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2024

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Best Car Accident Lawyers in Orange, CA

Our Recommended Top 27

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Orange Car Accident Lawyers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

47Curated

27Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

75 Broadway 2nd Floor, San Francisco, CA 94111
WebsiteLicense: 238594

Expertise.com Rating

Review Sources

Google
5.0 (340)
Avvo
5.0 (80)
Yelp
5.0 (65)

Why choose this provider?

Christopher Adamson is a compassionate attorney who zealously represents California residents involved in car accidents. His in-depth knowledge of law pushed him to co-found the Adamson Ahdoot LLP in 2010. His years of experience in the field helped him stay up-to-date on new developments that enable victims to obtain full compensation. He and his team have recovered large amounts of settlements, including $9 million for a client who sustained a traumatic brain injury resulting from a pedestrian accident and $5.75 million for a driver and his family involved in a rear-end crash. Adamson's extensive civil litigation experience allows him to provide the highest level of legal services.

  • Poor weather conditions
  • Driving Under the Influence
  • Reckless Driving
  • Speeding
  • Distracted driving

704 S. Spring Street Ste 1105, Los Angeles, CA 90014

Expertise.com Rating

Why choose this provider?

Omega Law Group, PC, tackles the car accident claims of those in Orange and the nearby locales. The office negotiates with insurance corporations to defend against attempts to downplay the plaintiff’s injuries. It seeks a variety of economic and non-economic damages, such as medical expenses, property losses, and pain and suffering. The firm handles cases where comparative negligence is a factor. Omega Law Group was established in 2012. Founding partner Edwin Saghian is licensed in state and federal courts around California.

  • Uninsured and Underinsured Motorist Claims
  • Freeway Accidents
  • Teenage Driver Accidents
  • Hit and Run Accidents
  • Commercial Vehicle Accidents
  • Ride Share Cases
  • Motorcycle Accidents
  • General Negligence
  • Personal Injury

8484 Wilshire Blvd. #235, Beverly Hills, CA 90211

Expertise.com Rating

Review Sources

Google
4.9 (158)
Yelp
4.8 (41)
Avvo
5.0 (12)

Why choose this provider?

Gould & Jefferson of Beverly Hills represents those who have been injured in Orange. It assists car accident victims who have sustained injuries, such as whiplashes, in recovering maximum compensation and seeking medical treatment. Its lawyers also handle cases involving underinsured or uninsured motorists and understand the tactics used by insurance companies to devalue claims. Nathan H. Soleimani, co-founder, honed his negotiation and litigation skills while working for a criminal defense firm and dealing with DUI cases.

  • Rideshare accidents
  • Whiplash Injury
  • Uninsured Motorists
  • Head-on Collisions
  • Drunk Driving

333 City Boulevard West, Suite 1700, Orange, CA 92868

Expertise.com Rating

Review Sources

Google
5.0 (16)
Avvo
5.0 (15)
Yelp
5.0 (4)

Why choose this provider?

Jason Flores Law represents car accident victims in Orange and the neighboring communities. With a focus on personal injury law, Flores also fights for the rights of victims of motorcycle accidents, dog bites, and defective products. He gained his knowledge about the insurance process by working for auto insurance companies before attending law school. He aims to protect the interests of his clients by returning their phone calls as soon as possible and keeping them well-informed throughout the legal process.

  • Personal Injury
  • Motorcycle Accidents
  • General Negligence

4400 MacArthur Blvd Ste 370, Newport Beach, CA 92660

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Allen Flatt Ballidis & Leslie represents the residents of Orange. It offers counsel to victims of car accidents caused by the negligence of another party. The practice handles rear-end, side-impact, and head-on collisions, as well as hit-and-runs and run-off-the-road accidents. It provides assistance in claiming compensation for medical costs, loss of earnings and consortium, pain and suffering, and property damage. The law office was established in 1974 and has recovered over $100 million for its clients.

  • Personal Injury

13800 Heacock St, Ste C230H, Moreno Valley, CA 92553

Expertise.com Rating

Review Sources

Google
4.0 (54)
Yelp
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Text Kevin Accident Attorneys is a dedicated personal injury law firm serving clients in Orange. Founded by Kevin Crockett, the firm centers its practice on car accident law, providing crucial support to victims seeking fair compensation. Additionally, Crockett uses his experience as a senior attorney at a prominent law firm to represent plaintiffs in motorcycle, truck, and bicycle accidents. He was named to the National Academy of Personal Injury Attorneys' Top 10 Under 40 list and obtained settlements totaling more than $100 million.

  • Commercial Vehicle Accidents
  • Personal Injury
  • Ride Share Cases

Attorney Information

Attorney NameBar StatusExperience
Kevin Crockett - PrincipalActive7 yrs

627 North Main Street, Orange, CA 92868

Expertise.com Rating

Review Sources

Google
5.0 (61)
Yelp
5.0 (10)

Why choose this provider?

Jimmie W. Kang Personal Injury & Car Accident Attorney is a law firm that represents clients who sustained severe injuries due to a car crash. Its Orange County car accident lawyers have more than 18 years of experience in injury claims. They assist clients in receiving full settlements from different non-economic and economic losses that include lost wages, medical expenses, disability, pain and suffering, and disfigurement. The firm has successfully won cases against government entities, multi-billion dollar international companies, and insurance companies.

Attorney Information

Attorney NameBar StatusExperience
Jimmie Kang - PrincipalActive23 yrs

303 West Katella Avenue, Orange, CA 92867

Expertise.com Rating

Review Sources

Yelp
5.0 (38)
Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Sky Law Group APC serves clients in and around Orange. Its lawyers handle cases involving personal injuries from car, truck, motorcycle, and bicycle accidents. They litigate these cases to help clients recover lost wages and receive compensation for their medical bills arising from the incident. In addition, the firm offers representation to clients in medical malpractice and nursing home abuse cases. Sky Law Group has been featured on media outlets CBS News, Fox News, and NBC.

Attorney Information

Attorney NameBar StatusExperience
Shakeal Masoud - Managing PartnerActive18 yrs

171 S Anita Dr 206, Orange, CA 92868

Expertise.com Rating

Why choose this provider?

Corrales Law Group, Inc., is a family-owned firm that serves the wrongfully injured in Orange. Since 2012, it has been offering legal counsel on accident cases involving cars, trucks, motorcycles, and pedestrian knockdowns. Its team of attorneys conducts investigations to prove liability and assists victims in obtaining medical treatment and getting their damaged cars replaced or repaired. They also help obtain maximum compensation for economic and non-economic damages. The legal team once recovered $3 million in settlement for a client who sustained a broken ankle from an auto collision.

Attorney Information

Attorney NameBar StatusExperience
Peter Corrales - Founding AttorneyActive12 yrs

728 East Chapman Avenue, Orange, CA 92866

Expertise.com Rating

Review Sources

Google
4.0 (32)
Yelp
4.5 (7)
Facebook
5.0 (6)

Why choose this provider?

Barrios & Machado is a car accident legal firm that serves clients in the Orange area. It offers legal representations to individuals who are seeking compensation after being injured in a car crash caused by someone else. Its lawyers help clients assess the damages to ensure the right coverage for lost wages, medical expenses, and physical pain. The firm also handles bankruptcy, wrongful deaths, and nursing home abuse cases. The firm has been in the industry since 2010.

Attorney Information

Attorney NameBar StatusExperience
Ursula Barrios - Founding PartnerActive16 yrs
Guillermo Machado - Partner and Managing AttorneyActive17 yrs

17011 Beach Blvd, Ste 834, Huntington Beach, CA 92647

Expertise.com Rating

Review Sources

Google
5.0 (59)

Why choose this provider?

Saleh Law Group provides legal services for car accident victims in Orange. It aggressively fights for personal injury victims to obtain financial compensation for past and future medical expenses, lost income, disability, and disfigurement. It also strives to get reparations for clients’ emotional distress and pain and suffering. Its lawyers offer representation in accidents caused by hazardous road conditions, defective car parts, and reckless, drunk, and distracted driving. Saleh Law Group can accommodate Arabic-speaking clients. Co-founder and managing partner Ali Saleh has helped obtain favorable settlements and verdicts for the firm's thousands of clients.

  • Personal Injury

400 N. Tustin Avenue, Suite 370, Santa Ana, CA 92705

Expertise.com Rating

Review Sources

Google
5.0 (1)
Avvo
5.0 (1)

Why choose this provider?

Long & Delis Lawyers has been serving the Orange community for more than three decades. The firm is staffed by attorneys who have experience providing legal counsel and representation to those affected by car, truck, bus, limousine, and construction site accidents. The law group also practices personal injury defense. John A. Delis, a partner in the firm, is experienced in trial and appeals. His areas of expertise include product liability, personal injury, and real estate law.

  • Personal Injury
  • Motorcycle Accidents
  • General Negligence

600 W Santa Ana Blvd., Suite 955, Santa Ana, CA 92701

Expertise.com Rating

Review Sources

Avvo
5.0 (25)
Google
4.0 (4)

Why choose this provider?

The Vasquez Law Group represents clients in Orange. With more than 20 years of legal experience, the law group is able to assist victims of car accidents and their families in obtaining compensation for their losses, including medical costs and property damage repair expenses. Its attorneys also represent people who have been injured in dog attacks, slips and falls, and cycling, construction, and pedestrian accidents. Other legal matters handled by the firm include landlord-tenant conflicts and commercial disputes.

Attorney Information

Attorney NameBar StatusExperience
Deborah Vasquez - PrincipalActive30 yrs

300 W Glenoaks Suite 304, Glendale, CA 91202

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Progress Law Firm represents victims involved in car accidents in Orange. The office seeks compensation for injuries, disfigurement, medical expenses, and property damage caused by the negligence or wrongful act of another. Its legal team handles cases involving wrongful death, premises liability, workplace accidents, dog bites, and medical malpractice. Violet Dersahakian, the firm's lead attorney, focuses her practice on personal injury, estate planning, criminal defense, and family law. She also speaks Russian and Armenian fluently.

  • Personal Injury

333 City Boulevard West, Orange, CA 92868

Expertise.com Rating

Why choose this provider?

Girgis Law Firm, APC, protects the interests of individuals and families in Orange. It represents people in various areas of personal injury law, including car accident cases. The practice negotiates with insurance companies and helps victims file claims to obtain maximum compensation for economic and non-economic damages. It also caters to plaintiffs suffering from severe injuries caused by pedestrian, truck, motorcycle, and bicycle accidents. Anthony Girgis, the founder, has volunteered at the Los Angeles County Bar Association Domestic Violence Project.

Attorney Information

Attorney NameBar StatusExperience
Anthony Girgis - PrincipalActive17 yrs

130 47th Street, Newport Beach, CA 92663

Expertise.com Rating

Why choose this provider?

Auto Accident Lawyer OC serves individuals and families in Orange. It aggressively represents people who sustained catastrophic injuries and those who have lost loved ones in a car accident. The practice investigates and communicates with insurance companies to help victims and their family members obtain compensation for economic and non-economic damages. It also handles truck, bus, and motorcycle accident disputes. Founder Alexander Napolin had worked as a securities regulator at the Financial Industry Regulatory Authority before practicing law.

Attorney Information

Attorney NameBar StatusExperience
Alexander Napolin - PrincipalActive13 yrs

1748 West Katella Avenue, Orange, CA 92867

Expertise.com Rating

Why choose this provider?

Andal Law Group is a law firm that serves clients in Orange. It helps car accident victims in recovering out-of-pocket expenses for medical care, including ambulance transport, emergency room care, doctor visits, surgeries, physical therapy, and medications. The firm has been representing clients in the metro for more than 15 years. The principal, Christopher N. Andal, has 19 years of civil litigation experience, and he has been included in the top 10 personal injury attorneys in California in 2019.

Attorney Information

Attorney NameBar StatusExperience
Christopher Andal - PrincipalActive18 yrs

200 West Santa Ana Boulevard, Santa Ana, CA 92701

Expertise.com Rating

Review Sources

Google
4.7 (55)
Yelp
4.0 (33)
Facebook
4.3 (18)

Why choose this provider?

The Reeves Law Group is a California personal injury law firm with an office located in Orange Country. For over 30 years, the firm's group of lawyers has dedicated their time to providing legal services to individuals suffering from car accidents and serious injuries. They offer flexible meeting set-ups, whether it'd be home or hospital visits, to cater to each client's situation and needs. The lawyers work to guarantee that their clients' rights are protected and that they are compensated for the damages they endured.

Attorney Information

Attorney NameBar StatusExperience
Robert Reeves - FounderActive40 yrs

9550 Warner Ave, #250-06, Fountain Valley, CA 92708

Expertise.com Rating

Review Sources

Avvo
5.0 (9)
Google
5.0 (2)

Why choose this provider?

Corey A. Pingle Attorney at Law serves residents in and around the Orange metro. The firm assists clients who were injured in car accidents caused by circumstances outside their control. It represents victims in litigations and negotiations. The firm also deals with family and medical leave, wrongful termination, discrimination, unlawful deductions, and sexual harassment cases. Founding attorney Corey A. Pingle has been helping clients with their personal injury and employment matters for over five years.

333 City Blvd. #1700, Orange, CA 92868

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
4.7 (7)
Yelp
3.5 (4)

Why choose this provider?

Brownstone Law Group handles car accident cases for clients located in Orange. Its personal injury portfolio also covers amusement park accidents, carbon monoxide poisoning, dog bites, medical malpractice, birth injuries, and slips and falls. In addition, the firm works on debt negotiation, timeshare termination, mortgage modification, and foreclosure assistance, as well as business and civil litigation. Brownstone Law Group has been in the field since 2010. It is D&B D-U-N-S Registered and a member of the Business Consumer Alliance.

  • General Negligence

999 Corporate Drive, Ladera Ranch, CA 92694

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (6)

Why choose this provider?

Strongin Burger LLP serves Orange clients. The firm guides car accident victims seeking damages for their injuries from insurance providers. It represents clients suffering from severe injuries like paraplegia. The firm has also worked with individuals hurt by uninsured motorists. Eric Strongin, one of its partners, is affiliated with the Orange County Trial Lawyers Association and is licensed to practice before the California Supreme Court. He was awarded the Excellence in Trial Advocacy award by the City of Lancaster in 2012.

  • Personal Injury
  • DWI/DUI
  • Motorcycle Accidents

​217 N. Main St. Suite 300, Santa Ana, CA 92701

Expertise.com Rating

Review Sources

Google
4.4 (85)
Avvo
5.0 (2)

Why choose this provider?

Serrato Law Firm, APC, is a private practice that serves residents in Orange and nearby areas. It provides legal representation in personal injury cases involving motor vehicle accidents for victimized parties seeking compensation from the people responsible. The firm has a bilingual team that acts on behalf of the client to recover losses such as medical expenses and property damage. Its other practice areas cover immigration law and criminal defense. Founding attorney Fabian C. Serrato has been practicing law since 1999.

  • Personal Injury

1800 North Broadway Suite: #100, Santa Ana, CA 92706

Expertise.com Rating

Review Sources

Yelp
3.5 (10)
Avvo
5.0 (4)
Google
5.0 (3)

Why choose this provider?

Sasha Tymkowicz offers legal solutions to the Orange metro. The firm helps recover compensation for victims who have suffered injuries as a result of car accidents. It guides clients through the legal process and helps them reach an agreeable and fair settlement. In addition, it accepts personal injury cases involving wrongful death, motorcycle accidents, and dog attacks. Founder Sasha Tymkowicz is a member of the Trial Lawyers Advocate. She also handles immigration and family law matters.

  • Personal Injury

17291 Irvine Blvd Suite 440, Tustin, CA 92780

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (6)

Why choose this provider?

Golden Injury Law counsels individuals in Orange and the surrounding areas. The firm represents victims of car accidents, providing assistance throughout the claims process, which involves determining negligence and negotiating with insurance companies to recover fair compensation. It also handles cases involving slip and fall incidents, dog bites, wrongful death, and sexual assault. Jessica C. Grau, who was admitted to the bar in 2015, leads the law firm. She is part of the American Association for Justice.

  • Personal Injury

2114 North Broadway Suite 200, Santa Ana, CA 92706

Expertise.com Rating

Review Sources

Yelp
4.0 (12)
Google
4.4 (7)
Avvo
4.0 (4)

Why choose this provider?

Smaili & Associates Attorneys and Counselors at Law represents wronged individuals in Orange. It litigates various types of personal injury disputes, including car accident cases caused by the negligence of other drivers. The firm helps victims file claims against liable parties to recover monetary compensation for lost wages, medical expenses, and pain and suffering. Its team also handles assaults and slip-and-fall cases. Principal Jihad M. Smaili is a jury trial lawyer and has been in practice for more than a decade.

  • Personal Injury
  • General Negligence

1578 N. Batavia Street, Orange, CA 92687

Expertise.com Rating

Why choose this provider?

Menicucci Law Group seeks justice for wronged individuals in Orange. It fights for the rights of plaintiffs suffering from serious injuries resulting from a car accident. The firm helps victims communicate with negligent parties and insurance companies to recover compensation for economic and non-economic damages. It also deals with cases involving nursing home abuse, premises liability, wrongful death, and pedestrian accidents. Principal partner Michael Menicucci brings more than 35 years of litigation and trial experience.

  • Personal Injury
  • Motorcycle Accidents

2090 N Tustin Ave 250b, Santa Ana, CA 92705

Expertise.com Rating

Review Sources

Google
5.0 (62)
Yelp
4.9 (47)
Facebook
5.0 (2)

Why choose this provider?

KAL Attorneys deals with personal injury disputes in Orange. Its lawyers serve car accident victims suffering from catastrophic injuries resulting from tailgating, unsafe lane changes, speeding, and distracted driving. They help victims process claims to pursue maximum compensation for economic and non-economic damages. They also take on matters involving animal attacks, slip-and-fall accidents, and truck and motorcycle crashes. One of the firm's partners, Michael Velarde, has been working with plaintiffs for more than 12 years.

Attorney Information

Attorney NameBar StatusExperience
Kevin Kunde - PartnerActive14 yrs
Kevin Kunde - PartnerActive14 yrs

Compare our Top Car Accident Lawyers

NameExpertise RatingAddressPromotionsLearn more
Adamson Ahdoot LLP
75 Broadway 2nd Floor, San Francisco, CA 94111
Omega Law Group, PC
704 S. Spring Street Ste 1105, Los Angeles, CA 90014Free Consultation
Gould & Jefferson of Beverly Hills
8484 Wilshire Blvd. #235, Beverly Hills, CA 90211FREE Consultation
Jason Flores Law
333 City Boulevard West, Suite 1700, Orange, CA 92868
Allen Flatt Ballidis & Leslie Attorneys at Law
4400 MacArthur Blvd Ste 370, Newport Beach, CA 92660
Text Kevin Accident Attorneys
13800 Heacock St, Ste C230H, Moreno Valley, CA 92553
Jimmie W. Kang Personal Injury & Car Accident Attorney
627 North Main Street, Orange, CA 92868
Sky Law Group
303 West Katella Avenue, Orange, CA 92867
Corrales Law Group, Inc.
171 S Anita Dr 206, Orange, CA 92868
Barrios & Machado
728 East Chapman Avenue, Orange, CA 92866
Saleh Law Group
17011 Beach Blvd, Ste 834, Huntington Beach, CA 92647
Long & Delis Lawyers
400 N. Tustin Avenue, Suite 370, Santa Ana, CA 92705
The Vasquez Law Group
600 W Santa Ana Blvd., Suite 955, Santa Ana, CA 92701
Progress Law Firm
300 W Glenoaks Suite 304, Glendale, CA 91202
Girgis Law Firm, APC
333 City Boulevard West, Orange, CA 92868
Auto Accident Lawyer OC
130 47th Street, Newport Beach, CA 92663
Andal Law Group
1748 West Katella Avenue, Orange, CA 92867
The Reeves Law Group
200 West Santa Ana Boulevard, Santa Ana, CA 92701
Corey A. Pingle Attorney at Law
9550 Warner Ave, #250-06, Fountain Valley, CA 92708
Brownstone Law Group
333 City Blvd. #1700, Orange, CA 92868
Strongin Burger LLP
999 Corporate Drive, Ladera Ranch, CA 92694
Serrato Law Firm APC
​217 N. Main St. Suite 300, Santa Ana, CA 92701
Sasha Tymkowicz
1800 North Broadway Suite: #100, Santa Ana, CA 92706
Golden Injury Law
17291 Irvine Blvd Suite 440, Tustin, CA 92780
Smaili & Associates Attorneys and Counselors at Law
2114 North Broadway Suite 200, Santa Ana, CA 92706
Menicucci Law Group
1578 N. Batavia Street, Orange, CA 92687
KAL Attorneys
2090 N Tustin Ave 250b, Santa Ana, CA 92705

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

Orange, CA Car Accident FAQs

  • What is the non-emergency contact number for the local police station in Orange, California?

    The City of Orange's police department non-emergency contact number is (714) 744-7444.

  • Where can I get a copy of police reports for incidents related to my case in Orange, California?

    Copies of reports are available at the Records Bureau counter between 8 AM and 6 PM, Monday through Saturday. Reports will only be issued to parties involved in the incident. You must present a valid form of identification to obtain a copy of any reports, and there may be a fee. Online requests for police reports are also available.

  • How is negligence established in an Orange City auto accident claim?

    A vehicle accident injury claim in Orange must prove the four fundamental elements of negligence using accessible evidence:

    • The plaintiff's counsel must first identify and prove that the defendant owed the plaintiff a duty of care.
    • The plaintiff's counsel must prove the defendant breached this duty of care, which involves showing that the defendant was distracted, intoxicated, or committed a moving infraction that caused the collision.
    • The plaintiff must prove all negligence-related damages, including medical bills, property damage, and accident-related pain and suffering. If the crash forced the plaintiff to miss work, they should present documentation of their lost income.
    • The plaintiff's counsel must prove the defendant's negligence caused the plaintiff's damages.
  • Is there a deadline for Orange City vehicle accident claims?

    Yes. California law, which applies to Orange, limits personal injury and wrongful death lawsuits to two years from the accident. Under section 335.1 of the California Code of Civil Procedure, you have two years from the date of the underlying accident or incident to initiate a civil case seeking a legal remedy (compensation) for "injury or death of an individual caused by the negligent act or negligence of another." The majority of personal injury claims are governed by the "negligence" liability theory (which is synonymous with "neglect" as used in section 335.1).

  • What areas in Orange City are deemed accident-prone?

    The most hazardous crossroads in Orange City is the Orange Crush Interchange (I-5/SR-22/Orange Freeway interchange), where Santa Ana 5, Garden Grove 22, and Orange 57 freeways intersect. This freeway interchange is reportedly one of the nation's most complex highway interchanges. It provides 34 pathways, including onramps, offramps, and perhaps one of the sharpest left-turning routes you've ever driven on. According to the Land Use Database, at least 629,000 autos pass daily on 66 lanes and across 13 bridges.

  • What happens if a hit-and-run driver cannot be located following a car accident in Orange City?

    It is prohibited in California to leave the scene of an accident where someone has been injured before emergency personnel arrives. A driver who fled the scene of a collision may face criminal charges if apprehended. A hit-and-run driver's conviction does not mean the case is over. If the motorist is found to have driven recklessly or negligently, the injured person may file a claim for compensation in Orange for their losses.

  • What happens if you get involved in a car accident in Orange City without insurance?

    Accidents caused by drivers without insurance can have severe repercussions. In addition to the fines and penalties, you may be responsible for medical expenditures and repair costs. Instead of filing a claim with your insurance company, the other party can sue you in court. Furthermore, you may be held liable for extra damages such as lost wages, pain and suffering, and future medical procedures. When this happens, you'll need to contact a lawyer in Orange City. Addditionally, if you are injured in an accident that you caused and do not have insurance, you may be unable to receive compensation for your own injuries and financial losses.

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