Best Car Accident Lawyers in Jefferson City, MO

FAQs

• What is the non-emergency contact number for the local police station in Jefferson City, Missouri?

  The non-emergency contact number for the Jefferson City Police Department is 573-634-6400.

• Where can I get a copy of police reports for incidents related to my case in Jefferson City, Missouri?

  You may request a copy of your police report by calling (573) 634-6400. The office is open Monday through Friday, 8:00 AM to 4:30 PM.

• How is car accident settlement calculated in Jefferson City?

  The civil justice system in Jefferson City and all of Missouri allows accident victims to recover financial compensation for economic and non-economic damages. The computation of economic damages relies on bills and receipts associated with the accident, while the jury may use the multiplier method, the per diem method, or no method at all to calculate non-economic damages.

• What damages can you seek after a car crash in Jefferson City?

  You may be entitled to compensation for property damage, medical treatment and hospital expenses, income loss, physical impairment, wrongful death of a loved one, and pain and suffering. Hiring a car accident attorney following an accident in Jefferson City will help you understand your case and reach a fair settlement amount.

• Is Jefferson City under a no-fault state for car accidents?

  Jefferson City is under an at-fault state for car accidents, which means that its residents are required to have a minimum amount of liability coverage in their car insurance policies. However, liability coverage only pays when the other party is at fault. The minimum amount of liability coverage in Missouri is:

  • $25,000 per person for bodily injuries
  • $50,000 per accident for total coverage of bodily injuries
  • $10,000 for property damages

• Should you talk to the Jefferson City police after a car accident?

  Under Missouri law, victims must call the police right after a car accident that results in injury, death, or property damage that amounts to more than $500. Reporting the incident to law enforcement will help you get medical attention, document the scene, and preserve evidence, which can help you pursue a claim in Jefferson City.

• Can someone decline a DUI test after a car accident in Jefferson City?

  You may refuse to take a blood or breath test in Missouri unless the police present a warrant from the judge. However, refusing to take a DUI test will lead to chemical revocation, a mandatory one-year revocation of your license. You may file an appeal against the revocation by petitioning the circuit court or associate circuit court, but your license will remain suspended for a year despite a successful appeal. Moreover, you may request a limited driving privilege in Jefferson City that allows you to travel for work, medical appointments, school, and important matters.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.