Best Car Accident Lawyers in Ames, IA

FAQs

• What is the non-emergency contact number for the local police station in Ames, Iowa?

  515-239-5133 is the non-emergency contact number of the Ames Police Department.

• Where can I get a copy of police reports for incidents related to my case in Ames, Iowa?

  To request or verify a police report, you can contact the Ames Police Records Division at 515-239-5135 during their business hours from Monday to Friday, 8 AM to 4:30 PM.

• Do you need a lawyer for a car accident case in Ames?

  It is highly recommended. If you proceed with a personal injury case related to a car accident in Ames without a lawyer, it may prove to be costly in the long term, as you could end up with a small settlement or none at all if the responsible party decides to be uncooperative. Personal injury lawyers specialize in obtaining compensation for individuals who have suffered harm due to others' negligence, including car accident cases. They possess the requisite negotiating abilities to advocate for your compensation.

• What should you do immediately after being in a car accident in Ames?

  Check for injuries or car damage as you come to a complete stop after a car accident in Ames. Do not leave the accident scene; instead, call the police and an ambulance if required. Information such as names, addresses, phone numbers, license plate numbers, insurance details, and witness details should be exchanged with the other motorist. If feasible, warn oncoming traffic to move cautiously around the collision by turning on your hazard lights, raising your car's hood or trunk, or placing road flares.

• Should you see a doctor even if you don't feel injured after an Ames car accident?

  Yes, even if you don't feel hurt, you should visit a doctor in Ames as soon as possible following a car accident. If you wait too long to seek medical care, an insurance company can claim that your injury wasn't caused by the accident. Mild discomfort could be a sign of a serious issue.

• Can you still be compensated if you are partially at fault in an Ames car accident?

  Your compensation will be scaled back if you are found to be somewhat at fault in an accident in Ames. However, you won't be compensated if you share 51 percent or more of the blame. Iowa uses the modified comparative fault system, where parties are held accountable for damages according to their relative fault. For instance, your compensation would be reduced to $60,000 if a $100,000 award was made but you were found to be 40% at blame.

• How long does one have to file a car accident claim in Ames?

  A car accident claim must be filed within two years from the date of the incident under the statute of limitations in Iowa. Some exceptions may extend this time, while some situations require earlier notices or lawsuits. Failing to file a lawsuit within the given time will most likely exclude you from doing so. Therefore, it is recommended to seek assistance from an Ames car accident lawyer as soon as possible.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.