Best Car Accident Lawyers in North Andover, MA

FAQs

• What is the non-emergency contact number for the local police station in North Andover, Massachusetts?

  The North Andover Police Department is reachable at 978-683-3168 for non-emergency matters.

• Where can I get a copy of police reports for incidents related to my case in North Andover, Massachusetts?

  Police reports are at the North Andover Police Department Records Department at 1475 Osgood Street, North Andover, Massachusetts 01845, but the general public is denied access to some documents under law.

• Should you immediately file a car accident case in North Andover if an injury seems minor?

  You still should file a car accident case in North Andover if you were injured because even if the harm seems minor, it is possible that you will continue suffering the consequences throughout your life. The problem could get worse or never fully go away. The time limit from the incident's date is only three years, and lingering ailments can last longer than that.

• What should you do if an insurance adjuster approaches you after a car accident in North Andover?

  If insurance adjusters approach you after a car accident in North Andover, you should keep in mind that their goal is to expose the insurer to as little risk as possible and look for ways to minimize or deny claims. It is advisable for victims to politely decline to make a recorded statement and to refuse to sign any offers. Just look for a lawyer as soon as possible and let your counsel do the talking.

• Can a car accident claimant in North Andover sue the government if the latter's employees or agents cause the incident?

  Yes, a car accident claimant in North Andover and the greater state may sue the government for the negligence of the latter's employees and agents. The principle of command responsibility applies, and public entities must answer for the torts committed by their crew while fulfilling their public functions. Lawyers are adept at finding exceptions to the traditional concept of sovereign immunity, which usually guards the state and municipalities against suit.

• What are the frequent causes of car accidents in North Andover?

  Car accidents in North Andover frequently happen because of intoxication on the part of motorists or driving a vehicle while distracted. Automotive defects lead to crashes as these can impair an individual's ability to control the automobile. Hazardous road conditions are also a risk factor and could give a plaintiff cause against the public entity in charge of public works.

• How do the courts determine the monetary extent of pain and suffering in North Andover car crashes?

  The courts covering North Andover and the state determine the monetary extent of intangibles like pain and suffering by showing how severe the agony was and how long it lasted. Psychological and emotional trauma is factored in, and the judiciary takes note of any disfigurement that can permanently impair the plaintiff's self-esteem. Age is taken into account, and the very young and very old usually get higher sums.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.