Best Car Accident Lawyers in McHenry, IL

FAQs

• What is the non-emergency contact number for the local police station in McHenry, Illinois?

  Dial +1 815-363-2200 to reach the McHenry Police Department for non-emergency concerns.

• Where can I get a copy of police reports for incidents related to my case in McHenry, Illinois?

  You can request a copy of an accident report in McHenry by completing the Online FFOIA Request Form found on the official website of the county government: https://www.mchenrycountyil.gov/county-government/foia-requests. Once completed, mail, fax, email, or hand-deliver the form directly to the department from which the records are being sought. The contact details and addresses are provided on the same web page where the Online FFOIA Request Form can be downloaded.

• What are the damages you can recover after getting injured in a car accident in McHenry, IL?

  The damages associated with car accidents in McHenry are broken down into two categories. The first one is called economic damages, which include short-term and long-term medical expenses, lost income, vehicle repair and replacement, and other out-of-pocket expenses shouldered by the victim. The other is called non-economic damages, which may refer to the non-tangible damages resulting from the accident, such as pain and suffering, emotional pain, and disability.

• Should you just settle with the negligent driver’s insurance company after a car accident in McHenry, IL?

  It is not advisable for you to give any statement about the incident to the other party or accept a settlement offer before you get the chance to fully assess the extent of your injuries and damages. You have the option to hire a personal injury lawyer to build a case for you, handle the investigation, and take care of negotiating with insurance companies, so you get the compensation you deserve.

• Do all car accidents in McHenry go to trial?

  No, not all car accidents that occurred in McHenry go to trial. After successfully filing your lawsuit, it is likely that you will be ordered to attend a settlement conference, which is usually mandatory. Many cases get settled thereafter, rather than tried in a court of law. But, it would still be a good idea to hire a lawyer who will prepare for your case as though it were going to trial.

• What will happen if you flee a car accident scene you caused in McHenry, IL, out of panic?

  McHenry follows the state law of Illinois that requires drivers to report auto accidents that result in property damage, death, or injury, and remain at the scene of the accident until the authorities arrive and give the erring driver explicit permission to leave. If you fail to abide by these laws, you may face criminal charges.

• How much time do you have to file a car accident lawsuit in McHenry, IL?

  If you were injured in a car accident that occurred in McHenry, you have two years from the date of the accident to file a lawsuit. This rule follows the statute of limitations related to auto accidents relating to personal injury. If you wish to file any property damage claims, you have up to five years after the incident to bring your claims. Allowing these time windows to lapse may result in the courts dismissing your case.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.