Best Bankruptcy Lawyers Portsmouth, VA

Portsmouth, VA Bankruptcy FAQs

• Where do I file for bankruptcy in Portsmouth, Virginia?

  You can apply for bankruptcy in Portsmouth by going in person or sending a mail to the U.S. Bankruptcy Court, 600 Granby Street, Room 400, Norfolk, VA 23510-1915.

• Where can I get bankruptcy forms in Portsmouth, Virginia?

  At https://www.vaeb.uscourts.gov/bankruptcy-forms, you can get copies of the forms required to file for bankruptcy in Portsmouth.

• Is it possible to buy a car after your bankruptcy case in Portsmouth has been discharged?

  Yes, you are still able to purchase a vehicle following your bankruptcy case's discharge in Portsmouth. Additionally, there are no restrictions on when you can buy a car after the bankruptcy case. The only factors you will need to take into account are the prices you can pay and the interest rates you qualify for. Rushing to buy a car right away after your bankruptcy case has been dismissed will cost you more money since creditors will charge you higher interest rates.

• What documents should you bring for your initial session with a bankruptcy attorney in Portsmouth?

  Majority of bankruptcy attorneys in Portsmouth will not ask you to bring any papers when you come in for your initial session. However, you will be required to disclose information regarding your total monthly income and household expenses and your estimated total outstanding debts. You also need to inform the attorney about the identities of any co-borrowers or co-signers on outstanding debts, any unfiled or missing tax returns, and any open legal matters.

• Are you required to employ a lawyer for your bankruptcy case in Portsmouth?

  No, you are not required to employ a lawyer for your bankruptcy case in Portsmouth. But if you file for bankruptcy on your own, you run the danger of committing errors that could cost you more money or get your case dismissed. You will need the advice and experience of a bankruptcy attorney in Portsmouth to successfully navigate the procedure and avoid those dangers and mistakes.

• What can be the consequences if you did not go to a credit counseling class before filing for bankruptcy in Portsmouth?

  If you did not go to a credit counseling class before filing for bankruptcy in Portsmouth, the court can drop your proceedings. Remember that bankruptcy laws require you to attend a credit counseling class. These courses are available in person, online, and via telephone. Additionally, you must enroll in a second session called a debtor education class following the filing of your bankruptcy case.

• Can a garnishment procedure in Portsmouth be stopped by filing for bankruptcy?

  Yes. A garnishment procedure in Portsmouth is instantly stopped when you file for bankruptcy. Furthermore, the bankruptcy code may occasionally allow for the return of money that was seized before the bankruptcy filing. In addition to stopping the garnishment procedure, registering for bankruptcy in Portsmouth also halts the foreclosure auction of your property and collection calls from creditors.