Best Car Accident Lawyers in Andover

FAQs

• What is the non-emergency contact number for the local police station in Andover, Massachusetts?

  Dial 978-623-3500 for non-emergencies in Andover.

• Where can I get a copy of police reports for incidents related to my case in Andover, Massachusetts?

  Accident reports currently pending court are only available through the Lawrence District Court. Otherwise, request your report in person at the records division located at the main level of the Public Safety Center. Call 978-623-3520 for any concerns. You can also mail requests to the given address. All requestors should fill out the Commonwealth of Massachusetts Operator's Report Form.

  Andover Police Department Records Division 32 N Main Street Andover, MA 01810

• Should the driver go to a doctor after a car accident in Andover even if he/she does not show any injuries?

  Yes. A driver who got into a car accident in Andover should seek medical opinion because some injuries do not seem to be evident at first. Moreover, if the driver experiences body aches, this could be a symptom of a more serious condition, such as internal bleeding, traumatic brain injury, and organ damage. Additionally, not seeing a doctor could affect the settlement amount because the insurance company will use the treatment delay as evidence of a non-severe injury.

• When should a car accident in Andover be reported?

  You should report a car accident in Andover if the other driver unlawfully flees the scene, the property damage amounts to more than $1,000, or there are injuries and persons killed. Most of the time, multi-vehicle accidents should be reported to the police and the Massachusetts Registry of Motor Vehicles.

• Where do some car accidents happen in Andover?

  Andover Street and roads such as Ballardvale, Shawsheen, and River are some thoroughfares in the area where many car accidents happen, according to an article from the Andover Townsman. The town's hilly areas are also prone to accidents especially during snow, when slushy roads cause drivers to slide down and end up hitting other cars.

• Under what circumstances can damages be sought from a negligent driver in Andover?

  Victims suffering from broken bones, limb amputation, and permanent vision loss are allowed under MA's no-fault rule to seek damages from a negligent driver who caused the car accident in Andover. If they have losses such as serious disfigurement, medical expenses over $2,000, and permanent hearing loss, they can also file for compensation. Families of the deceased may pursue a case against the negligent driver.

• Should a person who was in a car accident in Andover document out-of-pocket accident-related costs?

  Yes. Keep a record of the expenses you had to pay using your pocket money after getting into a car accident in Andover. These accident-related costs can be medical expenses, rental fees, and car repairs. Clear documentation of these costs will help determine the amount of compensation that should be awarded to you.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.