Best Car Accident Lawyers in Waterloo, IA

FAQs

• What is the non-emergency contact number for the local police station in Waterloo, Iowa?

  The non-emergency contact number of the Waterloo Police Department is 319-291-2515.

• Where can I get a copy of police reports for incidents related to my case in Waterloo, Iowa?

  A copy of the police report may be obtained by sending a request to the Systems & Administration Bureau of the Iowa Department of Transportation (P.O. Box 9204). The request must indicate the names and driver’s license numbers of the parties involved, as well as the date, time, and location of the accident.

• What types of car accident cases do lawyers in Waterloo handle?

  Lawyers in Waterloo handle a wide range of car accident cases, from speeding, tailgating, and distracted or drunk driving incidents to head-on collisions. They also inquire into automotive part defects and review dashcam footage to help build stronger cases that could establish an at-fault driver’s failure to exercise reasonable care.

• Are punitive damages awarded in car accident cases in Waterloo?

  Punitive damages are awarded in car accident cases in Waterloo, although far less frequently compared to compensatory damages. They are awarded in cases where the judge has perceived the at-fault driver’s behavior as particularly dangerous. However, to prove such fault might require the insights of professionals such as reconstruction specialists and public safety experts.

• Are car crashes common in Waterloo residential areas?

  Car crashes happen in Waterloo residential areas more commonly than you think. In 2022 alone, three incidents were reported—one in Harmony House, one in John Street West, and another one in Peoples Square, which was a result of a separate motor vehicle collision at the Kimball Avenue and Brookeridge Drive intersection.

• Is Interstate 380 in Waterloo dangerous?

  Interstate 380 in Waterloo is dangerous, as it has been the site of numerous car accidents. Its intersection with US Highway 20 is regarded by the National Highway Traffic Safety Administration as the most dangerous intersection in Iowa, as it has had the greatest number of fatal car accident crashes in the entire state.

• What is the negligence rule applied to car accident cases in Waterloo?

  The negligence rule applied to car accident cases in Waterloo is a state law called the modified comparative negligence rule. Under said rule, a partially at-fault driver can recover monetary compensation if the fault is less than that of the other party. Note, however, that the rule applies only if the plaintiff’s fault does not exceed 50 percent.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.