Best Car Accident Lawyers in Billings, MT

FAQs

• What is the non-emergency contact number for the local police station in Billings, Montana?

  The non-emergency number for the Billings Police Department is (406) 657-8200.

• Where can I get a copy of police reports for incidents related to my case in Billings, Montana?

  Police accident reports are obtainable from the Police Records Department at 220 North 27th Street Billings, MT 59101. It is reachable online through a third-party web portal and over the phone at 657-8460. A fee of $28 is imposed.

• What are the usual car accident causes in Billings?

  Texting while driving is a usual cause of car accidents in Billings since there is no law specifically outlawing this practice. Drivers also operate vehicles while drunk or high on drugs. Hazardous weather conditions and road debris also cause road mishaps as motorists swerve to avoid blockages only to hit oncoming traffic.

• What are the minimum car accident insurance requirements for drivers in Billings?

  Billings follows the statewide minimum insurance coverage that requires a sum of $25,000 for bodily injuries per person, capped at $50,000 for incidents involving multiple victims. The mandatory indemnity for property damage starts at $10,000. Comparative fault is considered to adjust the amounts due to a concurrently negligent claimant.

• What kinds of injuries do car accident plaintiffs in Billings typically suffer?

  Car accident victims in Billings sustain catastrophic bodily harm ranging from spinal cord damage to cerebral trauma. These incidents require physical and cognitive therapy and sufferers feel lingering mental and emotional distress like anxiety disorders well beyond the date of the incident. Home health services and recurring doctor’s appointments are common results of vehicular crashes.

• When should a car accident victim in Billings hire a lawyer?

  A car accident victim in Billings should obtain the services of a lawyer as soon as humanly possible. State laws mandate a three-year maximum period for plaintiffs to bring suit for vehicle mishaps. Soft tissue damage is often not immediately evident and a rushed compensation agreement with the insurance company is liable to miss out on hidden injuries if an attorney is not present.

• What should car accident claimants in Billings do after an accident?

  Car accident claimants in Billings must call 911 and obtain medical assistance immediately for the victims and get the police involved. Evidence must be gathered and photographs taken that show the conditions of the road and the damage sustained by the vehicles involved. When questioned by insurers and cops, a party should avoid admitting guilt, since even if one is partially negligent it is possible that the opposing driver is concurrently at fault.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.