problem in Toms River?

  Yes, drugged driving is a problem in Toms River. In a 2021 report compiled by the New Jersey State Police Fatal Accident Investigation Unit, driving under the influence of drugs was a contributing factor in two out of the 10 deadly car accidents that happened in the town that year. In a separate incident in June 2022, a woman high on marijuana was charged with vehicular homicide after the multi-car collision she caused killed two people.

• How can you find the right Toms River car accident attorney?

  If you have been injured in a Toms River car accident, seek legal counsel from an experienced attorney who will aggressively fight for your rights and assist you in obtaining compensation for your pain and suffering. Some tips for finding the best lawyer for you include:

  • Getting recommendations from family, friends, and colleagues;
  • Checking online reviews;
  • Meeting with several lawyers; and
  • Choosing the attorney you feel most comfortable working with.

• What does the term "verbal threshold" mean for Toms River drivers?

  If a Tom Rivers driver chose "verbal threshold" or "limited right to sue" when purchasing their insurance, it may be more difficult to obtain compensation for noneconomic injuries. This policy allows them to sue for pain and suffering only if their injuries are considered permanent. Before they can recover compensation for noneconomic damages, a doctor must provide a sworn statement that their injury is permanent.

• Are seat belts required for Toms River drivers and passengers?

  The seat belt law in New Jersey—where Toms River is located—requires all car drivers and passengers in the front and back seats to buckle up. Authorities estimate that the act increases their chances of survival in a crash by up to 75%. In one case in August 2022, a toddler and a teenage boy from Toms River were unharmed after figuring in a car accident because they were properly restrained.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.