Best Bankruptcy Lawyers in Provo, UT

Provo, UT Bankruptcy FAQs

• Where do I file for bankruptcy in Provo, Utah?

  In Provo, bankruptcy cases are filed with the United States Bankruptcy Court for the District of Utah. The bankruptcy court is located at the U.S. Bankruptcy Court - District of Utah, Frank E. Moss U.S. Courthouse, 350 S Main Street, in Salt Lake City.

• Where can I get bankruptcy forms in Provo, Utah?

  You may obtain bankruptcy forms from the website of the United States Bankruptcy Court District of Utah at https://www.utb.uscourts.gov/forms.

• How do you qualify for chapter 7 bankruptcy in Provo?

  To be eligible for chapter 7 bankruptcy in Provo, you must meet specific requirements. These include having an income below the median for your family size, not having filed for chapter 7 bankruptcy in the past eight years, and not having received a discharge from a chapter 13 bankruptcy filed within the last six years. If you meet all of these criteria, you may qualify to file for chapter 7 bankruptcy.

• Can you keep your house if you file for chapter 7 bankruptcy in Provo?

  If you file for chapter 7 bankruptcy in Provo, you may be able to keep your house under certain conditions. The state's homestead exemption allows you to protect up to $30,000 of the equity in your primary personal residence. Alternatively, you can exempt another property that is not your primary residence, but the amount is limited to $5,000. If you are married and filing a joint chapter 7 bankruptcy petition, the exemption is doubled, offering greater protection for your property.

• Are there any mandatory credit counseling and debtor education requirements before filing for bankruptcy in Provo?

  Before filing for bankruptcy in Provo, you are required to complete a credit counseling session with a DOJ-approved credit counseling agency within six months of filing your bankruptcy petition. On the other hand, the debtor education requirement takes place after filing your petition but before your debts can be discharged. After completing a debtor education course, you will need to submit a certificate to demonstrate your fulfillment of this requirement to have your debts discharged.

• Will everyone know that you filed for bankruptcy in Provo?

  In Provo, documents filed in a bankruptcy case are generally available for public viewing unless sealed. In normal situations, others will not know about your bankruptcy filing unless they actively search for this information in public records. These can be accessed at the Clerk's Office or online via the Public Access to Court Electronic Records (PACER) system.

• Can you file for bankruptcy if you recently moved to Provo?

  To file for bankruptcy in Provo, it is a requirement that you have resided in Utah for the past 180 days. However, if you have recently moved from another state or possess substantial assets in that state, you may have the option to file for bankruptcy in the said state instead of in Utah.