Best Car Accident Lawyers in St. Louis, MO

FAQs

• What is the non-emergency contact number for the local police station in St. Louis, Missouri?

  The St. Louis Police Department's contact number for non-emergency calls is (314) 231-1212.

• Where can I get a copy of police reports for incidents related to my case in St. Louis, Missouri?

  People can visit the St. Louis Police Department or the Missouri State Highway Patrol's website to obtain accident reports. The police department is located at 1915 Olive, St. Louis.

• What are the car insurance requirements for motorists in St. Louis?

  Missouri laws require motorists in St. Louis to have $25,000 and $50,000 in liability insurance to cover bodily injuries per person and per accident, respectively. In addition, a driver must have a minimum of $10,000 as liability coverage for property damage. Drivers are issued tickets and may be held liable to pay damages if they cause accidents while having no insurance.

• What happens in St. Louis if a driver causes an accident using a borrowed car?

  In most cases, the driver of a borrowed car is held liable for damages in the event of an accident instead of the car's owner. However, an owner can be deemed liable if the offending driver is an employee and causes an accident while on duty. Car owners can also be held accountable for lending their vehicles to those who are unfit to drive due to age, inexperience, or inebriation if an accident takes place.

• How is a driver deemed liable in a car accident case in St. Louis?

  An offending driver in St. Louis is held accountable if they breach their duty of care in operating vehicles and following traffic ordinances in accordance with local laws. Such breaches involve the failure to yield the right-of-way or signal at appropriate times. Drivers can also be charged if investigations reveal that they were speeding, impaired, distracted, tailgating, or driving aggressively at the time of the accident.

• What happens if a car accident victim in St. Louis was not wearing a seatbelt?

  Under Missouri's pure comparative negligence mandates, car accident victims in St. Louis can be deemed partially liable if it is revealed that they were not wearing seatbelts at the time of the accident. This is relevant to state laws, which require all drivers to wear seatbelts as part of their duty to protect themselves. As such, the court can reduce their potential settlements and may also impose fines for their failure to comply with such ordinances.

• What happens if an offending motorist leaves the scene of an accident in St. Louis?

  An offending driver in a car accident in St. Louis may be charged with misdemeanor or felonies if they leave the scene of an accident in violation of state laws. Victims may also file uninsured motorist claims as a result, since a fleeing driver can be legally considered an uninsured motorist due to their failure to provide any insurance information.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.